IndusInd credit card application rejected

[ssb24]

I recently tried alllying for IndusInd bank cc, after taking my details it says your application has been rejected, no CIBIL enquiry has occured. What might be the reason for this? I am in a serviceable location too.

 

[4uziaul]

I recently tried alllying for IndusInd bank cc, after taking my details it says your application has been rejected, no CIBIL enquiry has occured. What might be the reason for this? I am in a serviceable location too.

An obvious CIBIL enquiry has occurred, and it will be reflected on your CIBIL score in the next few days.

 

[AritraSaha]

An obvious CIBIL enquiry has occurred, and it will be reflected on your CIBIL score in the next few days.

Actually, no
I have tried 2 months ago, got rejected 🥲, but cibil inquiry...
Maybe cus I have a savings account with them...

 

[4uziaul]

Actually, no
I have tried 2 months ago, got rejected 🥲, but cibil inquiry...
Maybe cus I have a savings account with them...

Then on what basis they are rejecting? Probably doing some sort of credit check or how can they reach to a conclusion whether to approve or reject?

 

[AritraSaha]

Then on what basis they are rejecting? Probably doing some sort of credit check or how can they reach to a conclusion whether to approve or reject?

They haven't told me.. they almost same thing happened with idfc...

I got there wow cc, now they are not letting me apply..

 

[ssb24]

Nop

An obvious CIBIL enquiry has occurred, and it will be reflected on your CIBIL score in the next few days.

Nope, no CIBIL enquiry has happened, I have a CIBIL subscription, so would have known it almost immediately.

 

[4uziaul]

Nop

Nope, no CIBIL enquiry has happened, I have a CIBIL subscription, so would have known it almost immediately.

Good for you then. 👍 Try again after 90 days.

 

[Abhay Chauhan]

Nop

Nope, no CIBIL enquiry has happened, I have a CIBIL subscription, so would have known it almost immediately.

The same thing happened to me a few days back...no cibil enquiry and no application was generated and rejected just after filling details...

And these dumb marketing teams sending me mail and messages to apply for their credit card daily....like 2x 2x 2x wth??
I mailed their credit card team and got response that sorry we can't proceed with your application due to internal assessment and also can't disclose due to confidential in nature.
They are not telling me the exact reason but when I came to know from a friend in my bank he told me that this district or Pincode is blacklisted and in fact we are also not allowed to issue credit card through bank.

 

[Vasuki]

The same thing happened to me a few days back...no cibil enquiry and no application was generated and rejected just after filling details...

And these dumb marketing teams sending me mail and messages to apply for their credit card daily....like 2x 2x 2x wth??
I mailed their credit card team and got response that sorry we can't proceed with your application due to internal assessment and also can't disclose due to confidential in nature.
They are not telling me the exact reason but when I came to know from a friend in my bank he told me that this district or Pincode is blacklisted and in fact we are also not allowed to issue credit card through bank.

S h i t . 😳

 

[Rahul098]

The same thing happened to me a few days back...no cibil enquiry and no application was generated and rejected just after filling details...

And these dumb marketing teams sending me mail and messages to apply for their credit card daily....like 2x 2x 2x wth??
I mailed their credit card team and got response that sorry we can't proceed with your application due to internal assessment and also can't disclose due to confidential in nature.
They are not telling me the exact reason but when I came to know from a friend in my bank he told me that this district or Pincode is blacklisted and in fact we are also not allowed to issue credit card through bank.

Will mailing to the pno help to get the reason why it has been rejected? I also got rejected just now. I am planning to reach out to the pno if anyone of you have the pno mail id can you please share it

 

[Abhay Chauhan]

Will mailing to the pno help to get the reason why it has been rejected? I also got rejected just now. I am planning to reach out to the pno if anyone of you have the pno mail id can you please share it

You have to follow up multiple times to get the exact reason from PNO, at first they were just arguing with internal policies but after many follow up they told me that it rejected due to unserviceable pincode although their branch is itself 100 mtr away from me.
You can mail to nodal.officer@indusind.com and head.cardservices@indusind.com You will find your answer

 

[stoptomove]

My also rejected with cibil hit. They dont want to give me legend