IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[akshayhs]

Can someone clarify if we have the Legend card, do we still need initial funding of 50k for opening the account?

 

[pprakash11]

Can someone clarify if we have the Legend card, do we still need initial funding of 50k for opening the account?

Yes ofcourse. MAB will become ₹0, IP is still ₹50k.

 

[akshayhs]

Yes ofcourse. MAB will become ₹0, IP is still ₹50k.

Is it worth having this account? It's not like this will be my primary account but since I came across this post, now I am thinking whether to go ahead with it or not.

 

[VijayflyRaven]

Is it worth having this account? It's not like this will be my primary account but since I came across this post, now I am thinking whether to go ahead with it or not.

If you already have 1% cashback from HDFC, this is overkill as it offers only 0.93% or less. If you spend over 75k and cannot get another HDFC account, take this.

 

[akshayhs]

If you already have 1% cashback from HDFC, this is overkill as it offers only 0.93% or less. If you spend over 75k and cannot get another HDFC account, take this.

I do. HDFC is my primary account. Thanks for clarifying.

 

[pprakash11]

Is it worth having this account? It's not like this will be my primary account but since I came across this post, now I am thinking whether to go ahead with it or not.

You hv legend, then you should go for this a/c.
It's kinda good account with no hidden charges.
Bill payment can be done via select dcs..

If you have enough accounts then need not bother. Because anyway your focus wouldn't be on indus then.

 

[VijayflyRaven]

Is it worth having this account? It's not like this will be my primary account but since I came across this post, now I am thinking whether to go ahead with it or not.

I forgot big basket 25% discount every month. There is also Fastag 10%.

 

[akshayhs]

I forgot big basket 25% discount every month. There is also Fastag 10%.

The BigBasket offer is really tempting. I don't have a bike/car, so no use of Fastag.

I will take some time to check it out in detail and then take a call finally. Thank you both of you to point out the different advantages this account can provide.

 

[mojo_jojo123]

I forgot big basket 25% discount every month. There is also Fastag 10%.

Fastag 10% can you explain ?

 

[pprakash11]

Fastag 10% can you explain ?

Park + Indusind offer.

 

[mojo_jojo123]

Park + Indusind offer.

which date it comes generally ? i don't see it live now

 

[pprakash11]

which date it comes generally ? i don't see it live now

@jack333

 

[brightknight]

They told me in urban initial funding is 1 lac and on its site too initial funding varying with location is mentioned. https://www.indusind.com/in/en/personal/accounts/saving-account/indus-select.html

 

[pprakash11]

Try a different branch

They told me in urban initial funding is 1 lac and on its site too initial funding varying with location is mentioned. https://www.indusind.com/in/en/personal/accounts/saving-account/indus-select.html

 

[VijayflyRaven]

which date it comes generally ? i don't see it live now

AU bank added it yesterday for this month. We have to wait to see that. It also vanishes at month end.

 

[4uziaul]

They told me in urban initial funding is 1 lac and on its site too initial funding varying with location is mentioned. https://www.indusind.com/in/en/personal/accounts/saving-account/indus-select.h

Even I had to deposit 1L, but you can withdraw it after your account has been linked.

 

[krishc]

We have to be patient with this bank. It takes time to resolve issues. The best bet is to use the RM and email (reach us).

I transferred USD and icici takes 1 day while for Indus it is already 4 days and still no sign of my money. Looks like nobody knows the process and they will need time to resolve. We may need to spend time as well.

reachus didn't help me.
I don't think this is worth all the headache.
if visiting branch doesn't solve, I'll definitely close every relationship with this stupid bank.

 

[BUDHRAJ]

Yours is already linked. 🙂

Mobile banking will show up after sometime. I hope you did not create two mobile banking accounts. Similarly net banking I created 2 IDs and only one will show both credit and debit like yours.
But for mobile banking I created only 1 ID.

I recently opened select account by branch and also mine legend card is on the way but i can see the virtual card details..
now the thing is,
I got custID and Mpin whiile openening select account with insta kit
also welcome kit is on the way, will i get another custid in welcome kit ?

i didn't signup in mobile app or net banking yet, as people here said that there will be problem in linking select and legend if we have multiple net banking id and mobile app id's

so i didn't signed up anywhere yet..

which one should i signup first, i have netbanking and mpin recieved while opening the ac and i have all details of legend card

Tell me, what to do first ? and what to avoid, so i can link legend and select in one go

 

[emadiqbalali]

Ok. So please check both the IDs and you will see the link in only 1 ID.

Will check, thanks.

 

[VijayflyRaven]

I recently opened select account by branch and also mine legend card is on the way but i can see the virtual card details..
now the thing is,
I got custID and Mpin whiile openening select account with insta kit
also welcome kit is on the way, will i get another custid in welcome kit ?

i didn't signup in mobile app or net banking yet, as people here said that there will be problem in linking select and legend if we have multiple net banking id and mobile app id's

so i didn't signed up anywhere yet..

which one should i signup first, i have netbanking and mpin recieved while opening the ac and i have all details of legend card

Tell me, what to do first ? and what to avoid, so i can link legend and select in one go

I opened mobile banking when I got my credit card. Incidentally system also created net banking ID (very long set of numbers) and I tested that login too. Later I got a savings account and with that I created net banking ID (easy to remember user Id). At the end of the process of setting up net banking, it asked me if I wanted to setup mobile banking and I chose no as I already have the mobile banking setup with credit card. So now I have 2 net baking (I created 1 and system created 1) and 1 mobile banking ID. The linking worked after 3 days after I setup the netbanking for savings account. Until then I got error (mostly must be due to debit freeze).

So bottom line, don’t worry and create 1 net banking and 1 mobile banking IDs. System will create a net banking ID with long numbers and ignore it. If you login to that system generated net banking, linking won’t be there. If you create 2 mobile banking ID, only 1 will show both savings and credit. So don’t create 2.