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IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

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Anindya98

Anindya98

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IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up with me and I said I was not interested I thought again the bank would reject it. On 16th Oct I got a WhatsApp message with the same offer as mentioned by her earlier. I thought of giving it a try the link redirected me to a different website (http://easycredit.indusind.com/) where I was asked to give the OTP and got 7-8 options to select from.

Credit Card Options: Aura Edge, Platinum Visa and Rupay Variant, EazyDiner Signature and Platinum both variants, and Legend.
I opted for the IndusInd Legend Visa Variant as it will make my Select Account Zero Balance.
Application accepted instantly without any verification or documentation.

The card was generated on 18th Oct -> Delivered on 21st Oct with a 4.62L Limit which currently overtakes my ICICI Bank Limit (4.2L)
Only kept around 250 in SB and did max 10 transactions all small amounts from the date of account opening.

Now I need to get Indusind Tiger CC on Split base and waiting for the EazyDiner Signature LTF offer. Any idea how to get it?
Will keep the Legend as it complements my Select Account to 0 AQB.

Update Regarding Upgrading from Legend CC to Tiger CC:

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My Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-881409
Indusind Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-885463

@SSV @RS1910 @helloworld @Anupama_Jha @HumorSimpson @BVC @jetesh @vaibhav111 @telescope @Tejo
 

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praful47 said:
Why do they do this ?
Click to expand...
did you know the reason of rejection ??? ask customer care they will say it if it was mentioned .

kindly mail them or call cc , they will say the reason
as per RBI guidelines they must mention reason of rejection
and they should not mention as " as per internal policy "

one time the same happens with my friend with sbi ,
so he escalated on my suggestion to various level upto pno for 2 months , every one giving just as per internal POLICy
so I arbitrated his case by escalating to RBI ombudsmen, one person then called and said no reason , but kindly after 1 month again we will approve
I havent agreed then another person revoke the same and he got msg as approved luckily

i am telling above bcz, by doing this your card may or maynot approve
but we will know the reason why they rejected
 
Upvote 0 Downvote
My brother applied on 17 jan-25 they did office varification and declined after two days ask the reason they did not tell but the agent who applied sent screen short that you have 45 enquiries in alst six months so they declined.on 17 april 3 months going to done now he has 25 enquiries in last six months i told him wait for their call and dont apply yourself coz he has SB ACCOUNT WITH THEM
 
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Boy 07 said:
My brother applied on 17 jan-25 they did office varification and declined after two days ask the reason they did not tell but the agent who applied sent screen short that you have 45 enquiries in alst six months so they declined.on 17 april 3 months going to done now he has 25 enquiries in last six months i told him wait for their call and dont apply yourself coz he has SB ACCOUNT WITH THEM
Click to expand...
Too much enquiry... What was he applying ?
 
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