IndusInd Not Issuing Additional Debit Card

[leeflo05]

I went to my branch and they applied it through their system. Got the additional DC in 2 days

Sadly when i asked My Branch people when i opened my account they said you can have only one Debit Card per account

 

[jyothisthaliath]

Sadly when i asked My Branch people when i opened my account they said you can have only one Debit Card per account

They told me the same. Then I showed them the SoB for Exclusive account ane it clearly shows additional cards. Then only they took the request. You have to show confidence and tell them your friends have already done the same.

If they're still not budging, close your current DC and apply for MC card. Once you get it, you yourself can apply for Visa card easily from the app.

 

[leeflo05]

They told me the same. Then I showed them the SoB for Exclusive account ane it clearly shows additional cards. Then only they took the request. You have to show confidence and tell them your friends have already done the same.

If they're still not budging, close your current DC and apply for MC card. Once you get it, you yourself can apply for Visa card easily from the app.

I got 2 DCs now(got the second one just today), but it was thru CC calls though.. i would have tried the SoB route thru Branch if i knew it already..Anyway i wont recommend anyone to be getting Accounts with IndusInd for the pathetic service i got

 

[newIntern]

I had 16 unsuccessful calls to get Master Card Debit card, every Customer care person was knowledgeable & said that Only One DC is allowed, system would allow to take a new Debit card request only after blocking the current Debit card. I was lucky the 17th Time and got a Customer care associate who raised a request for Master Card DC again.. I just got Master card delivered today..
So my Guess is that the System is allowing to have 2 debit cards and its not fixed to have only one Debit card but the Customer Care associates have been instructed to state that only one Debit card is allowed to cope up with the system Gap, few of the customer care associates aren't informed may be and i got one of them to help my request...
I would say keep calling till you get the wrong (Right) Customer service associate who can get you the request without blocking the card..

whats special with their Master Card DC?? why do everyone wants it?

 

[jyothisthaliath]

whats special with their Master Card DC?? why do everyone wants it?

It's about CC bill payment, different cards fetch reward points on different platforms.

 

[dadofjohnwick]

whats special with their Master Card DC?? why do everyone wants it?

in addition to bill payments you can use it for -
1. forex spends - even though both visa/mc exclusive have 0 forex markup fee; generally exchange rates of mc are better than visa. so you can save there; also
2. 20% off upto 500 on bigbasket - since each card is treated separately; you technically can use this benefit twice per month (once per each card separately - albeit with different bigbasket accounts)

 

[Subhajeet]

Sadly when i asked My Branch people when i opened my account they said you can have only one Debit Card per account

same here for me

 

[telescope]

in addition to bill payments you can use it for -
1. forex spends - even though both visa/mc exclusive have 0 forex markup fee; generally exchange rates of mc are better than visa. so you can save there; also

MC having better exchange rates than visa is a myth. Nowadays visa gives better rates. See this:

Thread 'Busting the myth of Mastercard having better forex rates than Visa.'

Aug 23, 2024

So, first things first. While typing the title, I found similar thread already was started by our fellow member @Odugu Narasimha Rao. But, that post is not as detailed as this one. So mods please maaf kar dena bhaiyo.

Coming to the main topic. There is a polupar myth among cardheads that MC provides better exchange rate than VISA. Here, I'll post with detailed proof, explaining why VISA is better than MC.

But, let's first understand how foreign exchange works when we pay via cards:
Whenever we make a payment in foreign currency, card network (Visa, MC, JCB etc) is responsible...

• telescope
• forex mastercard visa
• Replies: 10
• Forum: Forex Card

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[cardy]

Indusind customer care is worst.
They break all the records of delivering the worthless customer service from customer care

 

[newIntern]

Indusind customer care is worst.
They break all the records of delivering the worthless customer service from customer care

welcome to the family <3

 

[hemant89]

They told me the same. Then I showed them the SoB for Exclusive account ane it clearly shows additional cards. Then only they took the request. You have to show confidence and tell them your friends have already done the same.

If they're still not budging, close your current DC and apply for MC card. Once you get it, you yourself can apply for Visa card easily from the app.

Could you please share the link SoB where it says "additional cards"? I was checking this https://www.indusind.com/content/da...es/savings-account/SOB-SA-Indus-Exclusive.pdf and I don't see any mention of additional cards.

 

[arunkd386]

Even I got same answers from cc.

Ignore and apply from IndusInd app. You will get your new digital card instantly and physical card will be delivered in few days. I got visa signature debit card last month using this method. Both cards are active

Your 1st card was mastercard Or visa?

 

[arunkd386]

Applied twice through app as well as CC and rejected both times.

 

[avikrish]

I got master card debit card when I opened my account. So I applied from Visa card from app. I guess then only option for you is chandr rm and cc

are both debit cards are ltf ?

 

[r1210user]

are both debit cards are ltf ?

I guess ltf. No joining and renewal fee charged till date.