• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Infinia & DCB metal have same reward rate for a particular kind of spend

Are you sure about the Nil fuel surcharge with DCB Metal? I didn’t see any point about surcharge waiver in the HDFC site. I was not using this card for fuel thinking it will cost me extra.
This is from the MITC - it says "Not Applicable". In my experience, whenever it is swiped for fuel the transaction gets marked up with surcharge then either same day or next day there is a reversal transaction for surcharge. No additional GST etc is charged.

1745424647627.webp
 
Are you sure about the Nil fuel surcharge with DCB Metal? I didn’t see any point about surcharge waiver in the HDFC site. I was not using this card for fuel thinking it will cost me extra.
My experience with DCB Plastic at an HPCL pump was quite the opposite. There was a really fat surcharge and while I did get 1% back it still cost me around 2-3% extra out of my pocket with no RPs either. Since then I never take it out at any petrol pump!

Another nasty experience with my Diners was last month when I renewed the Care (Religare) Medical Insurance Policies for our family. Any Diners card had a surcharge of around 2% where any Visa was around 0.75%.

That said, I am keeping my DCB Plastic for its Rs 1000 monthly milestones on spends of 80k (I redeem them for 500 BMS and 2x250 OLA vouchers), 2X RPs on weekend dining and fee waiver on annual spends of 5L. And, of course, the no non-sense lounge access which I don't need too often.
 
Back
Top