Is Axis NEO credit card worth to owned?

[Meiraba25]

I would like to know how to utilise maximum worth out of this Neo credit card.

Plz share your ideas friends

 

[Lakshya Mahani]

+1

 

[rp0703]

useful for

- a person just started credit card journey and got this as pre-approved or ltf from bank.

- 700rs. worth of joining benefits.
- use frequently on zomato for 40% off = 120Rs. savings.
- 5% discount on bill payment done in amazon. = 150Rs. savings.
- 10% off at Myntra on min. spends of 500.
- If blinkit servicable then 10% on min. spends of 750.

Even worth it if person paying 250rs. annual fee (joining benefits cover 3years annual fee).

And later based on limit, upgrade to higher cards.

Called customer care and got it as additional card just because charges are very low. Also joining benefits are good. Also wanted for 40% off on zomato offer.

 

[rp0703]

useful for

- a person just started credit card journey and got this as pre-approved or ltf from bank.

- 700rs. worth of joining benefits.
- use frequently on zomato for 40% off = 120Rs. savings.
- 5% discount on bill payment done in amazon. = 150Rs. savings.
- 10% off at Myntra on min. spends of 500.
- If blinkit servicable then 10% on min. spends of 750.

Even worth it if person paying 250rs. annual fee (joining benefits cover 3years annual fee).

And later based on limit, upgrade to higher cards.

Just one question. In joining benefits we are supposed to get 3 months Zomato Pro membership. But since Zomato pro has been discontinued will I be getting Zomato Gold?

 

[rp0703]

View attachment 10596

Real Joining Benefit would be rs. 700 only which is still good. Pharmeasy subscription is useless for me.