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Indusind Select A/c + Indusind Exclusive A/c

beast_boy

TF Premier
Hello all, I am planning to Open Indusind Select account based on my LTF Indusind Legend credit card, which will make the account 0 balance with LTF DC.

Once I upgrade my Credit Card to Pinnacle or any other Indusind card variant will my Select account still carry the 0 balance status with LTF Free DC and can I still open 4 more 0 balance Family account ?

Secondly How many Accounts a person can hold In Indusind ? I read somewhere a guy holding 2 savings account (Variant is not know to me) and an Indie Account.
 
Anyone can confirm one thing that I found fishy. When I asked for add-on to the customer care executive who called for card activation she mentioned we can take "self add-on" that is my mom can get an add-on card issued for herself that I find hard to believe as I've not seen any bank doing that... My reason for asking add-on is PP. I've heard Pinnacle has complimentary PP. If anyone here could confirm that the add-on gets complimentary PP and visits or not...
Yes You can take Self Addon in Pinnacle even Amex gives self Addon.
This additonal card is just to make users life easy if he wants to keep Business spends separately on same card account.
 
@SSV

Got this reply from Indusind.

We wish to clarify as below:

Basis your representation, we wish to inform Pinnacle Credit Card is surrogate of Exclusive variant, client can open the account with product IP and account will be NMC waived till active surrogate is available with Primary holders

Further, we wish to inform this offer is valid for primary card holders only.
 
@SSV

Got this reply from Indusind.

We wish to clarify as below:

Basis your representation, we wish to inform Pinnacle Credit Card is surrogate of Exclusive variant, client can open the account with product IP and account will be NMC waived till active surrogate is available with Primary holders

Further, we wish to inform this offer is valid for primary card holders only.
In English Please 😀
 
@SSV

Got this reply from Indusind.

We wish to clarify as below:

Basis your representation, we wish to inform Pinnacle Credit Card is surrogate of Exclusive variant, client can open the account with product IP and account will be NMC waived till active surrogate is available with Primary holders

Further, we wish to inform this offer is valid for primary card holders only.
Does that mean Family banking accounts won't be NMC waived?
Or Add on card holders won't get NMC free accounts.

I know that the second statement looks more true but then what is the difference, why did they make this rule if anyway we can get multiple accounts as free through family banking?
 
Does that mean Family banking accounts won't be NMC waived?
Or Add on card holders won't get NMC free accounts.

I know that the second statement looks more true but then what is the difference, why did they make this rule if anyway we can get multiple accounts as free through family banking?
I don't understand that only...

I'm worried and don't want to pay any NMC charges so I've decided till my mom's account is fully operational and Pinnacle linked I'll keep my Select active after that I'll close my select and keep mom's Exclusive only.. As I don't want to pay any additional charges.
 
Yes, that is the whole idea behind the family banking..
Is it irrespective of maintaining the required IP in any of the primary/family ac? It's confusing in the following pages of the thread. Pls confirm.

One more doubt, regarding world exclusive MC, when applying through the cc on call they said they have to block the existing cards to issue that card as 1 card is issued for a account.
Any way to get the card w/o blocking the existing DC?
Earlier I didn't cared to apply, but now it's required as I was looking for 0 forex to make a payment.

@SSV @4uziaul
 
Just don't talk anything else..
Just ask them in a rightful and confident way..
Wow wow! This worked like a charm. Thankyou sirji. 🫡🫡
Did exactly as you told. He said in exception case and for the reason, he raised the request for the card and it'll be delivered within 7 working days.
 
Last edited:
Now, just remove the suggestion I gave , otherwise the mass ( who never even registered here also) may abuse this.. I have delted my comments you also delete the quoted comments and dont respond to this . I will also delete this ..
Done 🫡 👍

Deepak bhai still has that suggestion quoted 😅
 
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Yes after making her account fully functional and linking to pinnacle and then give your family banking form as a last step
@SSV Gave account grouping request on 1st July now in my app its showing Indus Addon can I move funds now from my account? The request is not closed yet.

Primary account is of mom that has pinnacle as surrogate. No funds maintained in her account.
 
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