IndusInd Pinnacle World Master Credit Card! Help!

[anish1516]

Hi,

I am using IndusInd EasyDiner for past 6 months now and I am pretty happy with this card. Today I got a call from IndusInd saying that I have an upgrade offer to Pioneer World Master Credit Card which has 15k plus GST one time fee and no other fee for life time and in return they will give vouchers worth 12k.
Now when I search on internet I am not getting any details about this card. It’s not Pioneer Heritage it’s just Pioneer. Can anyone please share if they have any card or any link to the features of this card.

Thanks

 

[PANK]

World MC and Signature Visa.
Which one is better
In usage like cc payment and insurance payment of above 1l in Amazon
Do these cards come with any fees with select account

 

[4uziaul]

World MC and Signature Visa.
Which one is better
In usage like cc payment and insurance payment of above 1l in Amazon
Do these cards come with any fees with select account

Both MC and Visa are almost same in terms of rewards. But you won't get rewards while trying to pay your CC bill or Insurance through Amazon. Use Mobikwik instead for CC bill and use the MC variant first.

No fees, both are issued free and as long as you hold the account it's free.

 

[4uziaul]

Check this thread here

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

 

[PANK]

If i open select account online as i am holding legend card this account has no maintenance right

What is the procedure to follow to avail it does initial funding is required
If yes then how long i need to maintain it

 

[4uziaul]

If i open select account online as i am holding legend card this account has no maintenance right

What is the procedure to follow to avail it does initial funding is required
If yes then how long i need to maintain it

For IndusInd Bank, always open an account with the nearest branch. Zero MAB accounts can be opened online, but not these accounts because if any issue arises, the bank employees won't be helpful at all.

An initial funding of 50k/1L is required and it depends on where your branch is located. You may withdraw it after linking.

 

[PANK]

For IndusInd Bank, always open an account with the nearest branch. Zero MAB accounts can be opened online, but not these accounts because if any issue arises, the bank employees won't be helpful at all.

An initial funding of 50k/1L is required and it depends on where your branch is located. You may withdraw it after linking.

How many days it take for linking usually
How to conform it is linked successful

 

[4uziaul]

How many days it take for linking usually
How to conform it is linked successful

You will see your savings account and credit card under the same Netbanking ID. It will take sometime, from a few days up to a month max.

 

[PANK]

Does this offer work with World MC and Signature Visa both

 

[4uziaul]

Does this offer work with World MC and Signature Visa both

In short yes, already mentioned in the screenshot you shared.

 

[PANK]

Thanks a lot for resolving all queries

 

[CARDBITRAGE]

By default I got the Titanium MC, but it's useless. You need to apply the World MC and Signature Visa. Many also got World MC by default, but depends on your branch and the account opening process.

I got only Visa signature. So did all my add-on accounts. This is apparently the default card, but the bank staff were kind enough to offer to raise a request for another card(MC World variant).

 

[CARDBITRAGE]

World MC and Signature Visa.
Which one is better
In usage like cc payment and insurance payment of above 1l in Amazon
Do these cards come with any fees with select account

Both are the same for the average user. Difference is in the platform based offers(visa or MC) and the forex rates. Mastercard offers marginally better forex rates.

 

[PANK]

Both are the same for the average user. Difference is in the platform based offers(visa or MC) and the forex rates. Mastercard offers marginally better forex rates.

On which platform mc world and visa signature work for cc payment
Please share platform name

 

[4uziaul]

On which platform mc world and visa signature work for cc payment
Please share platform name

For-Indus EXCLUSIVE/SELECT VISA
Use Paytm or Mobikwik or Cred only.

For Indus EXCLUSIVE/SELECT MC
use Cheq or Mobikwik only.

Best to avoid Cheq for now use Mobikwik or Paytm or Cred

 

[PANK]

For-Indus EXCLUSIVE/SELECT VISA
Use Paytm or Mobikwik or Cred only.

For Indus EXCLUSIVE/SELECT MC
use Cheq or Mobikwik only.

Best to avoid Cheq for now use Mobikwik or Paytm or Cred

Ok

 

[Rohan]

By default I got the Titanium MC, but it's useless. You need to apply the World MC and Signature Visa. Many also got World MC by default, but depends on your branch and the account opening process.

I opened Select account this month and they gave old ready2use kit & DC is valid from 2020. I asked them why 2020 kit they gave simple reply "For now all we have is old kits". Still today is Indus Savings account is not fully functional. Able to access few sections in app and net banking.

Got Titanium MC with kit I want to close this card but want to utilize it before closing.

Can I used Titanium MC for CC bill payments? do this card earns any points?

 

[4uziaul]

I opened Select account this month and they gave old ready2use kit & DC is valid from 2020. I asked them why 2020 kit they gave simple reply "For now all we have is old kits". Still today is Indus Savings account is not fully functional. Able to access few sections in app and net banking.

Got Titanium MC with kit I want to close this card but want to utilize it before closing.

Can I used Titanium MC for CC bill payments? do this card earns any points?

Keep that card. It's a free card, but please note that you won't earn any points using it as it's a basic card. Once your account is fully functional, you can apply for a Visa Signature or World Mastercard, which offer additional benefits.

 

[Rohan]

Keep that card. It's a free card, but please note that you won't earn any points using it as it's a basic card. Once your account is fully functional, you can apply for a Visa Signature or World Mastercard, which offer additional benefits.

Thanks for info!

Check now 2 DC showing 1 is Titanium MC & another on is World MC Embossed. Once everything working fine will close basic DC and apply for Visa.

We earn Rs 1050 on single DC right?
If we have both cards then 1050+1050, may I correct?

Related to this thread:

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

 

[4uziaul]

Thanks for info!

Check now 2 DC showing 1 is Titanium MC & another on is World MC Embossed. Once everything working fine will close basic DC and apply for Visa.

We earn Rs 1050 on single DC right?
If we have both cards then 1050+1050, may I correct?

Related to this thread:

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

Absolutely right 👍

 

[D7162]

Received offer for Pioneer legacy from pinnacle
Should opt for that or should ask for any other variant?