IndusInd Pioneer Debit Card a Metal Masterpiece or a Deceptive Delusion?

[rahular]

Hey there! I recently went through a long process of upgrading my account to IndusInd Pioneer account. After a lot of back and forth with the rm, it took almost 3 months to finally get the upgrade done. But now that I have received the debit card, I can't help but notice that it's definitely not made of metal, even though it looks like it.

I'm curious to know if it's just me or if everyone who gets this card feels the same way. I mean, I understand that looks can be deceiving, but it's a bit disappointing to not get what you were expecting.

Overall, the process of upgrading to the IndusInd Pioneer account was quite tedious, but I'm hoping that the benefits that come along with it will make it all worth it in the end. And who knows, maybe the non-metal card will surprise me in some other way!

Anyone who feels the same as me ? Let's discuss!

 

[Slayer]

No definite answer yet. No instance of downgrade has been reported yet in this community. But their affluent banking team says that they downgrade after non maintenance for 2-3 quarters.
I am maintaining TRV so won’t be able to check.
We need a volunteer to find out.

Will love to volunteer but someone needs to send me account opening cheque 😛

 

[aashokk09]

It’s buy one get one free up to 4 free tickets a month with maximum 1000 off for that free one.
for example if you buy 2 tickets each worth 750, you will only have to pay 750 plus convenience fee not 1500 plus convenience fee. It cannot be used for booking single ticket, only buy even number of tickets using this.

Are there any good card who give complimentary tickets without BOGO ?

 

[EINSTEIN]

Are there any good card who give complimentary tickets without BOGO ?

Pioneer heritage in super premium category (4 free tickets every quarter up to 1000 each)
EazyDiner in entry level (2 tickets up to 200 each month)
A few others also exist
Search the community for movie tickets there are some threads on this

 

[kshitij_0]

I too am exploring Pioneer Account with IndusInd.

Even I am told similar to what @rahular shared here. Upgrade is always difficult as they need to see that Customer is worth Pioneer and so require TRV etc over few months.

The shortcut here is that if you open a new account say in name of your family member (who is NTB - new to bank) and herein do 10L funding (if offline) or < 1L funding (if online) then account is directly opened as Pioneer. Then you get a few months to fund further. And then can request for existing accounts to be grouped and updated to Pioneer

PS: I have not tried this route, but thinking of the same.

You are saying that if I open an online account with 1 Lakh funding, I'll directly get a pioneer account? And what if i don't fund further? This seems too good to be true. Offline option with 10 L funding may be true but even that looks doubtful.
This needs to be verified first.

 

[mgforce]

You are saying that if I open an online account with 1 Lakh funding, I'll directly get a pioneer account? And what if i don't fund further? This seems too good to be true. Offline option with 10 L funding may be true but even that looks doubtful.
This needs to be verified first.

Hope you also read this line from my post quoted above: Then you get a few months to fund further

So no where am I is saying that one can escape TRV/AQB requirements!

Further I have already opened Pioneer Accounts since this post and updated on another thread

 

[kshitij_0]

Hope you also read this line from my post quoted above: Then you get a few months to fund further

So no where am I is saying that one can escape TRV/AQB requirements!

Further I have already opened Pioneer Accounts since this post and updated on another thread

Will you please provide the link for that post/thread?

 

[mgforce]

Finally got my Pioneer metal debit card today. And indeed, except bit higher weight, nothing special. So echo sentiments of @rahular

My only prior experience of metal card is through OneCard Metal Credit Cards wherein card holder's name, visa logo, one card brand, NFC symbol (all things on front of card) are etched by (my guess) laser coding. So when you move your fingers you see bit roughness/depth. This is not rub/scratch proof.

But here in Pioneer everything is embossed (printed) on the surface. Further printing of name & card digits is white and not even premium.

 

[Bodhi]

Finally got my Pioneer metal debit card today. And indeed, except bit higher weight, nothing special. So echo sentiments of @rahular

My only experience of metal cards is from OneCard Metal Credit Card where card holder's name, visa logo, one card brand, NFC symbol (all things on front of card) are etched by (my guess) laser coding. So when you move your fingers you see big of roughness/depth.

But here in Pioneer everything is embossed (printed) on the surface. Further printing of name & card digits is white and not even premium.

Congrats @mgforce

 

[beast_boy]

Finally got my Pioneer metal debit card today. And indeed, except bit higher weight, nothing special. So echo sentiments of @rahular

My only prior experience of metal card is through OneCard Metal Credit Cards wherein card holder's name, visa logo, one card brand, NFC symbol (all things on front of card) are etched by (my guess) laser coding. So when you move your fingers you see bit roughness/depth. This is not rub/scratch proof.

But here in Pioneer everything is embossed (printed) on the surface. Further printing of name & card digits is white and not even premium.

Were you charged any card replacement fees bro

 

[mgforce]

Nope! For Exclusive and beyond, card replacement is anyways free of cost

Were you charged any card replacement fees bro

 

[elite34700]

T

I too am exploring Pioneer Account with IndusInd.

Even I am told similar to what @rahular shared here. Upgrade is always difficult as they need to see that Customer is worth Pioneer and so require TRV etc over few months.

The shortcut here is that if you open a new account say in name of your family member (who is NTB - new to bank) and herein do 10L funding (if offline) or < 1L funding (if online) then account is directly opened as Pioneer. Then you get a few months to fund further. And then can request for existing accounts to be grouped and updated to Pioneer

PS: I have not tried this route, but thinking of the same.

This route will surely work. Or find a pioneer RM who is good and he/she will directly upgrade existing account to pioneer.

 

[harsh7t]

Hey there! I recently went through a long process of upgrading my account to IndusInd Pioneer account. After a lot of back and forth with the rm, it took almost 3 months to finally get the upgrade done. But now that I have received the debit card, I can't help but notice that it's definitely not made of metal, even though it looks like it.

I'm curious to know if it's just me or if everyone who gets this card feels the same way. I mean, I understand that looks can be deceiving, but it's a bit disappointing to not get what you were expecting.

Overall, the process of upgrading to the IndusInd Pioneer account was quite tedious, but I'm hoping that the benefits that come along with it will make it all worth it in the end. And who knows, maybe the non-metal card will surprise me in some other way!

Anyone who feels the same as me ? Let's discuss!

what’s your metal card bin? My RM says that the card which I received with the kit is metal only, But it’s surely plastic. Only the edges of card have metal finish xd. @mgforce @rahular

 

[elite34700]

what’s your metal card bin? My RM says that the card which I received with the kit is metal only, But it’s surely plastic. Only the edges of card have metal finish xd. @mgforce @rahular

Pioneer Metal debit is heavier than pioneer heritage credit card. RM is just fooling you ask him to stfu and offer a debit card which comes with 7.5k fee as LTF.

 

[beast_boy]

Pioneer Metal debit is heavier than pioneer heritage credit card. RM is just fooling you ask him to stfu and offer a debit card which comes with 7.5k fee as LTF.

Will they provide the DC on LTF basis bro?

 

[elite34700]

Yes they do, usual condition is 10L in account or if RM is capable he can get it done

 

[satviksehgal]

Which portal are we getting points for making cc payments using this debit card?

 

[harsh7t]

Yes they do, usual condition is 10L in account or if RM is capable he can get it done

RM never picks up my call, Tried contacting branch and they're saying you need 50L NRV for the metal debit card. I'm maintaining around 15L in my account. Any other way to get the metal dc? @simal @rahular @elite34700

 

[harsh7t]

Which portal are we getting points for making cc payments using this debit card?

Both Cheq and Mobikwik is giving points, but it takes quite sometime for points to show up.

 

[satviksehgal]

Both Cheq and Mobikwik is giving points, but it takes quite sometime for points to show up.

Cheq never gave me points.

Mobikwik gave till Sep, nothing since then.

 

[aditya.nangalia]

As a customer of IndusInd Bank for over three years now, I have always been impressed with the bank's forex charges and attractive interest rates. So when I heard about their Pioneer Account, I was intrigued and asked my Relationship Manager (RM) about upgrading my account. Despite meeting the minimum balance requirement of 10 lakhs, my RM initially did not upgrade my account upon my request. This was frustrating,(My RM was new) then they told if you maintain a bigger minimum balance they will upgrade the account, After several attempts telling my RM, as well as increasing the balance I finally received confirmation that my account had been upgraded (took 3 months)

Overall, my experience with IndusInd Bank's Pioneer Account has been exceptional. While the process of upgrading was a bit cumbersome, the end result has been well worth it. I would highly recommend the Pioneer Account to any IndusInd Bank customer looking for a premium banking experience.

How do you get metal credit card?