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Devaluation IndusInd Legend Credit Card Huge Devaluation - Lounge Access Removed - Update 6th February 2025
- Thread starter Adwait
- Start date
Deleted member 50494
TF Buzz
sambitpatro
TF Premier
Got it after a long drawn battle with indusind bank
Your existing card limit must be 1.5L minimum for the upgrade.
maheshspanicker
TF Premier
What made the Legend worth after all the devaluations, was the lounge access. Now its RIP Legend! Will just keep it in the collection only because its LTF. Don't see using it much any time soon...
sarathtg
TF Buzz
Thank God I saw this thread. Today got a call from so called Indusind credit card department offering pre-approved Legend LTF based on my IDFC credit card usage(it's my least used card - max 2K Per month and mostly zero). Some of the things she told as features , Instant discount on all online portal of 20 percent and 10 percent for offline spend. Joining benefits of 1000 rs vouchers and priority pass.
It was too good to be true. I asked for a call back and came here saw this and declined it right away.
Yesterday I got a call for RBL credit card with similar story of pre-approved based on idfc.
I am strongly doubting paise bazaar for these calls / data selling.
It was too good to be true. I asked for a call back and came here saw this and declined it right away.
Yesterday I got a call for RBL credit card with similar story of pre-approved based on idfc.
I am strongly doubting paise bazaar for these calls / data selling.
anonymuos
TF Legend
The core problem is IndusInd Bank does not know how to offer discounts on their credit cards. It's the only major card issuer where offers come only in Diwali
SBI, ICICI, BOB, Federal have constant offers
Axis, RBL, IDFC, Kotak, HDFC, OneCard have occasional offers
Plus SBI, HDFC, Axis have some good rewarding cards at least with a decent base reward rate. Even PSUs, PNB and Canara have regular offers on airlines.
IndusInd has nothing. No offers except one month in a year around Diwali whose rewards points they have still not credited. And a low reward rate. Their cards have become like Yes Bank's credit cards. All of them suck. Oh wait Yes Bank has Kiwi at least for now. IndusInd has EazyDiner card but overpriced at ₹2360 (including GST). Won't be surprised if that is devalued next
SBI, ICICI, BOB, Federal have constant offers
Axis, RBL, IDFC, Kotak, HDFC, OneCard have occasional offers
Plus SBI, HDFC, Axis have some good rewarding cards at least with a decent base reward rate. Even PSUs, PNB and Canara have regular offers on airlines.
IndusInd has nothing. No offers except one month in a year around Diwali whose rewards points they have still not credited. And a low reward rate. Their cards have become like Yes Bank's credit cards. All of them suck. Oh wait Yes Bank has Kiwi at least for now. IndusInd has EazyDiner card but overpriced at ₹2360 (including GST). Won't be surprised if that is devalued next
My existing Legend has 5 L limit. Mailed them almost a month back . No response. On phone call, customer care osays that since Tiger is co-branded, they cannot upgrade. Due to one-card policy neither can they provide Tiger as second card. He suggested closing the card and applying for Tiger after 6 months. Nevertheless, thanks for your response. Will mail on the ids provided.Your existing card limit must be 1.5L minimum for the upgrade.
Check the thread you will get your answers. Process like me you will get your upgrade. CC agents are useless.
but they have devalued this as well. Now its 4,000 reward points on spends on 5,00,000. please refer - https://www.indusind.com/in/en/personal/tnc-signature-legend-bonus-rewards-on-spends.html - also most important thing is that this benefit of bonus points is only for the first year now of card issuance now instead of every year. please correct me if I am wrong
anonymuos
TF Legend
Yup they cunningly adjusted/devalued it in a way such that the overall rewards on Legend with milestone are less than that of Pinnacle (which has no milestone feature but no weekday/weekend nonsense either). Earlier if you spent with Legend exclusively on weekends and met milestone, Legend was somehow "better" than Pinnacle.
anonymuos
TF Legend
Legend is given away to so many people but SundasBank didn't adjust/raise its quota proportionately with BookMyShow so the BOGO offer is almost always not available/quota over in seconds
sambitpatro
TF Premier
Not sure about any minimum credit card limit but indusind doesn't easily upgrade from legend to tiger. I had to fight with them for the upgrade and after months of emailing finally they agreed after I have them RBI BANKING OMBUDSMAN bamboo
yes when i got it for now im entitled for the 6k points from next yr 4k only on spends of 5L ... still okish for offline usage as will be getting points which can be redeemed for cash redemption...
i try to use it on weekends only so sure shot 2% reward rate base
and anyways its ltf so not a big scene
anonymuos
TF Legend
Is Legend still 2% on offline spends on weekends after meeting the 5L milestone? 2% when redeemed with PWR or as cash? I think it has been devalued to 1% on weekends (cash) or 1.5% (PWR)
Because after the 2024 devaluation,
Legend on weekdays: 0.5% as statement cash
Legend on weekdays via Pay with Rewards: 0.75%
Legend on weekends: 1% as statement cash
Legend on weekends via Pay with Rewards: 1.5%
Pioneer Legacy on weekdays: 1% as statement cash
Pinnacle (any day of the week): 1.87% as statement cash
Pioneer Legacy on weekends: 2% as statement cash
Pinnacle (any day of the week via Pay with Rewards): 2.5%
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but as per the new TnC's, this is applicable only for the first year of card issuance and not from subsequent years
