I wanted to know if the IndusInd Grande debit card is worth the benefit it offers. I was thinking about getting it by maintaining the AQB of ₹5,00,000. Should I know about any hidden fees, or is there a better card I can get instead?
If you have Grande account and if you apply for Pioneer DC then its chargeable at 2,999 rs + tax.
for Grande Account you will get Grande World DC for free, that will give you 2 per Quarter domestic lounge access and other benefits like 0 forex charges and 0 rs on foreign ATM withdrawal unlimited. For someone who goes outside of India often for work/tourism this card is really good option.
Indusind Grande Debit Card has been really good for me atleast. It gives BOGO on BMS upto ₹500 on movies and ₹1000 off on events. Plus 2 lounge access per quarter along with a guest. Then there is zero forex. These 3 things have been really beneficial for me. It requires you to maintain 5L AQB but i havent faced any penalty in the quarter i didnt maintain it
My branch couldn't open a Pioneer a/c directly, so opened Grande and then upgraded, so I have both DC's, Grande MC and Pioneer Visa Infinite.
MC has lower forex rates than Visa