Incorrect hard enquiry of loan by ICICI (for credit card)

[pjain2712]

Hello, I had received pre-approved ICICI Sapphiro card last year (Q1 of 2022) as I had salary account with them and it was unconditional LTF so had applied. Card is generated instantly as well but I see the same card limit amount is showing in my CIBIL as Personal Loan, is it expected?
Does it make sense to report this now to ICICI and get it removed or should I ignore as it is old enquiry? Please advise.

 

[Akashn]

In my experience this address has been pretty much useless. The staff are usually not properly trained, and often seemingly unqualified, unable to comprehend the subject matter, providing irrelevant and nonsensical responses.

Of course, the silver lining may be that it could give hope to some people that no one is unemployable.

Agree with you

 

[cryoengine]

Agree with you

Funny response from icici. How these people graduated MBA/BE, only god knows.

 

[Akashn]

Funny response from icici. How these people graduated MBA/BE, only god knows.

I dont think they are MBA/BE graduated.

 

[cryoengine]

I dont think they are MBA/BE graduated.

At least 90% of them are, I have searched the customer care rep names I have dealt with on LinkedIn.

 

[Akashn]

At least 90% of them are, I have searched the customer care rep names I have dealt with on LinkedIn.

Wow. I dont have any words then 🙂

 

[Akashn]

Mailed customersupport@icicibank.com about personal loan enquiry on 12 July. As i don't have active CIBIL subscription i sent them screenshots from Amazon credit score and asked them to check yourself from CIBIL if you don't accept this.

Since then they kept on giving Taarikh pe Taarikh and today 5 August they sent Enquiry Suppression request. 😄