indusind excusive Saving Account against Legend credit card

[rcks750]

Hi,
Anyone here opened indusind excusive Saving Account with0 AQB against legend card ?
I heard that pinnacle is discontinued so indusind is opening excusive Saving Account with 0 AQB if you have a legend card.

 

[007]

the offer of getting excusive acc is not official but it could be given from branch / Branch manager's end. You need to visit your local branch & negotiate on the grounds that you want pinnacle so that you can get access to 0 bal exclusive acc and you want to close the legend. As the pinnacle is temp discouninued they might offer you the desired acc to reatin you.
P.S. The above is the hypothesis.
If you ask the customer care about they will directly decline as it's not an official one. Do let us know regarding the outcome once you visit the branch.

Yeah, will try that.

 

[StanRoute66]

Yeah, and cash withdrawal from ATMs outside India is unlimited free for Exclusive.
But I have Fi account (neo bank) that offers 0% markup fee on DC too. So, okay for me!

Same here , I too have Fi Debit .
So let's get this Select Account . I'll also enquire about it tomorrow ! I have Legend CC

 

[StanRoute66]

the offer of getting excusive acc is not official but it could be given from branch / Branch manager's end. You need to visit your local branch & negotiate on the grounds that you want pinnacle so that you can get access to 0 bal exclusive acc and you want to close the legend. As the pinnacle is temp discouninued they might offer you the desired acc to reatin you.
P.S. The above is the hypothesis.
If you ask the customer care about they will directly decline as it's not an official one. Do let us know regarding the outcome once you visit the branch.

It's official brother . It's written in SOC

 

[007]

Same here , I too have Fi Debit .
So let's get this Select Account . I'll also enquire about it tomorrow ! I have Legend CC

Sure. Just enquire, don't open. Let them reply on my mail and let me talk to local BM as well.

 

[StanRoute66]

Sure. Just enquire, don't open. Let them reply on my mail and let me talk to local BM as well.

any email update ?

 

[007]

any email update ?

This is what I got today. They didn't even mention Select account. I have replied back asking specifically for Select account and attached the SOC as it mentions Legend CC.

 

[StanRoute66]

This is what I got today. They didn't even mention Select account. I have replied back asking specifically for Select account and attached the SOC as it mentions Legend CC.

View attachment 1229

I'm going to the branch to ask for it now .

 

[007]

I'm going to the branch to ask for it now .

Yeah, better.

 

[rcks750]

I'm going to the branch to ask for it now .

ask for exclusive on baisis of legend as well.

 

[StanRoute66]

ask for exclusive on baisis of legend as well.

So the banker at the branch after much convincing and after a lot of upselling from her (Which i softly rejected) , she agreed to close my Upstox 3-in-1 Indus account and make way for Select account .

 

[rcks750]

So the banker at the branch after much convincing and after a lot of upselling from her (Which i softly rejected) , she agreed to close my Upstox 3-in-1 Indus account and make way for Select account .

so they agreed to provide exculsive 0 bal account on basis of legend ??

 

[007]

So the banker at the branch after much convincing and after a lot of upselling from her (Which i softly rejected) , she agreed to close my Upstox 3-in-1 Indus account and make way for Select account .

So, they agreed to open zero balance IndusInd Select Account? 👀
Any Intial funding they asked for and how did you convince them. Any other T&C or hidden charges. Please share more details.

The banker at my place told me no such offer exists (zero balance Select account for Legend CC holder). She told me that it is old offer which doesn't exist now. 🤦‍♂️🤷‍♂️

So, how can I get this?

 

[StanRoute66]

So, they agreed to open zero balance IndusInd Select Account? 👀
Any Intial funding they asked for and how did you convince them. Any other T&C or hidden charges. Please share more details.

The banker at my place told me no such offer exists (zero balance Select account for Legend CC holder). She told me that it is old offer which doesn't exist now. 🤦‍♂️🤷‍♂️

So, how can I get this?

Yes , she was affirmative on that .
I'll confirm again tomorrow

 

[StanRoute66]

so they agreed to provide exculsive 0 bal account on basis of legend ??

Not Exclusive bhai ... Select account

 

[StanRoute66]

So, they agreed to open zero balance IndusInd Select Account? 👀
Any Intial funding they asked for and how did you convince them. Any other T&C or hidden charges. Please share more details.

The banker at my place told me no such offer exists (zero balance Select account for Legend CC holder). She told me that it is old offer which doesn't exist now. 🤦‍♂️🤷‍♂️

So, how can I get this?

So , Today I went ahead and opened the Select Account .
Had a talk with BM as well , he confirmed that If I have Indus Legend , I will get 0 Balance lifetime Select account , but Initial Funding of 50k Required.
So , I gave 50K and opened the account . Within a week , I will receive the Welcome kit !

 

[StanRoute66]

Nice
What are features of Select account?
I have 25K MAB Savings Max account

Select Account Product Page
Select Account SOC
Btw Why did you mention having 25k MAB SAVINGS Max ? That's a HDFC Account right . Here we are talking about Indusind Account .
Or are you talking about Indus Max Active Account ?

 

[StanRoute66]

I have Indusind account which is 25K MAB ... I don't exactly remember the name

It's Indus Max Active . the 25k MAB account in IndusInd .
Btw which Debit card have you got ?
and Indus Select is a higher variant account than Max Active .

 

[007]

So , Today I went ahead and opened the Select Account .
Had a talk with BM as well , he confirmed that If I have Indus Legend , I will get 0 Balance lifetime Select account , but Initial Funding of 50k Required.
So , I gave 50K and opened the account . Within a week , I will receive the Welcome kit !

Nice. I will show them this, they are not aware about this here.

Did you try for Exclusive account?

 

[StanRoute66]

Nice. I will show them this, they are not aware about this here.

Did you try for Exclusive account?

Not at all .
I just went ahead with Select only , as in the SOC it was mentioned that I can get only Select acc. with Legend

 

[007]

Not at all .
I just went ahead with Select only , as in the SOC it was mentioned that I can get only Select acc. with Legend

Here they are denying that too! 🤷‍♂️