IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

[Anindya98]

IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up with me and I said I was not interested I thought again the bank would reject it. On 16th Oct I got a WhatsApp message with the same offer as mentioned by her earlier. I thought of giving it a try the link redirected me to a different website (http://easycredit.indusind.com/) where I was asked to give the OTP and got 7-8 options to select from.

Credit Card Options: Aura Edge, Platinum Visa and Rupay Variant, EazyDiner Signature and Platinum both variants, and Legend.
I opted for the IndusInd Legend Visa Variant as it will make my Select Account Zero Balance.
Application accepted instantly without any verification or documentation.

The card was generated on 18th Oct -> Delivered on 21st Oct with a 4.62L Limit which currently overtakes my ICICI Bank Limit (4.2L)
Only kept around 250 in SB and did max 10 transactions all small amounts from the date of account opening.

Now I need to get Indusind Tiger CC on Split base and waiting for the EazyDiner Signature LTF offer. Any idea how to get it?
Will keep the Legend as it complements my Select Account to 0 AQB.

Update Regarding Upgrading from Legend CC to Tiger CC:


My Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-881409
Indusind Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-885463

@SSV @RS1910 @helloworld @Anupama_Jha @HumorSimpson @BVC @jetesh @vaibhav111 @telescope @Tejo

 

[codenerd]

My upgrade from Legend to Tiger was rejected with some stupid response. Indus customer support i seriously piece of shit. I have been their Partner account holder since 3 years, Legend card holder since more than 2 years. TIll date zero offer for any limit, card upgrade. Absolutely zero.

 

[shafiq49]

Hi,

I just got my EazyDiner IndusInd Bank Platinum Credit Card using on split basis. How and when will get the 3-month EazyDiner Prime membership ?
Is it sent through SMS/E-mail? I tried logging in to Eazydiner app, but it doesn't show I have a prime membership.

 

[jyothisthaliath]

Hi,

I just got my EazyDiner IndusInd Bank Platinum Credit Card using on split basis. How and when will get the 3-month EazyDiner Prime membership ?
Is it sent through SMS/E-mail? I tried logging in to Eazydiner app, but it doesn't show I have a prime membership.

I have the same query. It has been more than one week. But still no sign of membership SMS or email

 

[Anindya98]

My upgrade from Legend to Tiger was rejected with some stupid response. Indus customer support i seriously piece of shit. I have been their Partner account holder since 3 years, Legend card holder since more than 2 years. TIll date zero offer for any limit, card upgrade. Absolutely zero.

If your Legend card limit is 1.5L then request for card upgrade via email they will upgrade it to Tiger. Keep in mind after that you cannot get any IndusInd core or co-branded card without closing Tiger via the online channel.

I just got my EazyDiner IndusInd Bank Platinum Credit Card using on split basis. How and when will get the 3-month EazyDiner Prime membership ?

Email Eazydiner they activate your membership from the backend. In my case, it was automatically activated by them in my ED account within 2-4 days of receiving the card.

I have the same query. It has been more than one week. But still no sign of membership SMS or email

Login to the ED app they will start your membership if not then follow the above comment.

 

[Fini7777]

My upgrade from Legend to Tiger was rejected with some stupid response. Indus customer support i seriously piece of shit. I have been their Partner account holder since 3 years, Legend card holder since more than 2 years. TIll date zero offer for any limit, card upgrade. Absolutely zero.

I'm in a similar situation. I've been holding a Select Account since 2021. In 2023, I got a Legend Credit Card with an ₹88K limit. However, I didn’t receive any LE or upgrade, so I closed the card.

3 months ago, I reapplied for the same card, but this time, I received a mind-blowing limit of just ₹50K.

Having a good relationship with the bank and maintaining a significant amount of funds for the past 2 years seems to mean nothing to them.

I’m finding it difficult to decide whether to continue or close this card. They are asking me to wait 6 more months for a LE by submitting inc docs.

if Had I invested these funds in another bank, I would have easily received a super-premium credit card.

My bad luck!

 

[cardy]

I'm in a similar situation. I've been holding a Select Account since 2021. In 2023, I got a Legend Credit Card with an ₹88K limit. However, I didn’t receive any LE or upgrade, so I closed the card.

3 months ago, I reapplied for the same card, but this time, I received a mind-blowing limit of just ₹50K.

Having a good relationship with the bank and maintaining a significant amount of funds for the past 2 years seems to mean nothing to them.

I’m finding it difficult to decide whether to continue or close this card. They are asking me to wait 6 more months for a LE by submitting inc docs.

if Had I invested these funds in another bank, I would have easily received a super-premium credit card.

My bad luck!

It happens bro.
Don't close it. Waise vi ye LTF hai.
After six months send income docs it will be increased

 

[Anindya98]

I'm in a similar situation. I've been holding a Select Account since 2021. In 2023, I got a Legend Credit Card with an ₹88K limit. However, I didn’t receive any LE or upgrade, so I closed the card.

3 months ago, I reapplied for the same card, but this time, I received a mind-blowing limit of just ₹50K.

Having a good relationship with the bank and maintaining a significant amount of funds for the past 2 years seems to mean nothing to them.

I’m finding it difficult to decide whether to continue or close this card. They are asking me to wait 6 more months for a LE by submitting inc docs.

if Had I invested these funds in another bank, I would have easily received a super-premium credit card.

My bad luck!

Also, your account is 0 MAB as you have Legend CC. So, invest your funds, there is no need to maintain anything.

 

[Fini7777]

Also, your account is 0 MAB as you have Legend CC. So, invest your funds, there is no need to maintain anything.

Yeah, I am aware and sure I am gng to do that soon

 

[Anindya98]

Yeah, I am aware and sure I am gng to do that soon

Also, if you close your card next time. Let them give you a pre-approved offer. The limit will be high compared to direct apply.

 

[jyothisthaliath]

Email Eazydiner they activate your membership from the backend. In my case, it was automatically activated by them in my ED account within 2-4 days of receiving the card.

Thanks bro. I contacted chat support on Eazydiner app and provided my details. Within 1 hour I got prime membership activated
@shafiq49 FYI

 

[I'amMithun]

I'm an Indus Zero Balance Savings Account holder for more than a year. Now I want to apply LTF Legend CC very soon. I've some queries...

(A) Is there any chance for ReKYC and physical verification?
(B) After getting the CC, will my Indus Zero Balance Savings account be automatically upgraded to Select Zero Balance savings account?

Plz reply...

 

[BeingIncogBeingIncog is verified member.]

LTF Rupay Legend CC

2 different cc Legend Signature and Platinum Rupay.

(B) After getting the CC, will my Indus Zero Balance Savings account be automatically upgraded to Select Zero Balance savings account?

no, have to visit branch for upgrade.

 

[BeingIncogBeingIncog is verified member.]

(A) Is there any chance for ReKYC and physical verification?

maybe or none if pre-approved.

 

[I'amMithun]

2 different cc Legeng Signature and Platinum Rupay.

no, have to visit branch for upgrade.

2 different cc Legeng Signature and Platinum Rupay

Select Zero Balance Savings Account will be available for apply on which CC variant?

 

[BeingIncogBeingIncog is verified member.]

Select Zero Balance Savings Account will be available for apply on which CC variant?

Legend signature .

 

[I'amMithun]

All process completed very smoothly and hasslelessly with 2.15L limit shown.

Now how many days will it take to be issued?
Is there still any chance for Physical Verification or KYC?

 

[Fini7777]

All process completed very smoothly and hasslelessly with 2.15L limit shown.

Now how many days will it take to be issued?
Is there still any chance for Physical Verification or KYC?

physical verification may not happen if everything is fine
2.15L 🤣 🤣 🤣 don't rely on that numbers they may surprise u with mind-blowing limit after card delivery
Anyways, Good luck!

 

[I'amMithun]

physical verification may not happen if everything is fine
2.15L 🤣 🤣 🤣 don't rely on that numbers they may surprise u with mind-blowing limit after card delivery
Anyways, Good luck!

Thanks for ur reply... Let's see...
Btw, how many days will it take to be issued and delivered?

 

[Fini7777]

Thanks for ur reply... Let's see...
Btw, how many days will it take to be issued and delivered?

Indusind may take 1 - 14 days, it's totally unpredictable
if u have a solid profile then 1 day otherwise usually 7 days

 

[Credit_Cards]

What is card upgrade process at IndusInd ?