• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Indus Grandé Savings Account - Discussion

Apply For Lifetime Free IDFC First Credit Card
tryabp

tryabp

TF Ace
RML Group
VIP Lounge
Verified User
D-Indus-Grande.jpg

Official Link: https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html
Brochure & SOB Attached

Key Features:
- Free Locker
- Free Pinnacle Credit Card
- Free Signature Debit Card*
- Free Grande Debit Card
- Paid Pioneer Debit Card

Additional Benefits:
- Family Banking to 8 add-on accounts
- Special Interest rates on loan
- Dedicated RM & SM
- Bookmyshow 1+1 Offer for 1000Rs (Only Card that gives 1000Rs discount on non-movie tickets)


Surrogate Option:
- Average Balance 5 lac
OR
- Life insurance 2 lac
- General Insurance 50k
- Salary 2.5 lac
- Personal Loan 15 lac
- Home Loan 1.5 cr


Please add your inputs, i will update this thread accordingly.
BM convinced me to upgrade to this account instead of Exclusive, so have opened this account yesterday. I will post unboxing and welcome kit photos once i receive it.
Update: Attached Welcome Kit Photos. Nothing fancy. Just normal plastic debit card along with some documentation received.
Update: Customer Care has denied Free Signature Debit Card. I will still try from BM / RM. Hence i am opening Exclusive Accounts for family members and after getting Signature DC i will link them to Grande and then apply for PInnacle CC.

Tip : If you have higher variant account like Pioneer /Grande then you wont get Signature DC for free! For that you have to open/upgrade to signature account first >> Get free Signature DC / Exclusive World DC >> Upgrade a/c to Grande >> Get free Grande DC / Free Pinnacle CC >> Upgrade to Pioneer >> Get free Pioneer DC. And finally you will have all DC for free.

UPDATE:
1. If you are existing CC holder of Indus then you need to have floor limit for Pinnacle as it will be applied in split limit. (3 lac before split)
2. If you have 2 Indus CC then it becomes more complicated as 3rd can be applied in offline mode only on split limit basis and there is no option to get Pinnacle free in offline application.
3. Workaround is to apply for any free card in split limit basis offline through agent / branch and then upgrade it online using Grande Scheme Code to Pinnacle.
 

Attachments

  • Indus-Grande-Brochure.pdf
    Indus-Grande-Brochure.pdf
    1.2 MB · Views: 127
  • SOC_Grande.pdf
    SOC_Grande.pdf
    531.6 KB · Views: 61
  • indus1.jpg
    indus1.jpg
    1.2 MB · Views: 272
  • indus2.jpg
    indus2.jpg
    1.4 MB · Views: 295
  • indus3.jpg
    indus3.jpg
    1.5 MB · Views: 301
  • indus4.jpg
    indus4.jpg
    1.4 MB · Views: 292
Last edited:
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
tryabp said:
Everyone is in SALES!
Click to expand...
Thats exactly right, I have done an internship back in 2007 in one of India's leading banks and I noticed it back then and the situation has detoriated even further now. Branch banking is mostly a sales channel/outlet, more so in private banks, in government banks they are anyways not interested to work even. Operations guys in banks have sales targets, and most of the incentives are on selling products which are not profitable for customers, but for banks/insurance companies. People still believe bankers and hence get trapped.

I am almost sure these Young bankers program, Bank PO exams are effectively a sophisticated way to train and make good salesmen out of candidates.
 
Upvote 0 Downvote
Souvik said:
Thats exactly right, I have done an internship back in 2007 in one of India's leading banks and I noticed it back then and the situation has detoriated even further now. Branch banking is mostly a sales channel/outlet, more so in private banks, in government banks they are anyways not interested to work even. Operations guys in banks have sales targets, and most of the incentives are on selling products which are not profitable for customers, but for banks/insurance companies. People still believe bankers and hence get trapped.

I am almost sure these Young bankers program, Bank PO exams are effectively a sophisticated way to train and make good salesmen out of candidates.
Click to expand...
Yeah, situation is very much deteriorated now for a brief time I worked at Axis bank they won't give promotion for doing operations or helping customers only way to get promotion is to complete sales target or get fired everyday I need to sit till 11 pm at branch also have work on Sundays too
 
Upvote 0 Downvote
tryabp said:
Indus Exclusive with Pinnacle as Surrogate is best account in Indusind. But if you have option to go for Grande then it offers more perks than Exclusive.

Pioneer is 10 lac funding account.
Click to expand...
Salary account with Indus Exclusive, Which one to try for LTF? Pinnacle or any other card from super premium category
 
Upvote 0 Downvote
tryabp said:
View attachment 27129

Official Link: https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html
Brochure & SOB Attached

Key Features:
- Free Locker
- Free Pinnacle Credit Card
- Free Signature Debit Card*
- Free Grande Debit Card
- Paid Pioneer Debit Card

Additional Benefits:
- Family Banking to 8 add-on accounts
- Special Interest rates on loan
- Dedicated RM & SM
- Bookmyshow 1+1 Offer for 1000Rs (Only Card that gives 1000Rs discount on non-movie tickets)


Surrogate Option:
- Average Balance 5 lac
OR
- Life insurance 2 lac
- General Insurance 50k
- Salary 2.5 lac
- Personal Loan 15 lac
- Home Loan 1.5 cr


Please add your inputs, i will update this thread accordingly.
BM convinced me to upgrade to this account instead of Exclusive, so have opened this account yesterday. I will post unboxing and welcome kit photos once i receive it.
Update: Attached Welcome Kit Photos. Nothing fancy. Just normal plastic debit card along with some documentation received.
Update: Customer Care has denied Free Signature Debit Card. I will still try from BM / RM. Hence i am opening Exclusive Accounts for family members and after getting Signature DC i will link them to Grande and then apply for PInnacle CC.

Tip : If you have higher variant account like Pioneer /Grande then you wont get Signature DC for free! For that you have to open/upgrade to signature account first >> Get free Signature DC / Exclusive World DC >> Upgrade a/c to Grande >> Get free Grande DC / Free Pinnacle CC >> Upgrade to Pioneer >> Get free Pioneer DC. And finally you will have all DC for free.
Click to expand...
It's the worst account of IndusInd Bank... as many branches don't get bonus for opening exclusive account & pioneer account... so, they launched IndusInd Grande for those branches.
 
Upvote 0 Downvote
Souvik said:
Thats exactly right, I have done an internship back in 2007 in one of India's leading banks and I noticed it back then and the situation has detoriated even further now. Branch banking is mostly a sales channel/outlet, more so in private banks, in government banks they are anyways not interested to work even. Operations guys in banks have sales targets, and most of the incentives are on selling products which are not profitable for customers, but for banks/insurance companies. People still believe bankers and hence get trapped.

I am almost sure these Young bankers program, Bank PO exams are effectively a sophisticated way to train and make good salesmen out of candidates.
Click to expand...
True!
 
Upvote 0 Downvote
MusicalMind said:
Yeah, situation is very much deteriorated now for a brief time I worked at Axis bank they won't give promotion for doing operations or helping customers only way to get promotion is to complete sales target or get fired everyday I need to sit till 11 pm at branch also have work on Sundays too
Click to expand...
Sad to hear that buddy, it has become too sales centric nowadays. And I do not see this improving anytime soon, rather it would be more gross over time. Today I saw a tweet from Raghuram Rajan and he spoke about resignation from a SBI employee who cited bad behavior from seniors and impractical stress as reasons to leave SBI. Profit seeking has reached abysmal levels, the fact is everyone from top till bottom of the hierarchy know it and are silently still a part of it for their paycheck.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

Riya Sharma
  • Poll Poll
Offer Fulfilled! Premium Account Discussion (and help me choose a Primary Account)
Replies
16
Views
468
vine
vine
SN.M
  • Question Question
INDUSIND EXCLUSIVE SAVINGS ACCOUNT + PINNACLE CARD = Zero MAB
8 9 10
Replies
180
Views
9K
hedgehog2122
hedgehog2122
saucy
  • Question Question
Premium Bank accounts to collect (usually with 0mab)
78 79 80
Replies
2K
Views
93K
vine
vine
Back
Top