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Is it possible to pay credit card bill with credit card? If yes, how?

steiner03

TF Select
Is there any workaround or trick using which we can pay credit card bills with credit card (Same or different)?
If it's possible, how?
Preferably with zero additional charges so as to utilise credit card benefits by using them to pay other credit card bills.
 
Last edited:

  • Go to BHIM and add rupay card
  • Go to PayZapp and select credit card under credit card bill pay
  • Raise request using UPI app payment method inside PayZapp and select your BHIM UPI id
  • Go to BHIM and select approve option. Select rupay card and pay.
Thanks for sharing this.

Following the above steps, I managed to make a payment of 5k in the very first transaction. This was in the first 24 hours of setting up BHIM.

However, all further transactions after the 24 hours cut off are failing for me. I approve the payment request on BHIM and enter the UPI PIN. The status remains as processing and doesn't change. Payment remains pending on PayZapp as well. Tried 3-5 times with different amounts starting from 5k to 50k, no success. Any idea what can be the issue in this case?
 
Recently made a successful payment of 70k for my Axis card using Payzapp and BHIM (HDFC Tata Neu Plus Rupay Card) combination. I was also able to pay a small amount for my ICICI card as well.
I noticed that HDFC is placing the transactions under EMI category, do we get rewards for that?
 
Thanks for sharing this.

Following the above steps, I managed to make a payment of 5k in the very first transaction. This was in the first 24 hours of setting up BHIM.

However, all further transactions after the 24 hours cut off are failing for me. I approve the payment request on BHIM and enter the UPI PIN. The status remains as processing and doesn't change. Payment remains pending on PayZapp as well. Tried 3-5 times with different amounts starting from 5k to 50k, no success. Any idea what can be the issue in this case?
Try the next day
That 24 hrs is for android and if iphone it’s 72 hrs
 
Recently made a successful payment of 70k for my Axis card using Payzapp and BHIM (HDFC Tata Neu Plus Rupay Card) combination. I was also able to pay a small amount for my ICICI card as well.
I noticed that HDFC is placing the transactions under EMI category, do we get rewards for that?
Where did you see EMI category?? Can you post a screenshot for that
 
Recently made a successful payment of 70k for my Axis card using Payzapp and BHIM (HDFC Tata Neu Plus Rupay Card) combination. I was also able to pay a small amount for my ICICI card as well.
I noticed that HDFC is placing the transactions under EMI category, do we get rewards for that?
Did you convert that to EMI? I see everything as payments in the my cards app.
 
I checked on https://mycards.hdfcbank.com/ and after adding my neu card I was able to see these transactions with an EMI color tag. Don't know if it'll change once the transaction is settled or not.
So, do we get rewards for EMI type transactions or not ?
for EMI no CC will ever give reward untill it applicable in a offer by the company to the user for a duration.
 
I checked on https://mycards.hdfcbank.com/ and after adding my neu card I was able to see these transactions with an EMI color tag. Don't know if it'll change once the transaction is settled or not.
So, do we get rewards for EMI type transactions or not ?
Actually for setted transactions also my Axis bank app shows that icon to provide option to convert into emi till bill generation
No worries on ur Tata card rewards you’ll get
 
I checked on https://mycards.hdfcbank.com/ and after adding my neu card I was able to see these transactions with an EMI color tag. Don't know if it'll change once the transaction is settled or not.
So, do we get rewards for EMI type transactions or not ?
Don't see the icon colour, see the bar left side of the icon. It is of red colour and categorizing it in payment category. Web capture_19-4-2023_181228_mycards.hdfcbank.com.jpeg
 
Thanks for sharing this.

Following the above steps, I managed to make a payment of 5k in the very first transaction. This was in the first 24 hours of setting up BHIM.

However, all further transactions after the 24 hours cut off are failing for me. I approve the payment request on BHIM and enter the UPI PIN. The status remains as processing and doesn't change. Payment remains pending on PayZapp as well. Tried 3-5 times with different amounts starting from 5k to 50k, no success. Any idea what can be the issue in this case?
limit is 5k on card for first 5-7 days.. after that it gets increased to existing hdfc card (shared limit)
 
I checked on https://mycards.hdfcbank.com/ and after adding my neu card I was able to see these transactions with an EMI color tag. Don't know if it'll change once the transaction is settled or not.
So, do we get rewards for EMI type transactions or not ?
You are mistaken. The colour code is for the grey line on the top. It will change to the right colour after the transaction is settled. You need to wait for it. You are looking at icon of the merchant which can be any colour.
 
Has anyone faced any issue in making large payments more than 1 lakh using their tata neu card?? If yes, anyone faced any issues and how much cashback was earned for this?
 
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