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IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

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Anindya98

Anindya98

TF Legend
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The Helping Hand
IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up with me and I said I was not interested I thought again the bank would reject it. On 16th Oct I got a WhatsApp message with the same offer as mentioned by her earlier. I thought of giving it a try the link redirected me to a different website (http://easycredit.indusind.com/) where I was asked to give the OTP and got 7-8 options to select from.

Credit Card Options: Aura Edge, Platinum Visa and Rupay Variant, EazyDiner Signature and Platinum both variants, and Legend.
I opted for the IndusInd Legend Visa Variant as it will make my Select Account Zero Balance.
Application accepted instantly without any verification or documentation.

The card was generated on 18th Oct -> Delivered on 21st Oct with a 4.62L Limit which currently overtakes my ICICI Bank Limit (4.2L)
Only kept around 250 in SB and did max 10 transactions all small amounts from the date of account opening.

Now I need to get Indusind Tiger CC on Split base and waiting for the EazyDiner Signature LTF offer. Any idea how to get it?
Will keep the Legend as it complements my Select Account to 0 AQB.

Update Regarding Upgrading from Legend CC to Tiger CC:

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My Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-881409
Indusind Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-885463

@SSV @RS1910 @helloworld @Anupama_Jha @HumorSimpson @BVC @jetesh @vaibhav111 @telescope @Tejo
 

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Apply For LTF AU LIT Credit Card
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Anindya98 said:
depends on your usage & needs

Yes, any day is beneficial.

Move on to another card, you can't predict the future and make decisions now.
Legend<Tiger<Pinnacle (Current Status)
Click to expand...
Okay you mean tiger better than legend?
Any other bank which let's have free international cash withdrawal with 0 to 1 percent markup
Plus, these days which credit card is best for swiping in foreign countries. I use scapia but no rewards other than 0 percent markup
 
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Apply For LTF Scepia Credit Card
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NikhilG said:
Thanks for this but they mostly talk about credit card only, any debit card like select dc which let's free international cash withdrawal with 0 to 1 percent markup
Click to expand...
I know you have made a blunder by upgrading your Legend card to Tiger before gathering all the details. Now you are in a dilemma, which one to keep? First, you have to prioritize your needs. It is not possible for one card to bank to fully fill all your needs. Before making any decision, always try to do your research. My or another TF member's suggestions might not work for you. Use the search button to search different threads. You are asking the wrong questions in the wrong place.
Don't take it otherwise. General Feedback.
 
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@NikhilG
AFAIK, once you upgrade Indusind CC, your old one gets deactivated after 30/45 days, so get a confirmation from them via email.
If you need International Lounge access, keep Tiger. Take Pinnacle on a family member's name under the conditional LTF offer, open an Exclusive Account, link yourself under family banking, and get the Exclusive DC. This is the simplest process to get whatever you need.
 
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Anindya98 said:
@NikhilG
AFAIK, once you upgrade Indusind CC, your old one gets deactivated after 30/45 days, so get a confirmation from them via email.
If you need International Lounge access, keep Tiger. Take Pinnacle on a family member's name under the conditional LTF offer, open an Exclusive Account, link yourself under family banking, and get the Exclusive DC. This is the simplest process to get whatever you need.
Click to expand...
I asked them over an email and they said that my legend is already upgraded to tiger. I will ask them if I could consider cancellation of upgrade and continue with legend.
I agree I went too fast and I was not expecting indusind people to reply too quickly and proceed with upgrade so fast. I thought I will still think about it.
Yes I needed international lounge access but when I applied tiger for my wife they rejected it( again did a blunder and it was her first credit card application)
So now, I don't travel alone and if my wife doesn't have tiger it won't make sense for me just to have it as I won't be able to use it without my wife.
On the other hand on my last international trip I realized that it's a luxury to hold a DC with free withdrawal even if it's one free with 1 percent markup. ( it can save in emergency situations)
Till the time i don't find a way to have a debit card with 0 to 1 percent cross country markup I would be very confided on what to do.
 
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