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Indusind Rupay Platinum Credit Card is Live ....

Banks will never dump visa-mc because banks dnt want to depend on single card network.

We need one more Indian Credit Card network company like RuPay.

American have multiple card network Visa & Mastercard (also Amex & Discover/Diners club/Pulse), which is why they dominate the world.

This is human physiology, we always want to try alternative. Also we (including banks and countries) dnt want to depend on single card network.

I remember once Dilip Asbe, CEO of NPCI had said, NPCI employees are under pressure when RBI proposed "NUE entity license" (rival to NPCI).

I also heard NPCI fire few employees that time, those who are not qualify.

However the entire proposal was scraps by RBI. RBI told - No innovative or infrastructural solutions received in NUE applications.

If we really want to make RuPay successful we need another Indian credit card network company.

And this can be easily done by giving RuPay technology to any other Indian company and the owners of the new companies will again be Indian banks and foreign banks.

We (India) already selling our RuPay technology to UAE based AEP (Al Etihad Payments) to launch UAE Domestic Card Scheme (AEP recently got license from UAE's central bank to launch UAE Domestic Card Scheme and also recenlty launch UPI like Instant payment system "Aani" in UAE).
.
What we have to do is create a new Indian credit card company and sell RuPay technology.

Many people dnt know that in early days mastercard use Visa's paysecure ecom gateway.

Early days, AMD using Intel's x86-64 architecture (Intel sold x86-64 architecture to AMD).

Ofcourse when these companies were growing, they develop their own architecture.

Today's Mastercard have their own mastercard securecode/mastercard ID check gateway.

AMD's x86-64 architecture is now completely different from Intel's x86-64 architecture.

Now when will the govt and RBI do this ? God knows.
I agree on ur part brother. I never said bank will dump visa and mastercards. I just said all banks have to accept Rupay credits cards as it's much needed. I also agree that we need more Indian gateway networks to grow, but currently Rupay is doing really good. That's what I wanted to say.
 
How did you apply
RM called me yesterday and connected me to the credit card manager. Credit card manager asked me to if I want to apply with split limit. I said yes. I was asked to provide OTP which I provided and got the card instantly.
Providing OTP was safe as I knew I am providing to bank employee and OTP message also mentioned that it is for credit card application.
 
RM called me yesterday and connected me to the credit card manager. Credit card manager asked me to if I want to apply with split limit. I said yes. I was asked to provide OTP which I provided and got the card instantly.
Providing OTP was safe as I knew I am providing to bank employee and OTP message also mentioned that it is for credit card application.
Was there a cibil hit?
 
I agree on ur part brother. I never said bank will dump visa and mastercards. I just said all banks have to accept Rupay credits cards as it's much needed. I also agree that we need more Indian gateway networks to grow, but currently Rupay is doing really good. That's what I wanted to say.
Just now i post this -

Is it good to complete reliance on $100 billion valuation NPCI, our nation’s one and only digital payment company ?​

 
Dear Cardholder, Upgrade your card experience!

Enjoy the convenience of UPI payments with a complimentary Platinum RuPay Credit Card on your existing Legend Credit Card. Combine the limits for enhanced benefits.

Apply NOW: inbl.in/MEUyTu9r8p - IndusInd Bank

Received the message today
I applied but it is asking to split the limit rather than sharing the limit. If it reports the limit to CIBIL accordingly then it’s not a good sign.
I click on your link and otp send to your number. 🤣🤣
 
Dear Cardholder, Upgrade your card experience!

Enjoy the convenience of UPI payments with a complimentary Platinum RuPay Credit Card on your existing Legend Credit Card. Combine the limits for enhanced benefits.

Apply NOW: inbl. (Link removed) - IndusInd Bank

Received the message today
I applied but it is asking to split the limit rather than sharing the limit. If it reports the limit to CIBIL accordingly then it’s not a good sign.
Bro what's the last 4 digits of your existing credit card?

J/k. Remove the link bro.. your number is visible partially.
 

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Dear Cardholder, Upgrade your card experience!

Enjoy the convenience of UPI payments with a complimentary Platinum RuPay Credit Card on your existing Legend Credit Card. Combine the limits for enhanced benefits.

Apply NOW: inbl.in/MEUyTu9r8p - IndusInd Bank

Received the message today
I applied but it is asking to split the limit rather than sharing the limit. If it reports the limit to CIBIL accordingly then it’s not a good sign.
Share last four digits of your Legend credit card and OTP. We will get you RuPay credit card with a shared credit limit - Bajaj Finance agent.
 
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