Indusind Pioneer Salary ac

[eve]

Has anyone got the indusind pioneer salary account ? and can share their experience and benefits ?

 

[kvndsz512]

dont u have other better options? bcuz indusind not worth 😂 they dont give heritage metal or indulge ltf without fees :/

 

[eve]

dont u have other better options? bcuz indusind not worth 😂 they dont give heritage metal or indulge ltf without fees :/

Axis Burgundy - its of no use after devaluation, they are not giving burgundy free now
HSBC Premier - is an option
HDFC - Already on hdfc and have infinia, looking to get other options

What are other options ? I heard induind pioneer offers 6% interest in savings account without fd, thats a good perk

 

[kvndsz512]

Axis Burgundy - its of no use after devaluation, they are not giving burgundy free now
HSBC Premier - is an option
HDFC - Already on hdfc and have infinia, looking to get other options

What are other options ? I heard induind pioneer offers 6% interest in savings account without fd, thats a good perk

axis u can try to negotiate for atlas ltf or normal magnus ltf not the m4b thats paid now whatsover

else u can go for hsbc

bcuz indusind also no point they wont be giving u ltf pioneer metal heritage or indulge so no use :/
but yes their dc is good 20% off upto 500 every month on big basket, zomato food order also there is some offer on weekends, 0% forex, 0.5% reward rate on dc spends, 3 complimentary lounge access with 3 guests access also

 

[viru5678]

I have Pioneer account since last 2 years and below pointers made me move from HDFC to Indus.

1. Metal Debit Card -> Gives good cashback, Domestic Lounge access, Zero Forex charges and metal card looks good and has premium feel.
2. Better Interest rates -> Savings and FD interest rates are better than HDFC/ICICI.
3. Custom Account Number -> You can customize your account number - 15 is prefix for Savings accounts followed by 10-digit number of your choice.
e.g. 15-1234512345 - I used my mobile number as 10-digit custom number, and this made it very easy to remember.
4. Locker - I got locker at zero rental after 7 months and with some follow ups were needed.
5. After knowing IQ level of RM (most RMs are same everywhere) I decided to deal directly with BM and this made my life very easy.

If not Indus, then I think HSBC is a good option provided you meet their premium account criteria.

I recommend going with Indus provided you have some tolerance to deal with their customer care or you make connect with BM and everything will be sorted.

 

[keerthirahul123]

I have Pioneer account since last 2 years and below pointers made me move from HDFC to Indus.

1. Metal Debit Card -> Gives good cashback, Domestic Lounge access, Zero Forex charges and metal card looks good and has premium feel.
2. Better Interest rates -> Savings and FD interest rates are better than HDFC/ICICI.
3. Custom Account Number -> You can customize your account number - 15 is prefix for Savings accounts followed by 10-digit number of your choice.
e.g. 15-1234512345 - I used my mobile number as 10-digit custom number, and this made it very easy to remember.
4. Locker - I got locker at zero rental after 7 months and with some follow ups were needed.
5. After knowing IQ level of RM (most RMs are same everywhere) I decided to deal directly with BM and this made my life very easy.

If not Indus, then I think HSBC is a good option provided you meet their premium account criteria.

I recommend going with Indus provided you have some tolerance to deal with their customer care or you make connect with BM and everything will be sorted.

Does having a salary account open the avenue for any CC within indusind?

 

[eve]

I have Pioneer account since last 2 years and below pointers made me move from HDFC to Indus.

1. Metal Debit Card -> Gives good cashback, Domestic Lounge access, Zero Forex charges and metal card looks good and has premium feel.
2. Better Interest rates -> Savings and FD interest rates are better than HDFC/ICICI.
3. Custom Account Number -> You can customize your account number - 15 is prefix for Savings accounts followed by 10-digit number of your choice.
e.g. 15-1234512345 - I used my mobile number as 10-digit custom number, and this made it very easy to remember.
4. Locker - I got locker at zero rental after 7 months and with some follow ups were needed.
5. After knowing IQ level of RM (most RMs are same everywhere) I decided to deal directly with BM and this made my life very easy.

If not Indus, then I think HSBC is a good option provided you meet their premium account criteria.

I recommend going with Indus provided you have some tolerance to deal with their customer care or you make connect with BM and everything will be sorted.

Thanks, considering the feedback, HSBC looks like better option with premium account.

perks HSBC has offered

1. Metal Premier creditcard with joining fee of 12K with Taj vouchers worth 12K, No annual fees as long as premium relationship is maintained.
2. Debit card with 5% cashback (has fe exclusions and monthly capping, but still looks good)
3. Worldwide banking, ability to open & maintain account in other countries
4. Dedicated RM and few other financial planning related perks.

Not sure if they would negotiate joining fees for premier card.

 

[eve]

Does having a salary account open the avenue for any CC within indusind?

I think yes, but they dont offer premium card without fees, which is very high.

 

[viru5678]

Thanks, considering the feedback, HSBC looks like better option with premium account.

perks HSBC has offered

1. Metal Premier creditcard with joining fee of 12K with Taj vouchers worth 12K, No annual fees as long as premium relationship is maintained.
2. Debit card with 5% cashback (has fe exclusions and monthly capping, but still looks good)
3. Worldwide banking, ability to open & maintain account in other countries
4. Dedicated RM and few other financial planning related perks.

Not sure if they would negotiate joining fees for premier card.

HSBC is a good option. You can also get very good home loan interest rates.
I too have HSBC home loan with very good interest rate - even better than HDFC or SBI.

I went with Indusind primarily for higher Savings account and FD interest rates and of course locker.
Getting locker is a hassle. HDFC/ICICI they straight away ask for ULIP policies to get a locker with very high rentals.

 

[Credit_Cards]

IndusInd is not worth investing your time, opt for any other account