Indusind Select vs ICICI privilege Account for legend CC and ICICI CC Holder above 4L limit: which is better?

[Fini7777]

I want your suggestions:
I've LEGEND CC and ICICI APay cc with a 4.4L limit
I've Indusind 0 MAB SB account opened 4 years ago

Should I upgrade my 0 MAB SB account to indusind select? or
Should I open ICICI 360 privilege banking account
which is better?

I am aware that IndusInd Customer support is far behind ICICI and they are very slow in solving issues and giving replies

I've both CCs but I'd like to proceed with either indusInd or ICICI

So share your experiences with both accounts, My priorities are pre-approved cc offers and, upgrades, LE offers

Debit card and their associated benefits don't matter to me.

 

[Anindya98]

I am using the Indusind Select & ICICI Wealth Management accounts. Both are working perfectly.

So share your experiences with both accounts, My priorities are pre-approved cc offers and, upgrades, LE offers

According to your need, ICICI is more generous in giving CC offers & LE.

 

[Anindya98]

Debit card and their associated benefits don't matter to me.

Have Decent benefits ICICI WM Mastercard World DC

 

[varun__goel_]

I want your suggestions:
I've LEGEND CC and ICICI APay cc with a 4.4L limit
I've Indusind 0 MAB SB account opened 4 years ago

Should I upgrade my 0 MAB SB account to indusind select? or
Should I open ICICI 360 privilege banking account
which is better?

I am aware that IndusInd Customer support is far behind ICICI and they are very slow in solving issues and giving replies

I've both CCs but I'd like to proceed with either indusInd or ICICI

So share your experiences with both accounts, My priorities are pre-approved cc offers and, upgrades, LE offers

Debit card and their associated benefits don't matter to me.

If rewards and interest is not what you're looking for, ICICI is way ahead of Indusind.

 

[Fini7777]

What's the initial funding they've taken from you for ICICI WM
And how much should we maintain for ICICI WM

 

[Anindya98]

What's the initial funding they've taken from you for ICICI WM

In my case only 1.05L IF. But it will mostly vary from 3L to 10L. It depends on the Branch BM.

And how much should we maintain for ICICI WM

Its Z e r o MAB

 

[VasukiVasuki is verified member.]

Have Decent benefits ICICI WM Mastercard World DC

Like what ? Bro their Shapiro cc don't have much non spend benefits


What r u even talking about

 

[Anindya98]

What's the initial funding they've taken from you for ICICI WM

Also having an ICICI CC with limit 4L/4L+ helps you to get the account easily without much negotiating.

 

[Fini7777]

In my case only 1.05L IF. But it will mostly vary from 3L to 10L. It depends on the Branch BM.

Its Z e r o MAB

What? don't they downgrade if mab is 0

 

[Anindya98]

Like what ? Bro their Shapiro cc don't have much non spend benefits


What r u even talking about

I am talking about the DC with the account.

 

[Anindya98]

What? don't they downgrade if mab is 0

No, I am having an existing relationship with them using the CC regularly and also having another Salary Wealth Management Account with them

 

[varun__goel_]

What? don't they downgrade if mab is 0

Savings accounts will be downgraded if trv of 25l is not maintained

 

[Anindya98]

Savings accounts will be downgraded if trv of 25l is not maintained

Using it for more than 4 months nothing as of now BM has also not contacted me regarding the downgrade. If that happens I can always add the account under family banking with the wealth salary account of my father. But till now it's working flawlessly no issues.

 

[varun__goel_]

Using it for more than 4 months nothing as of now BM has also not contacted me regarding the downgrade. If that happens I can always add the account under family banking with the wealth salary account of my father. But till now it's working flawlessly no issues.

4 months is too early

They have downgraded accounts few months ago.

 

[Anindya98]

4 months is too early

Yes, I totally agree with you still hoping they don't downgrade. Will update if anything happens after few months.

 

[VasukiVasuki is verified member.]

I am talking about the DC with the account.

Yes dc benefits

 

[Kiranonlinee]

Also having an ICICI CC with limit 4L/4L+ helps you to get the account easily without much negotiating.

Need more insight on this

 

[Beyond]

According to your needs icici would be better, I have experience with both. Indusind have better interests though

 

[Anindya98]

Need more insight on this

If you have an existing ICICI CC with a minimum 4L limit you can get the wealth management account easily by IF of 1L+ according to my RM

 

[Beyond]

If you have an existing ICICI CC with a minimum 4L limit you can get the wealth management account easily by IF of 1L+ according to my RM

Now I know why a person got wealth with mere 2 lakh