kingkhaan
TF Buzz
I NEED A DISCOUNT ON ANNUAL CIBIL MEMBERSHIP. @TechnoFino KINDLY HELP, HAVE SENT YOU DM AS WELL
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Is any Discount available on CIBIL annual membership ?
- Thread starter kingkhaan
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Specially, now credit bureaus would be bound to give realtime alerts to consumers on every enquiry as per latest RBI guidelines
Nah in 6 month i m planning to get 4-5 cc from
Sbi
Bob
Icici.
Hence took it for applying carefully.& Monitoring.
Even I got 7 credit cards in last 3 months, and was aware of my cibil score at each step, which never dipped by the way... Also cibil used to email that my cibil score/profile has been updated. So I knew either it's an enquiry added(if I applied card) or a new credit account is added
Going forward cibil will even disclose if that was through an enquiry and by which bank
So I don't see use of any subscription, given you can acccess full reports from 10+ third party apps websites
So after 6 months, it is 100% off on subscription fee
cardio_guy
TF Legend
when I was new to credit cards, I put a nuclear bomb on them and ripped them apart. chibil schore is 775 as of yesterday.
@aayusharyan should i calm down a bit? see my enquiries ROFMAO
@aayusharyan should i calm down a bit? see my enquiries ROFMAO
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I would recommend you to continue bombing, the banks need to calm in your case by stopping enquiries every now n then
cardio_guy
TF Legend
next i will target amex using your referral link 😛
Thanks, I have a trick even for you. Amex won't bombard you with multiple enquiries even if you apply for their trifecta
I got two amex cc recently, but only one cibil hit
How ? Did u Got
shashankrt
TF Ace
Not that difficult. Especially after you get 1st one say MRCC, the second one is easier if you meet eligibility criteria.
Absolutely on point
shashankrt
TF Ace
Well CIBIL as a model is flawed. Imagine after 18 yrs of history they are still reporting my source of income as credit card 🙄. Also its does not consider your income - only looks at credit limit utilization which does not make sense. Additionally it double counts joint loans. So loan 25lakh home loan on me and wife's name is counted as 25+25 in both of our reports.
That is why i never recommend becoming their premium subscriber, no premiumship as such in their subscription.
paxauquabriba-4876
TF Premier
If anyone has any valid working code then please share and/or DM. Thnaks in Avdance.
Not work anymore. Any new one ?
Life is a movie that I have seen too many times
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