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IndusInd Pre-Approved Credit Card Offer - Discussion

I got a call from bank side, the guy was saying to upgrade the same but he was asking to pay joining fees 5000+gst, is it worth to upgrade after paying approx 6000/- ? Or still I can have legend without any fee.
It shud b 5000gst or spend 50k in 90days. I got it 100% free so I took. Bt its very rare
 
If its written limit upto den its tentative. U cn apply n check. If u r getting legend without joining fee (for which i hv doubt) den any limit is worth. Anyways u won't b able to use any limit in indus as dere r no offers
My Indus bank credit card application ws declined if apply again i will need to vdkyc again or not
 
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