Introducing the BoB RuPay Select Bhoomi Debit Card

Introducing the BoB RuPay Select Bhoomi Debit Card – A powerful lifestyle and wellness card reimagined for the modern Indian consumer.

Bank of Baroda has rebranded its RuPay Select Wellness Card to the all-new BoB RuPay Select Bhoomi Debit Card — and it's not just a name change, but a refreshed commitment to health, luxury, and digital convenience.


Here’s what makes this card a game-changer [most benefits are same]:


💰 High Transaction Limits
• ATM cash withdrawals up to ₹1.5 Lakhs/day
• POS & E-commerce purchases up to ₹5 Lakhs/day


🌍 Domestic & International Reach
• Accepted worldwide at ATMs/POS with Discover, Diners Club, and Pulse logos
• E-commerce enabled wherever RuPay is accepted


🛡 Insurance & Security
• ₹10 Lakhs Personal Accident Insurance*
• PIN & CVD2 security for online transactions
• Contactless transactions up to ₹5,000 without PIN


🎁 Lifestyle & Wellness Privileges
✓ 1 Complimentary Domestic Airport Lounge Access per quarter (from 01.04.2025)
✓ 2 Complimentary International Lounge Access per year (calendar year, from 01.04.2025)
✓ Quarterly Benefits:
 • Gym Membership (offline or home workout)
 • Golf Lesson or Round
 • Health Check-up Package
 • Spa or Salon Session
 • ₹100 Cab Coupon
✓ Annual OTT Membership: Prime Video, Zee5 HD, or SonyLIV


🎉 Bonus Offers
• Exclusive deals with partner merchants – see rupay.co.in/rupay-offers
• Wide acceptance across India (NFS ATMs & RuPay POS)

Link: https://www.bankofbaroda.in/persona...cts/cards/debit-cards/rupay-select-debit-card

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🔹 Inclusion in Banking:
Alongside the Bhoomi card, Bank of Baroda also launched the BoB inSIGHT Braille Debit Card, specially crafted for visually impaired customers — a step forward in accessible banking for all.


With the Bhoomi card, Bank of Baroda is redefining what a debit card experience should feel like: powerful, premium, and personal.

Link: https://www.bankofbaroda.in/persona...ds/debit-cards/bob-insight-braille-debit-card


#BankofBaroda #RuPaySelect #BoBRuPayBhoomi #DebitCard #FintechIndia #DigitalBanking #WellnessCard #InclusiveBanking #CustomerFirst #RuPay #LifestyleBenefits #BhoomiCard #BankingWithBenefits

 

[Deepak_9155]

Hey everyone,
Today, I upgraded my existing BOB Lite Account to a BOB Super Savings Account.
In the BOB World app, the account type has already changed to Super Savings, so the upgrade seems successful.

However, I noticed something strange
In the BOB App Passbook , there are two transactions - one debit and one credit of the same amount, which I didn’t perform myself.

1. Can anyone please confirm if this debit/credit entry is part of the bank’s internal process for upgrading the account?





The main reason I upgraded was to apply for BOB RSDC and BOB EMT Debit Cards.
While applying through the BOB World app (as the option isn’t visible in net banking), these are the card variants shown:



2. Which debit card should I apply for first - the BOB RSDC or the BOB EMT card?

Right now, I have two debit cards linked to my account:

1. Physical RuPay Platinum Debit Card
2. Virtual RuPay Platinum Debit Card

I want to permanently close the physical RuPay Platinum card - how can I do that?
And I plan to keep the virtual Platinum card, but before that, could anyone confirm if there are any annual or maintenance charges on this virtual RuPay Platinum card?
If there are charges, I’ll close that one too since it’s not really useful for me.

Any help or guidance from those who recently upgraded or applied for these cards would be appreciated!

 

[TECHXYZ]

Hey everyone,
Today, I upgraded my existing BOB Lite Account to a BOB Super Savings Account.
In the BOB World app, the account type has already changed to Super Savings, so the upgrade seems successful.

However, I noticed something strange
In the BOB App Passbook , there are two transactions - one debit and one credit of the same amount, which I didn’t perform myself.

1. Can anyone please confirm if this debit/credit entry is part of the bank’s internal process for upgrading the account?


View attachment 112849View attachment 112850View attachment 112851


The main reason I upgraded was to apply for BOB RSDC and BOB EMT Debit Cards.
While applying through the BOB World app (as the option isn’t visible in net banking), these are the card variants shown:


View attachment 112860
2. Which debit card should I apply for first - the BOB RSDC or the BOB EMT card?

Right now, I have two debit cards linked to my account:

1. Physical RuPay Platinum Debit Card
2. Virtual RuPay Platinum Debit Card

I want to permanently close the physical RuPay Platinum card - how can I do that?
And I plan to keep the virtual Platinum card, but before that, could anyone confirm if there are any annual or maintenance charges on this virtual RuPay Platinum card?
If there are charges, I’ll close that one too since it’s not really useful for me.

Any help or guidance from those who recently upgraded or applied for these cards would be appreciated!

1. AC Xfr transactions are done when you change the Account Variant
2. Apply Bhoomi RSDC first then EMT DC

 

[TUSHAR.]

Hey everyone,
Today, I upgraded my existing BOB Lite Account to a BOB Super Savings Account.
In the BOB World app, the account type has already changed to Super Savings, so the upgrade seems successful.

However, I noticed something strange
In the BOB App Passbook , there are two transactions - one debit and one credit of the same amount, which I didn’t perform myself.

1. Can anyone please confirm if this debit/credit entry is part of the bank’s internal process for upgrading the account?


View attachment 112849View attachment 112850View attachment 112851


The main reason I upgraded was to apply for BOB RSDC and BOB EMT Debit Cards.
While applying through the BOB World app (as the option isn’t visible in net banking), these are the card variants shown:


View attachment 112860
2. Which debit card should I apply for first - the BOB RSDC or the BOB EMT card?

Right now, I have two debit cards linked to my account:

1. Physical RuPay Platinum Debit Card
2. Virtual RuPay Platinum Debit Card

I want to permanently close the physical RuPay Platinum card - how can I do that?
And I plan to keep the virtual Platinum card, but before that, could anyone confirm if there are any annual or maintenance charges on this virtual RuPay Platinum card?
If there are charges, I’ll close that one too since it’s not really useful for me.

Any help or guidance from those who recently upgraded or applied for these cards would be appreciated!

1. When you change account scheme or change your branch, then complete amount in your account is debited from previous scheme or branch and credited to new scheme or branch.
Its completely a normal process


2. Apply RSDC first then EMT

NO changes for virtual card .

To permanently close your physical Rupay Platinum, just block it permanently.

 

[safetorpedo2]

Hi guys, I’m planning to open bob super savings account online for rsdc. I’ve gone through the whole thread and had some residual questions

1) Can I choose different communication address than Aadhar while opening online (Canara bank wasn’t letting me do it online)

2) I need to choose no debit card while online opening process and after logging to net/mobile banking I need to choose rsdc, right? Will I be able to login to internet/mobile banking without a debit card or branch visit? (Branch is kinda far)

TIA
Any advice for doing VKYC, is it any better than other govt banks (IOB process is so bad)

 

[Bravo Echo]

Hi guys, I’m planning to open bob super savings account online for rsdc. I’ve gone through the whole thread and had some residual questions

1) Can I choose different communication address than Aadhar while opening online (Canara bank wasn’t letting me do it online)

2) I need to choose no debit card while online opening process and after logging to net/mobile banking I need to choose rsdc, right? Will I be able to login to internet/mobile banking without a debit card or branch visit? (Branch is kinda far)

TIA
Any advice for doing VKYC, is it any better than other govt banks (IOB process is so bad)

1. Yes
2. Right, Yes

BOB has one of the smoothest vkyc and online opening process

 

[Deepak_9155]

) Can I choose different communication address than Aadhar while opening online (Canara bank wasn’t letting me do it online)

Yes !

2) I need to choose no debit card while online opening process and after logging to net/mobile banking I need to choose rsdc, right? Will I be able to login to internet/mobile banking without a debit card or branch visit? (Branch is kinda far)

When I opened BOB Lite Account in BOB via online
No option shown to choose debit card
And by default RPDC delivered

So i think you may get a default debit card in bob

Then via BOB App You can apply for RSDC and EMT

 

[Deepak_9155]

I applied for BOB RSDC !

And it's dispatched and Card details showing in bob world app(Except CVV) !

When should i apply for EMT DC ?

 

[Bravo Echo]

U could have applied both cards at the same time

I applied for BOB RSDC !

And it's dispatched and Card details showing in bob world app(Except CVV) !

When should i apply for EMT DC ?

 

[Deepak_9155]

U could have applied both cards at the same time

Still I'm Getting The Option To Apply !

 

[Bravo Echo]

Still I'm Getting The Option To Apply !

Yes then apply for emt, no need to wait

 

[Deepak_9155]

Yes then apply for emt, no need to wait

App lie d ! !

 

[shazansalim]

Yes then apply for emt, no need to wait

Can I get 2 EMT for one account like we can get 1 primary and 2 add on in pnb.
Can we do same in BOB

 

[Bravo Echo]

Can I get 2 EMT for one account like we can get 1 primary and 2 add on in pnb.
Can we do same in BOB

No, only 1 of each

 

[shazansalim]

No, only 1 of each

I have a super savings account.
Planning to get RSDC and EMT.
What are your suggestions for the third card

 

[Lynx]

Yes then apply for emt, no need to wait

Emt benifits ?

 

[Bravo Echo]

I have a super savings account.
Planning to get RSDC and EMT.
What are your suggestions for the third card

I personally didn't have any need for 3rd card so haven't applied for it

But if u need another card of bob then go with visa platinum for Swiggy offers

 

[Bravo Echo]

Emt benifits ?

Ott, ganna, Flipkart 250/Qtr, Bb/blinkit 250/Qtr
And other EaseMyTrip benefits

 

[shazansalim]

I personally didn't have any need for 3rd card so haven't applied for it

But if u need another card of bob then go with visa platinum for Swiggy offers

What offer does it provide.
It has an annual fee of 300

 

[Bravo Echo]

What offer does it provide.
It has an annual fee of 300

Absolutely nothing other than occasional Swiggy card offers

 

[safetorpedo2]

Just for info, has bob outsourced their vkyc process to some agency or the bank staff do it themselves?

Was wondering whether I should start the account opening process today or on a bank working day