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Indus Grandé Savings Account - Discussion

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tryabp

tryabp

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D-Indus-Grande.jpg

Official Link: https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html
Brochure & SOB Attached

Key Features:
- Free Locker
- Free Pinnacle Credit Card
- Free Signature Debit Card*
- Free Grande Debit Card
- Paid Pioneer Debit Card

Additional Benefits:
- Family Banking to 8 add-on accounts
- Special Interest rates on loan
- Dedicated RM & SM
- Bookmyshow 1+1 Offer for 1000Rs (Only Card that gives 1000Rs discount on non-movie tickets)


Surrogate Option:
- Average Balance 5 lac
OR
- Life insurance 2 lac
- General Insurance 50k
- Salary 2.5 lac
- Personal Loan 15 lac
- Home Loan 1.5 cr


Please add your inputs, i will update this thread accordingly.
BM convinced me to upgrade to this account instead of Exclusive, so have opened this account yesterday. I will post unboxing and welcome kit photos once i receive it.
Update: Attached Welcome Kit Photos. Nothing fancy. Just normal plastic debit card along with some documentation received.
Update: Customer Care has denied Free Signature Debit Card. I will still try from BM / RM. Hence i am opening Exclusive Accounts for family members and after getting Signature DC i will link them to Grande and then apply for PInnacle CC.

Tip : If you have higher variant account like Pioneer /Grande then you wont get Signature DC for free! For that you have to open/upgrade to signature account first >> Get free Signature DC / Exclusive World DC >> Upgrade a/c to Grande >> Get free Grande DC / Free Pinnacle CC >> Upgrade to Pioneer >> Get free Pioneer DC. And finally you will have all DC for free.

UPDATE:
1. If you are existing CC holder of Indus then you need to have floor limit for Pinnacle as it will be applied in split limit. (3 lac before split)
2. If you have 2 Indus CC then it becomes more complicated as 3rd can be applied in offline mode only on split limit basis and there is no option to get Pinnacle free in offline application.
3. Workaround is to apply for any free card in split limit basis offline through agent / branch and then upgrade it online using Grande Scheme Code to Pinnacle.
 

Attachments

  • Indus-Grande-Brochure.pdf
    Indus-Grande-Brochure.pdf
    1.2 MB · Views: 127
  • SOC_Grande.pdf
    SOC_Grande.pdf
    531.6 KB · Views: 61
  • indus1.jpg
    indus1.jpg
    1.2 MB · Views: 272
  • indus2.jpg
    indus2.jpg
    1.4 MB · Views: 295
  • indus3.jpg
    indus3.jpg
    1.5 MB · Views: 301
  • indus4.jpg
    indus4.jpg
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Last edited:
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cc_dc_explorer said:
@tryabp
I have heard that PIONEER have separate branch. Not all Indus branch deals with PIONEER.

So, If I have Grande account in NON-PIONEER branch, will I have to visit VIONEER branch for the upgrade. Also will there be any problem/obstacle in the upgrade to PIONEER. Is there anyone who had done this..please share your experience.
Click to expand...
Normal branch also do Pioneer account, You pioneer RM will manage your queries on call / email from his pioneer branch. But non-pioneer branch is not much interested to upgrade pioneer account unless you specifically ask for it.
 
Upvote 0 Downvote
cc_dc_explorer said:
@tryabp
I have heard that PIONEER have separate branch. Not all Indus branch deals with PIONEER.

So, If I have Grande account in NON-PIONEER branch, will I have to visit VIONEER branch for the upgrade. Also will there be any problem/obstacle in the upgrade to PIONEER. Is there anyone who had done this..please share your experience.
Click to expand...
What is the criteria you are fulfilling for the account as of now?
 
Upvote 0 Downvote
hey i was also looking to open a premium account in indusind or idfc first. as per your thread we can get 3 debit cards for just 1 account?

inorder to get all dcs. i will to open basic account and then upgrade the account each week to get all dcs?

im also looking open another account 2 more family account and connet them to this primary account

can anyone tell what is the best process to get most out of the account opening and in which order. thanks

i will be maintaining 5 to 26lacks in this account
 
Upvote 0 Downvote
DeamonDealer said:
hey i was also looking to open a premium account in indusind or idfc first. as per your thread we can get 3 debit cards for just 1 account?

inorder to get all dcs. i will to open basic account and then upgrade the account each week to get all dcs?

im also looking open another account 2 more family account and connet them to this primary account

can anyone tell what is the best process to get most out of the account opening and in which order. thanks

i will be maintaining 5 to 26lacks in this account
Click to expand...
You will get a LTF Grande debit card with a Grande account.

Later on, upgrade Grande account to Pioneer Account and get a LTF pioneer debit card.
 
Upvote 0 Downvote
DeamonDealer said:
hey i was also looking to open a premium account in indusind or idfc first. as per your thread we can get 3 debit cards for just 1 account?

inorder to get all dcs. i will to open basic account and then upgrade the account each week to get all dcs?

im also looking open another account 2 more family account and connet them to this primary account

can anyone tell what is the best process to get most out of the account opening and in which order. thanks

i will be maintaining 5 to 26lacks in this account
Click to expand...
Open IDFC or other
Indusind is doomed

Their dc reward no one takes seriously now & BB offer is gone
So even though I have 4 dc
Never used in last 4 month
 
Upvote 0 Downvote
DeamonDealer said:
hey i was also looking to open a premium account in indusind or idfc first. as per your thread we can get 3 debit cards for just 1 account?

inorder to get all dcs. i will to open basic account and then upgrade the account each week to get all dcs?

im also looking open another account 2 more family account and connet them to this primary account

can anyone tell what is the best process to get most out of the account opening and in which order. thanks

i will be maintaining 5 to 26lacks in this account
Click to expand...
Second best option is IDFC Wealth Account.
 
Upvote 0 Downvote
tryabp said:
View attachment 27129

Official Link: https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html
Brochure & SOB Attached

Key Features:
- Free Locker
- Free Pinnacle Credit Card
- Free Signature Debit Card*
- Free Grande Debit Card
- Paid Pioneer Debit Card

Additional Benefits:
- Family Banking to 8 add-on accounts
- Special Interest rates on loan
- Dedicated RM & SM
- Bookmyshow 1+1 Offer for 1000Rs (Only Card that gives 1000Rs discount on non-movie tickets)


Surrogate Option:
- Average Balance 5 lac
OR
- Life insurance 2 lac
- General Insurance 50k
- Salary 2.5 lac
- Personal Loan 15 lac
- Home Loan 1.5 cr


Please add your inputs, i will update this thread accordingly.
BM convinced me to upgrade to this account instead of Exclusive, so have opened this account yesterday. I will post unboxing and welcome kit photos once i receive it.
Update: Attached Welcome Kit Photos. Nothing fancy. Just normal plastic debit card along with some documentation received.
Update: Customer Care has denied Free Signature Debit Card. I will still try from BM / RM. Hence i am opening Exclusive Accounts for family members and after getting Signature DC i will link them to Grande and then apply for PInnacle CC.

Tip : If you have higher variant account like Pioneer /Grande then you wont get Signature DC for free! For that you have to open/upgrade to signature account first >> Get free Signature DC / Exclusive World DC >> Upgrade a/c to Grande >> Get free Grande DC / Free Pinnacle CC >> Upgrade to Pioneer >> Get free Pioneer DC. And finally you will have all DC for free.

UPDATE:
1. If you are existing CC holder of Indus then you need to have floor limit for Pinnacle as it will be applied in split limit. (3 lac before split)
2. If you have 2 Indus CC then it becomes more complicated as 3rd can be applied in offline mode only on split limit basis and there is no option to get Pinnacle free in offline application.
3. Workaround is to apply for any free card in split limit basis offline through agent / branch and then upgrade it online using Grande Scheme Code to Pinnacle.
Click to expand...
Firstly Will They Upgrade Those Many Times
If yes how much amount of time it takes for each upgrade including waiting for delivery of card before raising request again for upgrade
 
Upvote 0 Downvote
tryabp said:
Normal branch also do Pioneer account, You pioneer RM will manage your queries on call / email from his pioneer branch. But non-pioneer branch is not much interested to upgrade pioneer account unless you specifically ask for it.
Click to expand...
so i have opened my grande account. applied for pinnacle upgrade from legend. got call today to agree to terms. once i get the card my pinnacle cc how long should i wait to convert my grande account to exclusive acount? thanks

my local branch is very small and they dont know their own products. how should i explain to them inorder to down grade to exclusive and linking it to my pinnacle card?
 
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