Indian bank rupay credit card experience and issues.

[ankit ojha]

Experience: I applied Indian bank rupay credit card ( there was only two option 1. Rupay 2. Visa, option 1 go ahead) , limit 105k, received the card within 10 days (no verification only need to have a savings account ) .

issue: The card issued in RUPAY PLATINUM variant, I contacted customer care, they told, only high transaction accounts will be qualify for SELECT card and have to visit the branch and have to do request to bank manager for upgrade ( Mera branch rural area me hai, and the manager is really dumb and kharoos, he will not take any action I know, I didnt visit branch yet, beside i am out of station now)

Q. What should I do to upgrade it in rupay select credit card?

 

[ankit ojha]

Probably cannot be done.
The card variant is selected on basis of card limit you get.
Anythinv greater than 2 lakhs, and you will get Rupay Select.
No harm in trying though.

Okay, thank you

 

[noobdipesh]

@CardCraftsman. why the dislike?

btw, I removed my dislike but I hope you got my message.

 

[Wealth is my birth right!]

Experience: I applied Indian bank rupay credit card ( there was only two option 1. Rupay 2. Visa, option 1 go ahead) , limit 105k, received the card within 10 days (no verification only need to have a savings account ) .

issue: The card issued in RUPAY PLATINUM variant, I contacted customer care, they told, only high transaction accounts will be qualify for SELECT card and have to visit the branch and have to do request to bank manager for upgrade ( Mera branch rural area me hai, and the manager is really dumb and kharoos, he will not take any action I know, I didnt visit branch yet, beside i am out of station now)

Q. What should I do to upgrade it in rupay select credit card?

get LE post 6m then upgrade card

 

[damn]

Iget LE post 6m then upgrade card

I think le for indian bank can be done physically only with proper documents

 

[Wealth is my birth right!]

I think le for indian bank can be done physically only with proper documents

To branch or courier centralised operations?

 

[damn]

To branch or courier centralised operations?

Branch; centralised is not authorized to carry out le; the working of cc section is laid out such

 

[Boy 07]

Probably cannot be done.
The card variant is selected on basis of card limit you get.
Anythinv greater than 2 lakhs, and you will get Rupay Select.
No harm in trying though.

I got approved with limit 2.64 L I selected rupay network which card I I will get ? and how many days does it take to deliver????

 

[damn]

I got approved with limit 2.64 L I selected rupay network which card I I will get ? and how many days does it take to deliver????

rupay select; days i cannot say, but should be about 7-10 working days

 

[Boy 07]

rupay select; days i cannot say, but should be about 7-10 working days

rupay select; days i cannot say, but should be about 7-10 working days

will i get sms of dispatch or not ? its rupay select

 

[Boy 07]

Experience: I applied Indian bank rupay credit card ( there was only two option 1. Rupay 2. Visa, option 1 go ahead) , limit 105k, received the card within 10 days (no verification only need to have a savings account ) .

issue: The card issued in RUPAY PLATINUM variant, I contacted customer care, they told, only high transaction accounts will be qualify for SELECT card and have to visit the branch and have to do request to bank manager for upgrade ( Mera branch rural area me hai, and the manager is really dumb and kharoos, he will not take any action I know, I didnt visit branch yet, beside i am out of station now)

Q. What should I do to upgrade it in rupay select credit card?

i go approved for rupay select cc with limit 2.62 L

 

[ankit ojha]

i go approved for rupay select cc with limit 2.62 L

Congratulations bro ,

 

[damn]

will i get sms of dispatch or not ? its rupay select

probably you should

 

[Boy 07]

Congratulations bro ,

Thanks Sir

probably you should

Without any problem any information and sms I recieved by blue dart on the 6 day of submitting the application

 

[damn]

Thanks Sir

Without any problem any information and sms I recieved by blue dart on the 6 day of submitting the application

Same here, received card within 1 week of approval if I remember correctly
Enjoy

 

[Boy 07]

Same here, received card within 1 week of approval if I remember correctly
Enjoy

i am not ale to activate and create pin when i amt trying in the app its failed .if i am trying by firts time login in inter net banking its says active card holder only allow to access. What to do ?

 

[damn]

i am not ale to activate and create pin when i amt trying in the app its failed .if i am trying by firts time login in inter net banking its says active card holder only allow to access. What to do ?

You have to wait for card delivery, the system does not allow anything before card delivery

 

[Boy 07]

You have to wait for card delivery, the system does not allow anything before card delivery

Card has been delivered i used a card for recharge it got successfully done.snd I add the card on Paytm it has added but not able to set upi pin .it shows that we are processing your request 4 days have passed

 

[damn]

Card has been delivered i used a card for recharge it got successfully done.snd I add the card on Paytm it has added but not able to set upi pin .it shows that we are processing your request 4 days have passed

Just call customer care and ask them for help, and drop an email with them too just in case

 

[Boy 07]

Just call customer care and ask them for help, and drop an email with them too just in case

I have called he said to do email I have done too there is no response.card hi kyu provide karne hain jab service aisi he

 

[damn]

I have called he said to do email I have done too there is no response.card hi kyu provide karne hain jab service aisi he

It is a new service for them, they are actually very incompetent, but what can I say? It is at the end of the day a PSU. Besides, they have recently started operations, so it will take time to improve services; so adjust I guess...
:-(