Is it advisable to have separate Insurers for 3rd party and Own Damage?

[S U D O]

Two-wheeler insurance -
I have 3rd Party for 5 years from GoDigit Insurance valid till 2028
Own Damage expiring tomorrow.
Standalone OD from Go Digit is costing around 4k with add-ons (zero dep, RTI, etc) but United India Insurance with same add-ons is costing 2.6k on Policybazzaar


My query - Is it advisable to have separate Insurers for 3rd party and Own Damage ?
(It is allowed i know but any hassle if claiming in future)

 

[Anupama_Jha]

Yeah, u can go for it. No issues in claiming

 

[S U D O]

Thanks @Anupama_Jha . .