Indusind 10x reward points Promotional offer on Gyftr

[kshitij_0]

Does this offer make any sense? How can we utilise this and what is the final reward rate?
Experts- @VISHESH_BANSAL @Abhishek012 @S S V @NShah

 

[sm9811911]

I hardly spent anything on Indus cards, even if I do 100Rs. transaction, I'll get tons of mails and calls to convert that as EMI without knowing actual outstanding amount. That much strongly they designed their systems, basically I do not find much value also.

- consider both offers separate.
Ex: If purchased those APay vouchers

1st offer provide you: 2x points
2nd offer provide you: 5x points

total: 7x points (~5% through vouchers)

- Extra 1%
- or If purchased HP voucher, 1x + 5x = 6x (~4.5%)

Last I checked SBI Cashback directly providing 5% cashback on online eligible purchases. If I compare that with this long process, I do not find any value.

Whichever looks best for you.. for me peace of mind

Which one do you find the best to buy in this offer?
Also suppose I am buying Apay vouchers on weekends. I'll be getting 2x of (2 RP per 100) based on 10x Gyftr offer? How will I get 5x spend based offer in this case?
Also HP is giving 1% off on Gytr website if we buy using Apay vouchers.
Also there is one offer on HP Pay App itself which gives 3% off on HP Vouchers.
So which one is beneficial?

for wallet load etc this will be useful.

 

[kshitij_0]

I hardly spent anything on Indus cards, even if I do 100Rs. transaction, I'll get tons of mails and calls to convert that as EMI without knowing actual outstanding amount. That much strongly they designed their systems, basically I do not find much value also.

- consider both offers separate.
Ex: If purchased those APay vouchers

1st offer provide you: 2x points
2nd offer provide you: 5x points

total: 7x points (~5% through vouchers)

- Extra 1%
- or If purchased HP voucher, 1x + 5x = 6x (~4.5%)

Last I checked SBI Cashback directly providing 5% cashback on online eligible purchases. If I compare that with this long process, I do not find any value.

Whichever looks best for you.. for me peace of mind

I have already used SBI CB and HDFC Millennia this month. That's why I thought to use this

 

[chinnodu]

10x RP means I would get 25 RP on purchase of vouchers on GyFTR on Pinnacle because its base Rewards are 2.5.

Is that so?

 

[TechnoFi]

10x RP means I would get 25 RP on purchase of vouchers on GyFTR on Pinnacle because its base Rewards are 2.5.

Is that so?

lt means that you get 2.5x (base) + 7.5x (accelarated) RPs i.e. total of 10 reward points/Rs.100 on every purchase.

 

[chinnodu]

lt means that you get 2.5x (base) + 7.5x (accelarated) RPs i.e. total of 10 reward points/Rs.100 on every purchase.

This is very tricky calculation. In HDFC Smarbuy 5x means base reward rate multiplied by 5. For Infinia it is 3.3 x 5 = 16.5. So IndusInd meant different by 10x

 

[helloworld]

This is very tricky calculation. In HDFC Smarbuy 5x means base reward rate multiplied by 5. For Infinia it is 3.3 x 5 = 16.5. So IndusInd meant different by 10x

Post in thread 'Indusind 10x reward points Promotional offer on Gyftr'

Mar 22, 2024

5x upto 3.75% on weekdays. 4.25% over weekend. you agree?

Normally for Legend..

1x = weekdays rate (normal rate)
2x = (1x normal rate) + bonus weekend rate (1x)

and in some offer bank provides 5x or 10x, the calculation is like this..

5x = 1x + 4x (on weekdays)
5x = 2x + 3x (on weekends)

Same for SC cards too.

• helloworld

• 
• 

Post in thread 'IndusInd 10X rewards on Gyftr query'

Sep 25, 2024

Yeah same here, blatant scam. When I contact gyftr they confirmed that they don't have any information about the offer apart from the main headline. When I asked which GV gives 10X they straight up refused saying we don't know.

same observed past 3 years both with support from bank and gyftr. they don't know anything, or confirm anything and we don't know whether we get 10x or not. So, stopped using it altogether to avoid hassle because even if I don't get it, to proove it there is no info with them.

• helloworld

 

[chinnodu]

View attachment 73811

Post in thread 'Indusind 10x reward points Promotional offer on Gyftr'

Mar 22, 2024

5x upto 3.75% on weekdays. 4.25% over weekend. you agree?

Normally for Legend..

1x = weekdays rate (normal rate)
2x = (1x normal rate) + bonus weekend rate (1x)

and in some offer bank provides 5x or 10x, the calculation is like this..

5x = 1x + 4x (on weekdays)
5x = 2x + 3x (on weekends)

Same for SC cards too.

• helloworld

• 
• 

Post in thread 'IndusInd 10X rewards on Gyftr query'

Sep 25, 2024

Yeah same here, blatant scam. When I contact gyftr they confirmed that they don't have any information about the offer apart from the main headline. When I asked which GV gives 10X they straight up refused saying we don't know.

same observed past 3 years both with support from bank and gyftr. they don't know anything, or confirm anything and we don't know whether we get 10x or not. So, stopped using it altogether to avoid hassle because even if I don't get it, to proove it there is no info with them.

• helloworld

To make it simpler, 5x means 5RP and 10x means 10RP. Is that so?

 

[helloworld]

To make it simpler, 5x means 5RP and 10x means 10RP. Is that so?

Yes if you consider offline spends for pinnacle. But yes, on simple note: 1x = 1RP.