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Indus rewardz festival 2025 edition [Credit cards spend based offer📢]

pinki

TF Legend
Just received this SMS from IndusInd Bank regarding their Rewardz Festival 2025 campaign:

> “Limited Slots! Opt-in now to not miss out. Choose your Rewards Now https://indusbk.in/INDUSB/xxxxxxxt
o participate in the Rewardz Festival 2025 with your Credit Card XXXX.

TnC Apply https://indusbk.in/INDUSB/ifkVMYw - IndusInd Bank”


🔎 Key Highlights

1.specific offer link to each customer.

2.Opt-in Required – You need to register via the link to participate.

3.Choose Rewards – Looks like multiple reward options are available( rps, brand voucher , cashback).

For me following options were available:
IMG_20250923_163105.webp


I chose the third and they have given an acknowledgement number too.

Quite a good offer, easily achievable.🙂

Exclusion to spends:
All Purchase transactions for payment of Rent & Real Estate Payments (MCC 6513), Wallet loading payment (MCC 6540,6538) will NOT be considered for the purpose of calculating Achievement towards the Spend threshold

Cash Withdrawals, Fees, Interest Charges, and any other charges, EMI, Loan taken on the Credit Card and any transaction other than a Purchase Transaction will not be considered for the purpose of calculating achievement towards the Spend threshold.
 
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For me it is 7.5% value. Got below options on spends of 10000rs:-

-1060 reward points
-800 brand voucher
-750 cashback

I think option 3 is best valued, not sure what brand voucher option they gonna give later on 😛
I received the same offer. If I purchase an Amazon gift card worth ₹10,000 from Amazon itself, would that be counted as a valid spend? Also, would the credit the cashback in the statement itself in the next bill, considering that I chose the 3rd option?
 
For me it is 7.5% value. Got below options on spends of 10000rs:-

-1060 reward points
-800 brand voucher
-750 cashback

I think option 3 is best valued, not sure what brand voucher option they gonna give later on 😛
Got same offer on my pinnacle. Selected 3rd option .

Under T&C, the exclusions are wallet load and real estate.
So I think everything else is included I guess, even government spends, tax, insurance etc, maybe even fuel !!!
 
I received the same offer. If I purchase an Amazon gift card worth ₹10,000 from Amazon itself, would that be counted as a valid spend? Also, would the credit the cashback in the statement itself in the next bill, considering that I chose the 3rd option?
Yes Amazon spends or even any spend except Rent/Wallet will be eligible like NPS, Tax Payment etc.
Cashback will be credited back to Card after 90 days from Oct 31st.
 
Does insurance payments are eligible as spend category offer for this offer?
Not mentioned in exclusions , so yes .

Exclusion to spends:
All Purchase transactions for payment of Rent & Real Estate Payments (MCC 6513), Wallet loading payment (MCC 6540,6538) will NOT be considered for the purpose of calculating Achievement towards the Spend threshold

Cash Withdrawals, Fees, Interest Charges, and any other charges, EMI, Loan taken on the Credit Card and any transaction other than a Purchase Transaction will not be considered for the purpose of calculating achievement towards the Spend threshold.
 
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