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Indus Grandé Savings Account - Discussion

tryabp

TF Ace
RML Group
VIP Lounge
D-Indus-Grande.jpg

Official Link: https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html
Brochure & SOB Attached

Key Features:
- Free Locker
- Free Pinnacle Credit Card
- Free Signature Debit Card*
- Free Grande Debit Card
- Paid Pioneer Debit Card

Additional Benefits:
- Family Banking to 8 add-on accounts
- Special Interest rates on loan
- Dedicated RM & SM
- Bookmyshow 1+1 Offer for 1000Rs (Only Card that gives 1000Rs discount on non-movie tickets)


Surrogate Option:
- Average Balance 5 lac
OR
- Life insurance 2 lac
- General Insurance 50k
- Salary 2.5 lac
- Personal Loan 15 lac
- Home Loan 1.5 cr


Please add your inputs, i will update this thread accordingly.
BM convinced me to upgrade to this account instead of Exclusive, so have opened this account yesterday. I will post unboxing and welcome kit photos once i receive it.
Update: Attached Welcome Kit Photos. Nothing fancy. Just normal plastic debit card along with some documentation received.
Update: Customer Care has denied Free Signature Debit Card. I will still try from BM / RM. Hence i am opening Exclusive Accounts for family members and after getting Signature DC i will link them to Grande and then apply for PInnacle CC.

Tip : If you have higher variant account like Pioneer /Grande then you wont get Signature DC for free! For that you have to open/upgrade to signature account first >> Get free Signature DC / Exclusive World DC >> Upgrade a/c to Grande >> Get free Grande DC / Free Pinnacle CC >> Upgrade to Pioneer >> Get free Pioneer DC. And finally you will have all DC for free.

UPDATE:
1. If you are existing CC holder of Indus then you need to have floor limit for Pinnacle as it will be applied in split limit. (3 lac before split)
2. If you have 2 Indus CC then it becomes more complicated as 3rd can be applied in offline mode only on split limit basis and there is no option to get Pinnacle free in offline application.
3. Workaround is to apply for any free card in split limit basis offline through agent / branch and then upgrade it online using Grande Scheme Code to Pinnacle.
 

Attachments

  • Indus-Grande-Brochure.pdf
    Indus-Grande-Brochure.pdf
    1.2 MB · Views: 118
  • SOC_Grande.pdf
    SOC_Grande.pdf
    531.6 KB · Views: 55
  • indus1.jpg
    indus1.jpg
    1.2 MB · Views: 247
  • indus2.jpg
    indus2.jpg
    1.4 MB · Views: 269
  • indus3.jpg
    indus3.jpg
    1.5 MB · Views: 275
  • indus4.jpg
    indus4.jpg
    1.4 MB · Views: 265
Last edited:
@tryabp
I have heard that PIONEER have separate branch. Not all Indus branch deals with PIONEER.

So, If I have Grande account in NON-PIONEER branch, will I have to visit VIONEER branch for the upgrade. Also will there be any problem/obstacle in the upgrade to PIONEER. Is there anyone who had done this..please share your experience.
Normal branch also do Pioneer account, You pioneer RM will manage your queries on call / email from his pioneer branch. But non-pioneer branch is not much interested to upgrade pioneer account unless you specifically ask for it.
 
@tryabp
I have heard that PIONEER have separate branch. Not all Indus branch deals with PIONEER.

So, If I have Grande account in NON-PIONEER branch, will I have to visit VIONEER branch for the upgrade. Also will there be any problem/obstacle in the upgrade to PIONEER. Is there anyone who had done this..please share your experience.
What is the criteria you are fulfilling for the account as of now?
 
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