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No, it is not approval, rather it's a congratulations message for successful submission of application.Today I applied for Indusind Legend Credit Card through agent. He filled all the details with my consent and vkyc also done.
I received below attached mail. Does it mean that my application will be approved?
Thanks.
Offers to make the customers activate the card... like rs.200/300 GVs.What offer you’re expecting from them?
Yes it is LTF. Limit is 2.9L.Which offer ? Legend is ltf ?
Congratulations what's the limit
Yes it is LTF. Limit is 2.9L.
No Update yet regarding my card application i think It may declinedMine got approved today and will receive the card within 7-10 days.
Mine took 20 days +No Update yet regarding my card application i think It may declined
I got rejected Sms from Indus agent told me due to High enquiries in last six months they declined .is there any chance to reconsideration by indus ????Mine took 20 days +
How many enquiries? They decline applications mostly even with a single enquiry in last 3 months.I got rejected Sms from Indus agent told me due to High enquiries in last six months they declined .is there any chance to reconsideration by indus ????
12-13 enquiry in last 3 month yet approved but all verification happenedI got rejected Sms from Indus agent told me due to High enquiries in last six months they declined .is there any chance to reconsideration by indus ????
It depends on profile tooIn the declined screen short they said 45 enquiry found
Is this your first application? Is it for legend?I got rejected Sms from Indus agent told me due to High enquiries in last six months they declined .is there any chance to reconsideration by indus ????
It's was second time first time before 3. Months agent did not do office verification and report negative that was rupay card .this time verification done legend card but declined due to Enquiries forIs this your first application? Is it for legend?
If so, wait for 90 days, exactly on 91st day someone from their team at Bangalore will call you and approve your CC
Okay just wait for 90 days, most likely they will call and give you the card.. that was how I got the card amongst many othersIt's was second time first time before 3. Months agent did not do office verification and report negative that was rupay card .this time verification done legend card but declined due to Enquiries for
How old is your CIBIL profile?'Okey and in 3 months I won't apply any new card so that no new enquiry will take place
My credit age 5.3 years I have Cibil 778 with 11 cards with 💯 % payment and utilisation is 0 % some enquiries were made due to Sbi card which is not in my collection.indus calculated last 6 months Enquiries which are 45 as per Indus .How old is your CIBIL profile?'How may enquiries do you have?
45 in the last 6 months is way too many..My credit age 5.3 years I have Cibil 778 with 11 cards with 💯 % payment and utilisation is 0 % some enquiries were made due to Sbi card which is not in my collection.indus calculated last 6 months Enquiries which are 45 as per Indus .
Should I mail them to reconsider??