Infinia LTF Reward Points

[rajamic]

Hello,
Guys please help, if by any chance you get infinia ltf then will you get 12500 points on renewal or if you have a paid card and spend 10 lakhs to get the annual fee waived then will you get the 12500 points?

 

[rohitnsync]

Not happening brother.. please let me know if anyone is successful in getting Regalia (15+ Lakhs CL) --> Infinia LTF upgrade or at least DCB LTF since March/Arpil'23 under any conditions.

It's impossible and does not matter even if your TRV is over 1.5cr and NRV (CASA) is 50+ Lakhs - they still won't give Infinia LTF. Does not matter matter even if you are with the bank for nearly 2 decades. At the most they will reduce the 3L monthly salary requirement and offer Infinia paid version but not LTF

Bro, as rightfully pointed out by @It_is_Naruto, Infinia Metal is equally worth it with joining & renewal fees. Are you able to get the card with fees though?

 

[jack333]

Hello,
Guys please help, if by any chance you get infinia ltf then will you get 12500 points on renewal or if you have a paid card and spend 10 lakhs to get the annual fee waived then will you get the 12500 points?

Please also let us know how you got it LTF

 

[technom]

Buddy... I can fully understand. Having LTF is another level satisfaction🙂
What is your RM saying?

RM + BM tried a lot because of my recent increase in NRV but also overall TRV (Home Loan, Insurance without counting MF & NPS with HDFC).
I did not have Infinia option at all since the last few months but they are able to get approvals for paid version of Infinia Metal but LTF is not possible, not even DCB.

I will visit the branch soon and threaten to close all my relationships & also family banking. My company also has ICICI & Axis options (besides Citibank). so will check with them for better options. The threat will be real and I will move to another bank for sure if they don't give me at least DCB as LTF for now

When did you get this offer? I think the features of plastic are the same.

It was during COVID times. I spent a lot in (immediate) previous years because of a wedding shopping + family trip abroad just before COVID. I think I spent close to 20L+ that year and the single largest transaction was around 5.5-6L in purchases abroad. My Regalia limit has been 15L+ since those times because most of my spends until that time was on HDFC Regalia but I got irritated because of false promises by my RM and the fact that they didn't give me this card even as various promises over phone.

I started reading on TF only recently and restarted my quest for Infinia LTF & other super premium cards only recently

Bro, as rightfully pointed out by @It_is_Naruto, Infinia Metal is equally worth it with joining & renewal fees. Are you able to get the card with fees though?

Not pre-approved but BM is able to offer paid version for offline application, apparently as an exception

 

[violetevergarden]

So if we spend 10L to get annual fee waiver then also we won't get those 12500 points , correct ?

Yes