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Induslnd Credit Card

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saitama

saitama

TF Buzz
Hey everyone,

This is my first post here, so please pardon any mistakes!

I applied for an Indusind credit card and have been offered the following options with their respective fees. I’m unsure which one to choose, so I’d love your input!

My Spending and Lifestyle​

  • Major expenses: Online shopping on Amazon, Ajio, Myntra, and Utility payments (majorly around 10k pm but can go up to 1L in some months)
  • Dining out: Occasional, more frequent in Bangalore, but rare while in my hometown (where I am currently).
  • Travel: 2-3 flights a year (Delhi to n fro Bangalore).

IndusInd Card Offers​

  • Legend - Lifetime Free (LTF)
  • Platinum Visa - LTF
  • Platinum Aura Edge Visa - LTF
  • EazyDiner IndusInd Bank Credit Card - ₹1,999
  • Qatar Airways - IndusInd Bank Avios Visa Infinite - ₹40,000
  • British Airways - IndusInd Bank Avios Visa Infinite - ₹40,000
  • RuPay Platinum Card - LTF
  • IndusInd Bank Pinnacle Credit Card - ₹5,000
    • The fee and image shown are different than what's shown on the website (ss attached)
  • EazyDiner IndusInd Bank Platinum Credit Card - LTF

My Current Credit Cards​

  • SBI Cashback
  • SBI SimplyClick
  • HDFC Millenia
  • HDFC Swiggy
  • BOB Premier
  • Airtel Axis
  • ICICI Amazon Pay
  • ICICI Sapphiro
  • PNB RuPay Platinum
I already have a variety of cashback-focused cards and am considering focusing on cards that offer lounge access and priority pass benefits. Do you guys think this is the right approach, or should I be optimizing for something else? Appreciate your thoughts!
 

Attachments

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Anindya98 said:
No, you can have more than one card

Split Basis and upgrade both are possible with Tiger. As Tiger is a co-branded card from Indusind.
For an upgrade minimum limit on the existing card must be 1.5L as per CC & Split Basis 50K minimum limit on Tiger ( I don't think it is correct according to me around 1L) but not getting the apply link as of now tried multiple times.

Take Legend/ Pinnacle if you can meet the fee waiver criteria.
Currently, I am holding Legend with 4.62L. Trying to get the Tiger. Once you get an IndusInd card you can't apply any other cards directly without Split basis.
Click to expand...
what is the process for applying tiger via split limit? do i need to visit branch? i don't think it is possible online or via email?
 
Upvote 0 Downvote
Do remember that you cannot upgrade the Indusind Tiger card since it is co-branded. I have checked this with the customer care. The only way out is to close the card and reapply after 6 months.
 
Upvote 0 Downvote
kuchbhi said:
TIGER CARD
but lately people saying its not for NTB customers
but I think we can get it thru this link

Apply for Tiger Credit Card Online - Check Benefits & Rewards | IndusInd Bank

Apply for IndusInd Bank's Tiger Credit Card online now and get special perks such as accelerated reward points, reduced forex markup fees, golf perks, lounge access and many more.
www.indusind.com www.indusind.com
or this https://www.bajajcapital.com/tigercreditcard

Else you may go with LEGEND for LTF
Click to expand...
@saitama mark this post as solution if you got the answer you were seeking thanks!
 
Upvote 0 Downvote
Anindya98 said:
Pinnacle has a conditional fee waiver if you spend 50K within the first 60 days then you get LTF.

Yes, I am doing the same but currently, they have not created the link and might have to wait for more than 3-4 months based on the Indusind track record.

Your Wish, they don't give a split basis option on the Indusind co-branded cards. It is easier to split from legend and get other cards. Split Basis works only if you have a core Indusind credit card.

@SSV might help you with this.
Click to expand...
even this can be marked as soln
 
Upvote 0 Downvote
saitama said:
IndusInd rejected my card application after VKYC due to "internal reasons" 😢. I’ve emailed for clarification. Any tips to get it overturned?
Click to expand...
Wait for 2-3 months. They will give you pre-approved offers, and your cards will be instantly approved with higher limits.
Anindya98

Thread 'IndusInd Bank Credit Cards getting instantly approved without any Verification - easycredit.indusind.com'

IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up...
  • Anindya98
  • cards credit cards eazydiner indusind indusind bank indusind bank credit card indusind credit card indusind legend indusind tiger legend credit card
  • Replies: 66
  • Forum: IndusInd Bank Credit Card
  • Like
  • Hehe
  • Lovely
 
Upvote 0 Downvote
Anindya98 said:
Wait for 2-3 months. They will give you pre-approved offers, and your cards will be instantly approved with higher limits.
Anindya98

Thread 'IndusInd Bank Credit Cards getting instantly approved without any Verification - easycredit.indusind.com'

IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up...
  • Anindya98
  • cards credit cards eazydiner indusind indusind bank indusind bank credit card indusind credit card indusind legend indusind tiger legend credit card
  • Replies: 66
  • Forum: IndusInd Bank Credit Card
  • Like
  • Hehe
  • Lovely
Click to expand...
Just curious, what channels does the Induslnd typically use to reach out with pre-approved offers? Agent calls, emails, or something else?
 
Upvote 0 Downvote
Anindya98 said:
I got an update from my RM, she asked me to send an email and keep her under CC they will let me know if it is possible.
Click to expand...
saitama said:
Nice, do keep us posted
Click to expand...
Today got a reply from them that they need some more time to process my request and they are trying to make the feature available for all existing Indusind cardholders.
Anindya98

Post in thread 'IndusInd Bank Credit Cards getting instantly approved without any Verification - easycredit.indusind.com'

sahil1033 said:
I hold Legend CC LTF and looking to upgrade if bank offers EazyDiner Visa Signature CC LTF or Pinnacle Mastercard CC LTF.
Click to expand...
I am currently, in a conversation with IndusInd Bank to get the Tiger CC on a split basis. Waiting for Eazydiner Signature CC LTF.
I think Eazydiner LTF will be available again during the FY ending.
Update us when you get both the card LTF offers.
  • Like
 
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
Anindya98 said:
My Reply:
Anindya98

Post in thread 'IndusInd Bank Credit Cards getting instantly approved without any Verification - easycredit.indusind.com'

My Reply to them:
1734469751248.webp
Anindya98 said:
Update Regarding Upgrading from Legend CC to Tiger CC:
View attachment 77477
Click to expand...
  • Like
Click to expand...
I agree with you point mentioned.
I have select account and not proceeding with tiger for now.
I will keep sending them mail from time to time for getting tiger on split limit basis or eazydiner signature.
Maybe in year end they might provide.
 
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