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iPhone 16 pro max 256gb best card to buy?

lol too many offtopic posts, guys can we come back to how i can maximize benefit for the purchase of 16 pro max?
Be thankful.

For your thread people are tagging and keeping it abuzz . But here see, the OP was blasted for tagging.


 
Be thankful.

For your thread people are tagging and keeping it abuzz . But here see, the OP was blasted for tagging.


Mujhe bhi tag delete kar dena chahiye, wo attitude ke karan se 🙂

Edit: Done
 
My Experience Buying iPhone 15 Pro Max

I recently purchased the iPhone 15 Pro Max and had a seamless experience. I'd like to share my tips to help you get the best deal.

Avoid Apple Website

Skip the Apple website, as they tend to overcharge. Instead, visit TATA Croma offline stores for better pricing.

Tips for Buying at TATA Croma:
1. Ask for the final price without any additional costs.
2. Decline extended warranty and insurance offers.
3. Request the "naked price" for the selected model.
4. Consider using ICICI Credit Card offers for benefits.
5. Business GST Benefit: If you're a business owner, don't forget to ask about GST invoicing at Croma stores. You can claim GST input credit, reducing your taxable amount.

ICICI CC Offer:

With ICICI CC, I availed the 24-month no-cost EMI option. Here's the breakdown:
• 75% of the price (approx. ₹1,13,000) split into 24 EMIs.
• 25% of the price (approx. ₹37,000) paid in one shot (with buyback option after 25 EMIs).
• Cashback: approximately ₹12,800, making it a no-cost EMI.

Additional Benefits for Tata Customers:
• If you hold a Tata Neu Card or Tata Neu Account, you'll earn additional Tata Neu points.

Key Takeaways:
• Visit TATA Croma offline stores for better pricing.
• Be mindful of additional costs and decline unnecessary offers.
• Leverage ICICI CC benefits for no-cost EMI and cashback.
• Claim GST input credit (if eligible) for business purposes.

Additional Tips for Business Owners:
• Ensure you have a valid GST number.
• Ask Croma staff to generate a GST invoice.
• Claim input credit to reduce your taxable amount.

By following these tips, you can get the best deal on your iPhone purchase!


REF- https://www.icicibank.com/offers/iphone-credit-card-offer
 
which one you decided?
Bro no 5x cashback on reward multiplier iof amex

Even no reward points for grabdeals axis

For iphone 16 series purchase

Even you can’t club ncemi instant cashback discount with business invoice and gst invoice

No use buying from apple official site

Buy from croma or any third party seller
 
Bro no 5x cashback on reward multiplier of amex

Even no reward points for grabdeals axis

For iphone 16 series purchase

Even you can’t club ncemi instant cashback discount with business invoice and gst invoice

No use buying from apple official site

Buy from croma or any third party seller
 
Go to the US. Buy the iPhone. Come back!

Congrats, you've the cheapest iPhone and crazy memories to cherish for your lifetime.
 
So guys I got to know I won't get 1% cashback on axis flipkart or on iciic apay card as cancelled emi trxns's don't get it. I was confused before but now I know 100%.

So, I have tons of cards but the only card I can use is either icici/axis on apple.com as amex dont' allow emi cancellation afaik and 5x rewards is not applicable on 16 pro max as it's in exclusion list anyways.

Now buyign via apay or fk axis doesn't make sense as I won't get anything extra.

However I have axis myzone and axis citi rewards and also I have ICICI HPCL, Rubyx(mastercard and amex) and saphiro card(mastercard and amex).

HPCL won't give anything but rubyx and sapphiro does have milstone benefit. I guess that's the best card to use right?

Citi rewards/myzone also won't give rewards on emi/cancel emi trick for ncemi so my only option is rubyx and sapphiro and as sapphiro is my new card i got from icici 3 days ago, that's the best way to go? it's costing me 1.285L - any benefit i get on sapphiro for milestone and also i get golf benefit (which idk if i'll use lol).

is there any other option?

I know a friend who has hdfc dcb card, how much is it cost for dcb in smartbuy?? I don't know anybody with infinia card so don't know abt infinia benefit via smartbuy


Edit : Made the purchase through Sapphiro ICICI card. 1.285L debitted, will cancel no cost emi. It will arrive tomorrow, I can cancel the order I guess if I get a better deal ugh.
 
Last edited:
So guys I got to know I won't get 1% cashback on axis flipkart or on iciic apay card as cancelled emi trxns's don't get it. I was confused before but now I know 100%.

So, I have tons of cards but the only card I can use is either icici/axis on apple.com as amex dont' allow emi cancellation afaik and 5x rewards is not applicable on 16 pro max as it's in exclusion list anyways.

Now buyign via apay or fk axis doesn't make sense as I won't get anything extra.

However I have axis myzone and axis citi rewards and also I have ICICI HPCL, Rubyx(mastercard and amex) and saphiro card(mastercard and amex).

HPCL won't give anything but rubyx and sapphiro does have milstone benefit. I guess that's the best card to use right?

Citi rewards/myzone also won't give rewards on emi/cancel emi trick for ncemi so my only option is rubyx and sapphiro and as sapphiro is my new card i got from icici 3 days ago, that's the best way to go? it's costing me 1.285L - any benefit i get on sapphiro for milestone and also i get golf benefit (which idk if i'll use lol).

is there any other option?

I know a friend who has hdfc dcb card, how much is it cost for dcb in smartbuy?? I don't know anybody with infinia card so don't know abt infinia benefit via smartbuy


Edit : Made the purchase through Sapphiro ICICI card. 1.285L debitted, will cancel no cost emi. It will arrive tomorrow, I can cancel the order I guess if I get a better deal ugh.
Were you able to cancel the NCEMI without any charges with ICICI ?
 
My Experience Buying iPhone 15 Pro Max

I recently purchased the iPhone 15 Pro Max and had a seamless experience. I'd like to share my tips to help you get the best deal.

Avoid Apple Website

Skip the Apple website, as they tend to overcharge. Instead, visit TATA Croma offline stores for better pricing.

Tips for Buying at TATA Croma:
1. Ask for the final price without any additional costs.
2. Decline extended warranty and insurance offers.
3. Request the "naked price" for the selected model.
4. Consider using ICICI Credit Card offers for benefits.
5. Business GST Benefit: If you're a business owner, don't forget to ask about GST invoicing at Croma stores. You can claim GST input credit, reducing your taxable amount.

ICICI CC Offer:

With ICICI CC, I availed the 24-month no-cost EMI option. Here's the breakdown:
• 75% of the price (approx. ₹1,13,000) split into 24 EMIs.
• 25% of the price (approx. ₹37,000) paid in one shot (with buyback option after 25 EMIs).
• Cashback: approximately ₹12,800, making it a no-cost EMI.

Additional Benefits for Tata Customers:
• If you hold a Tata Neu Card or Tata Neu Account, you'll earn additional Tata Neu points.

Key Takeaways:
• Visit TATA Croma offline stores for better pricing.
• Be mindful of additional costs and decline unnecessary offers.
• Leverage ICICI CC benefits for no-cost EMI and cashback.
• Claim GST input credit (if eligible) for business purposes.

Additional Tips for Business Owners:
• Ensure you have a valid GST number.
• Ask Croma staff to generate a GST invoice.
• Claim input credit to reduce your taxable amount.

By following these tips, you can get the best deal on your iPhone purchase!


REF- https://www.icicibank.com/offers/iphone-credit-card-offer
any idea till when this offer end? just want to know
 
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