Is it worth holding to Magnus after getting Amex Plat?

[abhishek162]

I also have similar credit card portfolio as yours – Infinia, Magnus and Platinum Charge. Based on my spend patterns, I am planning to do following:
Magnus – I will not renew and close in Q3 2024.
Platinum Charge – Due for renewal in Q2 2024; will renew it based on retention offer.
If I do not renew Platinum charge then I will apply for Atlas.

Will follow similar strategy perhaps in case Plat Charge doesn't come to be of much use. Though not sure if Atlas itself will have value by then.

 

[abhishek162]

I plan to get infinia, have an scb ult and mrcc.. will. close AVI and Plat Chg

AVI I understand but plat chg didn't add value? Also, why retain SCM Ult if you get Infinia?

 

[abhishek162]

i feel meet and greet service will be on the chopping block soon as it is very costly to axis

Axis cards are more like a small cap stock with corporate governance issue now lol

 

[Deleted member 9785]

ATLAS 1:1 feb 1 se kya ?

 

[Zacobite]

AVI I understand but plat chg didn't add value? Also, why retain SCM Ult if you get Infinia?

plat charge was great for year 1.. year 2 not so much... SCB as backup card ( also has points for many exclusions in other cards)

 

[Deleted member 11974]

Had Sapphiro Intermiles. SBI is a horror story when it comes to service and charges. Divorced them long time back. Besides with a young kid our movie going isn't going to be same for next 2 years at least. Also, on PVR you could get 5x points on Plat Charge effectively a discount of 22% I think (including flat 11% off). Plat charge retention may depend on renewal offer (if any is given) and also how much am I able to use this year. Will effectively tell me do I really need it. Else Infinia, Amex Plat alone suffice for me largely (with occasional Amazon Pay if the Infinia vouchers are not sufficient in a given month)

look for easydiner ltf
or aurum for bms offer and movie tickets
decent value proposition
as for plat charge retention benefits have gone down to 10k taj vouchers from what i have seen on twitter

 

[abhiver]

what devaluation is planned for Atlas?

I think they might roll back to 1 point for 100 spend

 

[abhiver]

I personally feel AMEX is more reliable than Axis, because there employee design card benefit in such a way that they are hard to get looted (in term of loss).