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IndusInd Bank Pioneer Savings Account Opening Experience

magneto

TF Premier
VIP Lounge
Hi All!

I was researching about IndusInd Pioneer account lately and was thinking about opening one, so I approached my nearest branch and the desk person says my PAN is not eligible for a Pioneer account 😂. I told her it's not a Credit Card that I am applying for and she says:
"hota hain sir aapko pata nahi hoga"

Anyway she declined my request to open a Pioneer Account and insisted I am max eligible for Exclusive Account but should open partner account instead.

I was already fed up with my branch and hence I decided to approach a Pioneer Branch directly and open an account with them. They instantly filled the form for me and opened the account, within a week I received the welcome kit with the debit card.

But the only issue was they did not assign me any RM and I had to contact the person through whom I opened the account with, well it's not a big deal as that person is knowledgeable enough but this kind of service was not expected, also they updated incorrect E-mail ID and residential address which I had to update later.

Still they do know about their services and features, as I requested for a metal debit card, they processed it instantly without any charges!

Overall I would say it was a hectic experience but the customer service and knowledge of the Pioneer Branch staff is great 👍

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P.S. I have asked them about LTF Pioneer Heritage Metal Credit Card upgrade but they say it's not possible to reduce or remove the joining fees. After reading so many posts of other people here I said people are getting it LTF so they ask me to share the contact details of the RM who helped them do the process as they are not sure about how it's done and how to take an approval, so if recently anyone has received this card LTF please guide me here🙏
 
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Yeah, thats true they do allow multiple debit cards but for Pioneer they might have discount mastercard variant as I haven't seen anyone with it. For Exclusive account they provide one visa and one mastercard. I personally have a plastic visa pioneer debit card and a metal visa pioneer debit card, both of which are currently active.
Does the pioneer debit card provide foreign lounge access? On the Indusind website it says domestic and international lounges in India.
 
I had a conversation with someone from affluent banking team regarding uneducated staff, he told me the real reason is that most of the employees join IndusInd for only a short span of time, and move to a different bank/company very quickly, so they don’t bother to learn about IndusInd more than the bare minimum.

And IndusInd is not alone in this, I feel this is an industry wide problem except for PSB.
I recently got to know from a friend who is in banking space, all top teir bank's have anti poaching agreement with each other. And Indusind have no such things. So people join here to break out of this anti poaching and then after a year they again jump to another top teir bank.
 
Anyone got Pioneer Metal Heritage card LTF? BM and RM promised me for LTF Metal Heritage card while opening the Pioneer account. Now they are saying that they didn't know that it can not be offered free of cost. Even senior managers of the bank pay joining and renewal fees as they said.
 
Anyone got Pioneer Metal Heritage card LTF? BM and RM promised me for LTF Metal Heritage card while opening the Pioneer account. Now they are saying that they didn't know that it can not be offered free of cost. Even senior managers of the bank pay joining and renewal fees as they said.
do you have it in writing? if not then you can't do anything except lodge a complaint against them. if you have it in writing then you will get it even if the bank chops the heads of BM and RM in the process.
 
i have indusind exclusive account can anyone guide me how to upgrade to pioneer account .my RM says it can't be done and i have to open a new account
 
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