Yaah, i checked that and upgraded rupay platinum to rupay select in Today morning. my father has diamond 💎 varient sallery account .
Upon checking statement last 3 years, i found that 416( replacement charges 350+gst) ammount has been debited when i upgraded from visa platinum to rupay platinum back to December 2022. Apart from that 416 no joining and annual charges have been debited since last 3 years..and when i have upgraded rupay platinum to rupay select in today's morning, only 416 ammount has been debited as replacement charges or upgraded charges...
There are clearly mentioned in IOB connect app that no joining or annual fees will be taken for this select card..only 416 ammount has been debited after upgradation...
So for sallery account in IOB , no joining or annual charges for rupay select debit card..only 416 ammount will be debited if you upgraded