IndusInd Bank Credit Card Rewardz Festival'25 'Your Choice, Your Reward' Spend Based Offer

[darkjediknight]

Just got a new festive season offer from IndusInd Bank that I wanted to share. It's called "The Rewardz Festival - Your Choice, Your Reward."

It looks like a targeted campaign, so the details might be different for you, but here's what I got:

• Offer period: September 22, 2025 to October 31, 2025
• Opt-in deadline: September 30, 2025 (so not much time!)
• Spend milestone: I need to spend ₹45,000 during this time.

If I hit the milestone, I get to pick one of these rewards:

• 3860 Reward Points
• ₹1350 Brand Voucher
• ₹1240 Cashback

I've attached screenshots from the email and the offer page, plus the T&C PDF, so you can check out the full details.

Have any of you guys gotten this offer, and if so, what were your spend requirements and rewards? Let me know which reward you'd pick!

@Abhishek012

Edit: Track current progress here https://indusbk.in/INDUSB/f5mfhW1 (thanks to @newmakerhere)

 

[Lakshya Mahani]

It mentions for 3 days spends won't be tracked. Has it been longer than that for you?

Ohh yes, i completely forgot this point. Thanks for making me remember this.

 

[Lakshya Mahani]

Kindly check after couple of days

Sure, i will.

 

[SonyTom]

Completed milestone of 10k

 

[TEMPER]

Completed milestone of 10k

how to check this

 

[BhaiyaJi]

how to check this

Log into the Indusinds banks cards hub app

 

[SonyTom]

how to check this

Please see previous posts

 

[saber.mbt]

But OTP getting delayed most of the time

 

[panchabhut]

are govt txns eligible?

 

[saber.mbt]

are govt txns eligible?

Not eligible. You can check the excluded mcc in terms and conditions.

 

[panchabhut]

Not eligible. You can check the excluded mcc in terms and conditions.

"All Purchase transactions for payment of Rent & Real Estate Payments (MCC 6513), Wallet loading payment (MCC 6540,6538) will NOT be considered for the purpose of calculating Achievement towards the Spend threshold. Cash Withdrawals, Fees, Interest Charges, and any other charges, EMI, Loan taken on the Credit Card and any transaction other than a Purchase Transaction will not be considered for the purpose of calculating achievement towards the Spend threshold."

Govt txn is not specifically indicated. Thats why still confused.

 

[saber.mbt]

"All Purchase transactions for payment of Rent & Real Estate Payments (MCC 6513), Wallet loading payment (MCC 6540,6538) will NOT be considered for the purpose of calculating Achievement towards the Spend threshold. Cash Withdrawals, Fees, Interest Charges, and any other charges, EMI, Loan taken on the Credit Card and any transaction other than a Purchase Transaction will not be considered for the purpose of calculating achievement towards the Spend threshold."

Govt txn is not specifically indicated. Thats why still confused.

Still don't take risk without confirmation.

 

[rishi4]

U cannot pay any other CC bill with this Indus Ind card until if Rupay variant and some hack around.
For me best option will be NPS or Tax payments since those categories falls under exclusions from rewards for mostly all the cards there in the market.

NPS is getting counted & tracker?

 

[saber.mbt]

Indus CC one milestone completed

 

[vaibhav111vaibhav111 is verified member.]

On legend 10k spend completed but on Amex epay through Amazon I can’t purchase Amazon pay voucher it keep saying low chance or try later. And plus when will we receiving the brand voucher. Cause I don’t see any date normally it 90 days.

 

[saber.mbt]

On legend 10k spend completed but on Amex epay through Amazon I can’t purchase Amazon pay voucher it keep saying low chance or try later. And plus when will we receiving the brand voucher. Cause I don’t see any date normally it 90 days.

Yes by the December end we will receive.

 

[vaibhav111vaibhav111 is verified member.]

Yes by the December end we will receive.

Isn’t 29th Jan? I just checked 90 days from 31st October 2025

 

[sam1803]

On legend 10k spend completed but on Amex epay through Amazon I can’t purchase Amazon pay voucher it keep saying low chance or try later. And plus when will we receiving the brand voucher. Cause I don’t see any date normally it 90 days.

Does purchasing Amazon Pay voucher from amazon count towards milestone for indusind credit card milestone?

 

[saber.mbt]

O

Isn’t 29th Jan? I just checked 90 days from 31st October 2025

Offer started around September 25th approximately. Based on that calculation most probably after Christmas.

 

[pranjal1984]

Have already spent 1.08 lakhs in Malaysia recently with 2.5% cashback and zero forex markup fee. So another 13k spends will give total 6k cashback in total with Pioneer Heritage Metal.

 

[Rishabh]

NPS is getting counted & tracker?

i made advance tax payment and it has been tracked !!