IndusInd Bank Debit Card Spend Based Festive Offer 2024

[Sahil_07]

Is this something you get on your email? I did not receive any such mail or message regarding the DC offer

Only sms till now in legendary indus Delite savings acc😆

 

[redcarpet]

Full TNC: https://www.indusind.com/in/en/personal/offers/debit-card-festive-offer.html

 

[HumorSimpson]

First thing first
Those who know, tell us about these mcc:5960, 6011,6012, 6050, 6051, 6211, 6300, 6540
So that we can know which type of transactions are excluded

https://usa.visa.com/content/dam/VCOM/download/merchants/visa-merchant-data-standards-manual.pdf

. . .

 

[pgarg24]

First thing first
Those who know, tell us about these mcc:5960, 6011,6012, 6050, 6051, 6211, 6300, 6540
So that we can know which type of transactions are excluded

@VISHESH_BANSAL bro please check the mcc,and give us more clear view

5960 - Direct Marketing Insurance Services
6011 - Member Financial Institution–Automated CashDisbursements
6012 - Member Financial Institution–Merchandise AndServices
6050 - Quasi Cash–Member Financial Institution
6051 - Quasi Cash–Merchant
6211 - Securities–Brokers and Dealers
6300 - Insurance Sales, Underwriting and Premiums
6540 - POI (Point of Interaction) Funding Transactions(Excluding MoneySend) -- Wallet MCC

 

[Sahil_07]

5960 - Direct Marketing Insurance Services
6011 - Member Financial Institution–Automated CashDisbursements
6012 - Member Financial Institution–Merchandise AndServices
6050 - Quasi Cash–Member Financial Institution
6051 - Quasi Cash–Merchant
6211 - Securities–Brokers and Dealers
6300 - Insurance Sales, Underwriting and Premiums
6540 - POI (Point of Interaction) Funding Transactions(Excluding MoneySend)

Do you know what mcc comes when we pay credit card bills with debit card in platforms like mobikwik,Airtel,sbi unipay?

 

[pgarg24]

Did not receive this in email/sms.. got Pioneer DC... mail looks like it's not user-specific right? Anyone with that DC can spend? Did you receive any tnC page link on that email @Sahil_07

Also these MCC do not exclude utility payment.. so payments done via SBIunipay for cc payment can be considered..

 

[Sahil_07]

Did not receive this in email/sms.. got Pioneer DC... mail looks like it's not user-specific right? Anyone with that DC can spend? Did you receive any tnC page link on that email @Sahil_07

Also these MCC do not exclude utility payment.. so payments done via SBIunipay for cc payment can be considered..

I got sms not email
Oh then I think payment via Airtel app will be eligible too?

 

[shivamk]

The only problem is Indusind ke mood swings. Jab Mann kare tab points credit karta hai

 

[pgarg24]

Do you know what mcc comes when we pay credit card bills with debit card in platforms like mobikwik,Airtel,sbi unipay?

I think Mobikwik give 6012 MCC for financial institution merchandise... Airtel(not personally tested) and SBIUnipay(tested) give utility MCC 4900 so cc payment on those apps should be fine. This is great.. 5% cashback on cc payment of 2L for pioneer 😎

Great share @Sahil_07

 

[Sahil_07]

I think Mobikwik give 6012 MCC for financial institution merchandise... Airtel(not personally tested) and SBIUnipay(tested) give utility MCC 4900 so cc payment on those apps should be fine. This is great.. 5% cashback on cc payment of 2L for pioneer 😎

Great share @Sahil_07

You need to spend 1 lakh not 2 lakh for max benefits

 

[pgarg24]

You need to spend 1 lakh not 2 lakh for max benefits

for pioneer its 2L spends --> gives 10k voucher + if i add 0.5% unlimited cashback of 2L on pioneer dc its 1k more. so 11k voucher for 2L spend.

 

[ccent]

Indusind is giving spend based offer .
You have to spend 25k/50k/1 lakh to get respective points.
Detailed T&C conditions here.
But here the catch, only few mcc are excluded(given in offer details).
So easily we can find eligible mcc and complete the offer.
I think even fuel spend,cc bill payment (via Airtel or sbi) will work,so don't miss 4000

what is the MCC for CC bill payments done via Canara Setu? does anyone have any idea?

 

[pgarg24]

what is the MCC for CC bill payments done via Canara Setu? does anyone have any idea?

utility 4900.. although the merchant name have cc avenue utility so I don't generally pay through canara setu. However, the tnC for this offer does not restrict utility so can be used.

 

[kvndsz512]

I think Mobikwik give 6012 MCC for financial institution merchandise... Airtel(not personally tested) and SBIUnipay(tested) give utility MCC 4900 so cc payment on those apps should be fine. This is great.. 5% cashback on cc payment of 2L for pioneer 😎

Great share @Sahil_07

so only sbi unipay would work? what about cred and all

 

[TechnoFi]

Debit Card Spend based Festive Offer

www.indusind.com

About 4% reward rate for cards till exclusive and 5% for grande and above on spending 1L and higher (grande and above).

Does this offer require any registration? Didnt get any email but found the link and seems to be active as of today

View attachment 70956

View attachment 70957

That's great news & Offer.👍👍

 

[Strange]

Indusind is giving spend based offer .
You have to spend 25k/50k/1 lakh to get respective points.
Detailed T&C conditions here.
But here the catch, only few mcc are excluded(given in offer details).
So easily we can find eligible mcc and complete the offer.
I think even fuel spend,cc bill payment (via Airtel or sbi) will work,so don't miss 4000

What is value of 1 ShopPlus point?

 

[karanssh]

I got 6.5k on 1L on my exclusive account

 

[pgarg24]

so only sbi unipay would work? what about cred and all

cred, mobikwik, cheq have stopped giving cc reward points from quite sometime now.. their mcc is either wallet 6540 or 6012 which is excluded in the list for this offer.

 

[Strange]

Indusind is giving spend based offer .
You have to spend 25k/50k/1 lakh to get respective points.
Detailed T&C conditions here.
But here the catch, only few mcc are excluded(given in offer details).
So easily we can find eligible mcc and complete the offer.
I think even fuel spend,cc bill payment (via Airtel or sbi) will work,so don't miss 4000

I haven't received any email or SMS from IndusInd Bank regarding this offer. Am I eligible for this offer?

 

[CardCraftsman.]

Indusind is giving spend based offer .
You have to spend 25k/50k/1 lakh to get respective points.
Detailed T&C conditions here.
But here the catch, only few mcc are excluded(given in offer details).
So easily we can find eligible mcc and complete the offer.
I think even fuel spend,cc bill payment (via Airtel or sbi) will work,so don't miss 4000

Don't have these DCs