Indian Bank Credit Card Application

[Walter White]

Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?

 

[sharonraj134]

I didn't get any reward points for any transaction which I did

Did u spend minimum of Rs 200 ? Did they matched your limit with the already existing card in CIBIL with highest limit??

 

[KLB@96]

do we ge RP's ? if yes where do we see them and where to redeem ?

 

[pprakash11]

Did u spend minimum of Rs 200 ? Did they matched your limit with the already existing card in CIBIL with highest limit??

I even have transacted ₹10k, but still get 0 reward points.
This card doesn't gives rp.

No they didn't match the highest limit card as present in cibil.

They gave me 3.15L, while my highest is 6L

 

[pprakash11]

do we ge RP's ? if yes where do we see them and where to redeem ?

We don't get

 

[sharonraj134]

I even have transacted ₹10k, but still get 0 reward points.
This card doesn't gives rp.

No they didn't match the highest limit card as present in cibil.

They gave me 3.15L, while my highest is 6L

Oh I am yet to apply for the card. Opened account last week. Thought that we can make off the renewal fee by using Reward points.... what if Rupay offers may revise and remove wellness benefits like Spa ,healthcheckup etc.... then this card becomes a trash...... Hows the trend with RUPAY OFFERS?? Will they renew the same Wellness benefits every year???

 

[pprakash11]

Oh I am yet to apply for the card. Opened account last week. Thought that we can make off the renewal fee by using Reward points.... what if Rupay offers may revise and remove wellness benefits like Spa ,healthcheckup etc.... then this card becomes a trash......

yes

Hows the trend with RUPAY OFFERS?? Will they renew the same Wellness benefits every year???

Yes they renew every year

 

[TheGuy]

cibil mein 165k highest hai... itni hi limit mili hai.... maine 50 Lakh income fill ki thi

wth!
ballsy move bro
self employed or salaried?

3.15L

10% of your declared income too? xD

Literally you will get ZERO 🥚 reward points using this credit card, any transaction you do 🤣. No use of 5L limit or something.

Agree. Creates over-leverage too!

@pprakash11 do they approve for self employed?

 

[pprakash11]

10% of your declared income too? xD

Sort of.

Agree. Creates over-leverage too!

100%. I don't know who gave my reward points comment a dislike, but it's true they do not give reward points.

@pprakash11 do they approve for self employed?

Yes. Mandatory is account holder.

 

[Strange]

Sort of.

100%. I don't know who gave my reward points comment a dislike, but it's true they do not give reward points.

Yes. Mandatory is account holder.

From which email ID are you getting Indian Bank credit card statements?

 

[pprakash11]

From which email ID are you getting Indian Bank credit card statements?

| alerts_creditcard@indianbank.co.in |

 

[Strange]

| alerts_creditcard@indianbank.co.in |

Is Indian Bank credit card bill payment through Mobikwik going through?

 

[pprakash11]

Is Indian Bank credit card bill payment through Mobikwik going through?

Mai CRED se krta hu. All others are completely unreliable when it comes to CCBP of Indian bank.

 

[Strange]

Mai CRED se krta hu. All others are completely unreliable when it comes to CCBP of Indian bank.

How did you enable Ecom transaction for your card? I'm getting error in netbanking.

 

[pprakash11]

How did you enable Ecom transaction for your card? I'm getting error in netbanking.

October 2023 me kiya tha net banking se enable ho gya tha

 

[chandra.prakash]

Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?

I got it via online through indoasis app

 

[pradeepG]

We don't get

They have mentioned reward points both on website and in CC Catalog
here on this PDF : https://indianbank.in/departments/credit-card/#:~:text=To know more about each card, click here & https://indianbank.in/wp-content/uploads/2019/03/CREDIT-CARD-FEATURES-AND-BENEFITS-6.pdf
and on CC login website too : https://www.indianbankcreditcard.in/indbcreditcustomer/html/LoginFrame.html >> under Charges Tab.

Were Reward Points can be seen? Earned Reward Points can be seen on CC Dashboard.

 

[pprakash11]

They have mentioned reward points both on website and in CC Catalog
here on this PDF : https://indianbank.in/departments/credit-card/#:~:text=To know more about each card, click here & https://indianbank.in/wp-content/uploads/2019/03/CREDIT-CARD-FEATURES-AND-BENEFITS-6.pdf
and on CC login website too : https://www.indianbankcreditcard.in/indbcreditcustomer/html/LoginFrame.html >> under Charges Tab.

Were Reward Points can be seen? Earned Reward Points can be seen on CC Dashboard.

But since last 6 months, mine is 🥚

 

[pradeepG]

But since last 6 months, mine is 🥚

only RBI ka bamboo can show/correct/update it.

Also concerning(a bit) is that they always put enquire in CIBIL under/as Business Loan even if it is a car loan or a CC application.

 

[pprakash11]

only RBI ka bamboo can show/correct/update it.

Don't want to go for that since I don't spend much

Also concerning(a bit) is that they always put enquire in CIBIL under/as Business Loan even if it is a car loan or a CC application.

That's absolutely right

 

[Strange]

Don't want to go for that since I don't spend much

That's absolutely right

Cibil me credit card hi report Kiya hai na?
Reported full card number?