Indusind 10x reward points Promotional offer on Gyftr

[kshitij_0]

Does this offer make any sense? How can we utilise this and what is the final reward rate?
Experts- @VISHESH_BANSAL @Abhishek012 @S S V @NShah

 

[iSayyed]

On Gyftr, it says up to 30% off for Indus CC and DC.

The highest 30% off on a Sony LIV voucher

Bombay Shaving Company 27%

Zee 25%

.

.

.

Amazon GC 2%

 

[kshitij_0]

On Gyftr, it says up to 30% off for Indus CC and DC.

The highest 30% off on a Sony LIV voucher

Bombay Shaving Company 27%

Zee 25%

.

.

.

Amazon GC 2%

What's the normal reward rate in Indus Legend? What does 10x mean?

 

[iSayyed]

What's the normal reward rate in Indus Legend?

1 reward point for every 100rs spent on weekdays
2 reward points for every 100rs spent on weekends

What does 10x mean?

10X times more rewards than usual

 

[Sriim]

Can someone share the T&Cs page

 

[helloworld]

Keywords:

1x = Product feature (legend 1 Point, Pinnacle 2.5 Points)

Though your email says 10x directly, website mentioned like this..



up to 10x.

what does it mean?



this is 2x



this is 5x

----------

now, let me know which brand they're giving 10x because I can't find randomly so far.

 

[jeevanreddy58]

when will they credit rewards for IndusInd cc?

 

[HumorSimpson]

Keywords:

1x = Product feature (legend 1 Point, Pinnacle 2.5 Points)

Though your email says 10x directly, website mentioned like this..

View attachment 46943

up to 10x.

what does it mean?

View attachment 46944

this is 2x

View attachment 46945

this is 5x

----------

now, let me know which brand they're giving 10x because I can't find randomly so far.

That's why I am closing indusind iconia credit card. No benefit.

 

[kshitij_0]

Keywords:

1x = Product feature (legend 1 Point, Pinnacle 2.5 Points)

Though your email says 10x directly, website mentioned like this..

View attachment 46943

up to 10x.

what does it mean?

View attachment 46944

this is 2x

View attachment 46945

this is 5x

----------

now, let me know which brand they're giving 10x because I can't find randomly so far.

What about HP?
Please share this link

 

[kshitij_0]

2% instant and 1x rewards.

IndusInd

GYFTR,Online Voucher, Gift Online

www.gyftr.com

Where is it written 1x?

 

[kshitij_0]

Can both offers be clubbed together?
TnC for 5x offer

Terms and Conditions for “Special Campaign” - IndusInd Bank

IndusInd Bank's Special Campaign offers exclusive benefits to selected Credit Cardholders. To qualify, you must achieve minimum spending levels. Earn bonus Reward Points today.

www.indusind.com

 

[helloworld]

Can both offers be clubbed together?
TnC for 5x offer

Terms and Conditions for “Special Campaign” - IndusInd Bank

IndusInd Bank's Special Campaign offers exclusive benefits to selected Credit Cardholders. To qualify, you must achieve minimum spending levels. Earn bonus Reward Points today.

www.indusind.com

Yes, one is card specific offer and other is Gyftr offer by Indus.

Where is it written 1x?

If it doesn't mention then min. 1x = general rule, that is card online benefit/reward rate.

Here is for your calculation:

Legend provides 1 on weekdays, 2 on weekends

1 RP = 0.50 for cash, 0.75 for vouchers

5x = upto 3.75%

Based on this take decision.

 

[sm9811911]

View attachment 47072
Can both offers be clubbed together?
TnC for 5x offer

Terms and Conditions for “Special Campaign” - IndusInd Bank

IndusInd Bank's Special Campaign offers exclusive benefits to selected Credit Cardholders. To qualify, you must achieve minimum spending levels. Earn bonus Reward Points today.

www.indusind.com

why not? are gytf tranx excluded per tnc?

 

[sm9811911]

Yes, one is card specific offer and other is Gyftr offer by Indus.



If it doesn't mention then min. 1x = general rule, that is card online benefit/reward rate.

Here is for your calculation:

Legend provides 1 on weekdays, 2 on weekends

1 RP = 0.50 for cash, 0.75 for vouchers

5x = upto 3.75%

Based on this take decision.

5x upto 3.75% on weekdays. 4.25% over weekend. you agree?

 

[helloworld]

5x upto 3.75% on weekdays. 4.25% over weekend. you agree?

Normally for Legend..

1x = weekdays rate (normal rate)
2x = (1x normal rate) + bonus weekend rate (1x)

and in some offer bank provides 5x or 10x, the calculation is like this..

5x = 1x + 4x (on weekdays)
5x = 2x + 3x (on weekends)

Same for SC cards too.

 

[kshitij_0]

Normally for Legend..

1x = weekdays rate
2x = weekend rate

and in some offer bank provides 5x or 10x, the calculation is like this..

5x = 1x + 4x (on weekdays)
5x = 2x + 3x (on weekends)

Same for SC cards too.

View attachment 47076

That means it doesn't matter if I do the transaction on Weekend or Weekdays for this offer, right?

why not? are gytf tranx excluded per tnc?

Nope

 

[kshitij_0]

Keywords:

1x = Product feature (legend 1 Point, Pinnacle 2.5 Points)

Though your email says 10x directly, website mentioned like this..

View attachment 46943

up to 10x.

what does it mean?

View attachment 46944

this is 2x

View attachment 46945

this is 5x

----------

now, let me know which brand they're giving 10x because I can't find randomly so far.

Which one do you find the best to buy in this offer?
Also suppose I am buying Apay vouchers on weekends. I'll be getting 2x of (2 RP per 100) based on 10x Gyftr offer? How will I get 5x spend based offer in this case?
Also HP is giving 1% off on Gytr website if we buy using Apay vouchers.
Also there is one offer on HP Pay App itself which gives 3% off on HP Vouchers.
So which one is beneficial?

 

[helloworld]

Which one do you find the best to buy in this offer?
Also suppose I am buying Apay vouchers on weekends. I'll be getting 2x of (2 RP per 100) based on 10x Gyftr offer? How will I get 5x spend based offer in this case?
Also HP is giving 1% off on Gytr website if we buy using Apay vouchers.
Also there is one offer on HP Pay App itself which gives 3% off on HP Vouchers.
So which one is beneficial?

I hardly spent anything on Indus cards, even if I do 100Rs. transaction, I'll get tons of mails and calls to convert that as EMI without knowing actual outstanding amount. That much strongly they designed their systems, basically I do not find much value also.

- consider both offers separate.
Ex: If purchased those APay vouchers

1st offer provide you: 2x points
2nd offer provide you: 5x points

total: 7x points (~5% through vouchers)

- Extra 1%
- or If purchased HP voucher, 1x + 5x = 6x (~4.5%)

Last I checked SBI Cashback directly providing 5% cashback on online eligible purchases. If I compare that with this long process, I do not find any value.

Whichever looks best for you.. for me peace of mind

 

[HumorSimpson]

I hardly spent anything on Indus cards, even if I do 100Rs. transaction, I'll get tons of mails and calls to convert that as EMI without knowing actual outstanding amount. That much strongly they designed their systems, basically I do not find much value also.

- consider both offers separate.
Ex: If purchased those APay vouchers

1st offer provide you: 2x points
2nd offer provide you: 5x points

total: 7x points (~5% through vouchers)

- Extra 1%
- or If purchased HP voucher, 1x + 5x = 6x (~4.5%)

Last I checked SBI Cashback directly providing 5% cashback on online eligible purchases. If I compare that with this long process, I do not find any value.

Whichever looks best for you.. for me peace of mind

Exactly and on top of that robo callers of indiusind pestering to convert to emi or upgrade cc.

 

[sm9811911]

Normally for Legend..

1x = weekdays rate
2x = weekend rate

and in some offer bank provides 5x or 10x, the calculation is like this..

5x = 1x + 4x (on weekdays)
5x = 2x + 3x (on weekends)

Same for SC cards too.

View attachment 47076

so very useful if they stick to their word.