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INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

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SSV

SSV

TF Reserve
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Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.
indie.indusind.com indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.
indie.indusind.com indie.indusind.com

A few screen shots...of INDIE App after account opening

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1716461563909.jpeg 1716461512104.jpeg
 
Last edited:
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SSV said:
You can have only one main account in IndusInd and one Indie account on top of it…
People have more DCs , all attached to one main account..
I think you were confused with DCs and accounts..

Note: Now don’t go there and say people have 5 DCs to one single account.. we don’t know what happens to it
Click to expand...
I have a 0 MAB exclusive account. I would like to open a pioneer account as well (for free lockers), so do I open a seperate account (same cif) or upgrade my exclusive to pioneer, and I believe pioneer doesnt charge maintenance charges.
 
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Ra.One said:
I have a 0 MAB exclusive account. I would like to open a pioneer account as well (for free lockers), so do I open a seperate account (same cif) or upgrade my exclusive to pioneer, and I believe pioneer doesnt charge maintenance charges.
Click to expand...
I think you need to upgrade
 
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SSV said:
You need to talk to branch staff.. I think triggering automatic upgrade takes long time
Click to expand...
Yeah, will have to speak to the branch staff, but they're mega dimwits.
Its a new branch, not even officially inaugurated, the BM hasnt joined, my RM is just 2 months into joining IndusInd (but is cute 🤣). The guy with the most gyaan is a teller, and another senior madam (who is also super cute BTW) gives wrong info (like exclusive dc fees is 10k 😅), but I managed to secure a locker.
They have invited me and wifey to their inauguration and have promised some special gifts for exclusive/pioneer customers who attend !! 😂
 
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Indusind is also giving FD rate at 7.99%, pretty decent too be honest. Also you will get 100 gems for every 1 Lakh. Since, market is already at a all time high, I have parked 2 Lakh so that no need to maintain the 50k average balance.
 
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