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Is it mandatory to buy two wheeler insurance from showroom

Currently RE bear 650. Still have 15yr old discover, though don't use that much.

Been lucky enough to own/use a few starting from two strokes to all the way upto superbike.
I've heard the bear has a very stiff back suspension. How true is that?

Is that liveable with?

Though I'd never get a bear myself as the idea doesn't stick with me.

Also it looks like you've had a few bikes through your journey to reach to the bear.

Which one was your favourite?
 
I've heard the bear has a very stiff back suspension. How true is that?

Is that liveable with?
For me it's the best 650. Problem is it is not made for Indian market. This was mainly for US/eu market where men are much taller/heavier than avg Indian.
I am 6ft tall & weigh around 100kg. Even regular interceptor is small for me. And gt is way too small.Bike is not good for anyone shorter than 5'10 or may be lighter than 70kg. As its taller, heavier than Himalayan with wider seats.

There is a trick to use the bike. Don't slow down for small humps. Suspension behaves much better if you are in 40s/50s than in 10s. Ground clearance is pretty good, so that wont be a problem. Repeated small bumps (not rumble strips but like attached pic) are Achilles heel of the bike.
images (61).webp


still i would choose bear over interceptor /gt any day. They had bad suspension. Front end wallows and rear was too soft even at hardest setting. And seat was too soft for long rides.

Which one was your favourite?
had used an old yezdi 250 for some time a long while ago. It was a fun bike.
I was very impressed with cbr 650f. My friend lent it to me when he went abroad. Only superbike which you can use daily without burning a hole through your pocket. Honda charged premium while selling the bike, but service was super cheap for a superbike. It had 2 -ves.
A. Outdated instrument cluster
B. Vibration at cruising speed was little high for a honda i4 engine. Once you build up speed it used to die down.
 
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For me it's the best 650. Problem is it is not made for Indian market. This was mainly for US/eu market where men are much taller/heavier than avg Indian.
I am 6ft tall weight around 100kg. Even regular interceptor is small for me. And gt is way too small.Bike is not good for anyone shorter than 5'10 or may be lighter than 70kg. As its taller, heavier than Himalayan with wider seats.

There is a trick to use the bike. Don't slow down for small humps. Suspension behaves much better if you are in 40s/50s than in 10s. Ground clearance is pretty good, so that wont be a problem. Repeated small bumps (not rumble trips but like attached pic) are Achilles heel of the bike.

still i would choose bear over interceptor /gt any day. They had bad suspension. Front end wallows and rear was too soft even at hardest setting. And seat was too soft for long rides.

had used an old yezdi 250 for some time a long while ago. It was a fun bike.
I was very impressed with cbr 650f. My friend lent it to me when he went abroad. Only superbike which you can use daily without burning a hole through your pocket. Honda charged premium while selling the bike, but service was super cheap for a superbike. It had 2 -ves.
A. Outdated instrument cluster
B. Vibration at cruising speed was little high for a honda i4 engine. Once you build up speed it used to die down.
I have only ridden single cylinders.
Once I test rode the super meteor for a kilometer. Couldn't tell much.

I own one RTR 160 4v. Which ignited the passion for these toys. I take it for short to medium rides. Also take bikes owned friends sometimes for the same. From bajaj Platinas to RE 350s and a many in-between.

Do not have money or space for multiple. I wish to go long when time and finance allows me to.

Nice to meet you sir.
 
Please note as per MV act, only Third party insurance of motor vehicle is mandatory from registration to RC expiry. One can be fined for not having this. This is to ensure that no third party individual or property damage is left uncompensated by accident. And the rates are fixed by IRDAI. So it doesn't matter from whom you are buying.

This is ornamental in India as it is extremely tough to get claim under this without FIR or MV tribunal even if other side is faulty. This is useful for ghastly accidents caused to others from your own driving. Never drive without this.

Own Damage is like health insurance for your vehicle. You can buy from anyone, anytime, you can stop anytime, buy again anytime, etc. Premium/NCB/add on cover varies as this is a just a contract between you and insurer. So is cashless claims garage, preferred garage, etc. Most insurance tries to lower the payout. Hefty commission is given for getting this insurance. If you care about your own vehicle, take it.

On the dealership, during negotiation tell them that you will get quote from outside and negotiate hard. All insurance providers have online quote tools. Get the optimum price vs claims and price matched it by dealer. Most dealership have targets to get in house insurance. So they will forego their commission little bit and do it. For you advantage, is you get better support from dealer during claim.

Always they try to show insurance discount as overall discount which is just imaginary discount. So negotiate for ex showroom price discount always and never on insurance.

If they act stubborn, tell them you need Third party insurance only for registration in the booking form which you need to sign. They may play by delaying your vehicle delivery, be ready to fight in this case.
 
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