Indusind Pre-approved credit card offer

[SSV]

Received a mail yesterday regarding pre approved card offer from Indusind bank. After proceeding I am getting 6 options - Platinum Aura edge, Platinum credit card(visa), Legend, Platinum Rupay, Eazydiner Platinum(All Ltf) & Eazydiner( joining fee - 1999+ gst).

Please suggest which card I should take?
Should I take a core or co-branded card 1st so that no problem in future, like in hdfc if we get co-branded card 1st then it is difficult to take a core card.

I like tiger card(I think it is co-branded) but it is not showing me in offer list,would it be a right decision if I apply for it directly?

If you are a regular movie goer and dine out frequently then eazydiner signature paid is not a bad option.. you can benefit really well , even though it is a paid card..
Two movie tickets a month free (2*200) on bms ,
note : it is not a bogo offer, it is two free tickets per calendar month

 

[quantum_]

If its written limit upto den its tentative. U cn apply n check. If u r getting legend without joining fee (for which i hv doubt) den any limit is worth. Anyways u won't b able to use any limit in indus as dere r no offers

Upto is not mentioned in WhatsApp message it clearly says - limit of 462000.

I know indus cards are not of much use but I am considering this card to optimise my utilisation ratio.

 

[SSV]

Upto is not mentioned in WhatsApp message it clearly says - limit of 462000.

I know indus cards are not of much use but I am considering this card to optimise my utilisation ratio.

Don’t worry too much about utilisation ratio.. utilisation ratio is considered both at card level and overall…
For details on CIBIL score, see this

Thread 'CIBIL Score - A Practical Guide'
https://www.technofino.in/community/threads/cibil-score-a-practical-guide.29167/

 

[quantum_]

Don’t worry too much about utilisation ratio.. utilisation ratio is considered both at card level and overall…
For details on CIBIL score, see this

Thread 'CIBIL Score - A Practical Guide'
https://www.technofino.in/community/threads/cibil-score-a-practical-guide.29167/

Thank you for your valuable feedback.

Currently my utilisation ratio is above 50% so if I get a good limit that will be helpful to reduce it.

 

[quantum_]

If you are a regular movie goer and dine out frequently then eazydiner signature paid is not a bad option.. you can benefit really well , even though it is a paid card..
Two movie tickets a month free (2*200) on bms ,
note : it is not a bogo offer, it is two free tickets per calendar month

Eazydiner is definitely very good card but I already have a RBL play card and it offers 2 free movie tickets per month same as Eazydiner so not very sure to take that.

 

[SSV]

Eazydiner is definitely very good card but I already have a RBL play card and it offers 2 free movie tickets per month same as Eazydiner so not very sure to take that.

Understood.. if you already have free bms tickets card, then eazydiner is of not much use unless you dine out regularly.. okay then leave this card..
In other cards you should chose either legend or pinnacle cc .. as you are NTB to IndusInd, if you want pinnacle cc (LTF based on 50k spend in 90 days) DM me , I will refer you to an agent .. he will get you pinnacle

 

[quantum_]

If you are a regular movie goer and dine out frequently then eazydiner signature paid is not a bad option.. you can benefit really well , even though it is a paid card..
Two movie tickets a month free (2*200) on bms ,
note : it is not a bogo offer, it is two free tickets per calendar month

If I take Eazydiner 1st then will it be possible to get any core card from Indusind easily.
As I have taken hdfc tata neu 1st and now hdfc is not giving me any core card.

 

[SSV]

If I take Eazydiner 1st then will it be possible to get any core card from Indusind easily.
As I have taken hdfc tata neu 1st and now hdfc is not giving me any core card.

This one , should not be a problem…
But the thing is once you get a core card, this eazydiner platinum LTF will be offered to you very easily and immediately like a chocolate…
Don’t stress too much about eazydiner.. you will get that immediately after any core card

 

[TheTrickySid]

Ok. Got a message on WhatsApp today saying-
Congratulations! Your superior profile has earned you a Lifetime Free Pre-approved Credit Card with a credit limit of 462000 INR.

Is this tentative limit or fixed limit?

Its tentative.

I had offer of 4.4L, got 2.5L limit

 

[quantum_]

Its tentative.

I had offer of 4.4L, got 2.5L limit

Will update what I get from indus.

 

[SSV]

Thank you for your response.

How many Indusind card one can hold at time?
Can I take tiger card later?

I have legend, Pinnacle and ED signature

 

[drvirag]

I have legend, Pinnacle and ED signature

How u took legend n pinnacle both. I asked cc. They said they cn not issue this on split limit basis

 

[SSV]

How u took legend n pinnacle both. I asked cc. They said they cn not issue this on split limit basis

Ar the very first I got legend with 5L and then thru an agent I got Pinnacle with 4.5l for Pinnacle and legend with 50K.

And then I got ED offer online based on my Pinnacle on split cl basis.

 

[SSV]

How u took legend n pinnacle both. I asked cc. They said they cn not issue this on split limit basis

Ar the very first I got legend with 5L and then thru an agent I got Pinnacle with 4.5l for Pinnacle and legend with 50K.

And then I got ED offer online based on my Pinnacle on split cl basis.

 

[ravindra420]

I have legend cc 4.5 lac limit, how can I get pinnacle without joining fee and annual fee ?

 

[drvirag]

I have legend cc 4.5 lac limit, how can I get pinnacle without joining fee and annual fee ?

U can nt get until dere is pre approved offer in ur app saying so. No way u cn apply pinnacle without joining fee.

 

[Subarneswar Sadangi]

Received a mail yesterday regarding pre approved card offer from Indusind bank. After proceeding I am getting 6 options - Platinum Aura edge, Platinum credit card(visa), Legend, Platinum Rupay, Eazydiner Platinum(All Ltf) & Eazydiner( joining fee - 1999+ gst).

Please suggest which card I should take?
Should I take a core or co-branded card 1st so that no problem in future, like in hdfc if we get co-branded card 1st then it is difficult to take a core card.

I like tiger card(I think it is co-branded) but it is not showing me in offer list,would it be a right decision if I apply for it directly?

Go for Legend
Other cards are useless

 

[Riya]

Received a mail yesterday regarding pre approved card offer from Indusind bank. After proceeding I am getting 6 options - Platinum Aura edge, Platinum credit card(visa), Legend, Platinum Rupay, Eazydiner Platinum(All Ltf) & Eazydiner( joining fee - 1999+ gst).

Please suggest which card I should take?
Should I take a core or co-branded card 1st so that no problem in future, like in hdfc if we get co-branded card 1st then it is difficult to take a core card.

I like tiger card(I think it is co-branded) but it is not showing me in offer list,would it be a right decision if I apply for it directly?

Take eazydiner platinum... Atleast it'll save you some money on eazydiner

 

[quantum_]

Take eazydiner platinum... Atleast it'll save you some money on eazydiner

Poverty of Indusind....🤣🤣