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International spends on Axis Atlas
- Thread starter doineedto
- Start date
Axis Atlas spends on Forex is not a great idea. Share your CC portfolio, we could suggest better options.
I am currently on the gold tier, far away from the platinum tier. Have already used this card for flight bookings, and the previous miles for Accor redemption.
Currently hold the following cards:
Currently hold the following cards:
- Axis Atlas (Paid) - Primary card used for all spends
- Amazon Pay - for all Amazon spends
- Tata Neu Infinity (LTF) - for UPI and misc spends
- HDFC Regalia (LTF) - not used anymore
Aegon
TF Premier
None of these cards gives you positive returns on forex spends and you have already reached gold tier. Unless you plan to reach plat tier by the card anniversary year, it is not wise to spend on Atlas.
Get AU Ixigo, LTF card, zero forex(no rewards).
hello everyone, I am planning a Dubai trip next month. And looking to book Emirates flights from B'luru .
Any idea if I can use Atlas on the Emirates website for 5x miles ?
Hotels will be booked by Accor points and rest would be paid by Atlas ( not sure if paying by atlas is a good option )
Or please suggest a better option for me to maximize rewards . Below are the cards I have
HDFC DBC
Axis Atlas
ICICI Sapphiro
Indus Pinnacle
HDFC Swiggy
I can apply for other cards if needed . thinking to apply Niyo Global
Any idea if I can use Atlas on the Emirates website for 5x miles ?
Hotels will be booked by Accor points and rest would be paid by Atlas ( not sure if paying by atlas is a good option )
Or please suggest a better option for me to maximize rewards . Below are the cards I have
HDFC DBC
Axis Atlas
ICICI Sapphiro
Indus Pinnacle
HDFC Swiggy
I can apply for other cards if needed . thinking to apply Niyo Global
I used emirates app to book flight and got 5x points on atlas
You applied visa through emirates? If yes, what's the procedure after booking tickets with them for both side ?
I applied visa thru travel agent.
Great .. thanks. I will also do the same. Any card that you would suggest for offline spendings in Dubai ?
I didnt used any card there. My brother gave me lots of dhiram from his last trip 😊😊
yes you will get 5 * EM if you use it directly in an airline or hotel website . i had booked last week tickets in Indigo website and i got 5 * EMs for the payment i made .
Thank you. I opted for redeeming HDFC Points for Flight bookings and Used atlas on Accor
sachbs
TF Buzz
As someone pointed out earlier, Atlas does charge 4.13% as forex charges. That being said, it depends on how much are you spending on your card during your trip, how close you are to your milestone, and how much do you value your Axis EMs.
For a forex spend of INR 1 Lakh, you will pay close to 4300 as Forex charges. You will receive 2000 EMs, worth 4000 Miles, which can be further used at Accor or other partners at better ratios. Plus it might bring you closer to your milestone. So effectively, you are paying off your forex charge. This deal works for me, so I continue using my atlas for forex spends.
Niyo Global is a decent option as a backup. You can apply for a forex card, or another CC with zero forex charges, but do weigh out the joining fee, benefits and reward structure on the replacement card.
sachbs
TF Buzz
I read in some thread that most offline spends in Dubai belong to real estate MCC, which are not eligible for miles. So please check once before usage.
the_collector
TF Premier
Hey guys, will atlas fetch 5 EM/100 on international Airbnb booking?
Initially it didn't give as it was tagged under travel MCC but in December they changed the MCC?
Different sites have different responses for this and haven't got a clear answer yet.
Initially it didn't give as it was tagged under travel MCC but in December they changed the MCC?
Different sites have different responses for this and haven't got a clear answer yet.
I would say use Atlas...tricks are to pay entry tickets on klook or any other website using inr and in heavy local spends you can take upfront currency conversion of 2-3%(depends on pos machine)
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