I made really good trustworthy friends via discord. I don't have such friends in real life and i am amazed myself to see such people online and not trying to scam each other. Btw one of them gave me all of his credit card photos(front and back) and email id for OTP's for using his credit cards and all the cards that i use are his cards. I don't know whats wrong with my profile that banks don't accept my credit card application. my cibil is 776 and experian 850. As of now only hdfc bank gave me a pre-approved cc 10 months ago with 1 lakh limit(now increased to 2 lakhs).