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Infinia Infinia 3 lacs target spend

drsel

TF Prestige
I need to spend another 2.30 lakhs using INFINIA within 45 days to get the 14750 joining fee waived off.
Even MCC exclusions are allowed for the target spend, except cash withdrawal, EMI and balance transfer.

Any tips and tricks on how to achieve this target, without paying too much in fees or expenses?
You may direct message me for privacy
 
Last edited:
Solution
Smartbuy 5x Amazon pay & shopping, Swiggy, etc and 10x Pharmeasy
but still difficult to reach 2.3 lakh in 44 days

Are gold coins/ bars available at a discount on any app or website because there is 3% GST + making charges + dealers margin + melting charges?
Also, there are no reward points on gold
Using Infinia, you can buy Flipkart voucher on SB 5x upto 25K/p.m. If you have 3 add-ons, then you can easily buy 1L/p.m

Add these GCs to Flipkart and buy Gold coins. Net amount comes to Rs.6950/gm for a 24K BRPL coin which is lot less than market price of Rs.8200/- including GST+MC.
Did you show them the photos on Flipkart and ask him for those particular gold tablets ?
What were the prices for each tablet seen in the photo?
They buy at the 24K gold price for the day. It does not matter which brand is what I understood.

The price for 24K on 8th Dec were around 7800. So they would pay 7800/gm. We will still lose 9% on the Making charges (6%) and GST (3%).

7800+6%+3% = ~8500. So we buy at 8500 and sell at 7800.

Attaching screenshot of the rates at Tanishq for 24K @7947 Screenshot 2024-12-11 at 2.20.04 AM.webp
 
They buy at the 24K gold price for the day. It does not matter which brand is what I understood.

The price for 24K on 8th Dec were around 7800. So they would pay 7800/gm. We will still lose 9% on the Making charges (6%) and GST (3%).

7800+6%+3% = ~8500. So we buy at 8500 and sell at 7800.

Attaching screenshot of the rates at Tanishq for 24K @7947View attachment 76916
9% is a huge amount.
Long term horizon seems to be better option.
 
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