Is it worth it to upgrade to ICICI Rubix Credit Card?

[DS111]

Please tell me in detail. What are the Benefits and Disadvantages of the ICIC Rubix Card?

 

[NOOBY]

depends on the card you have currently and whether its being offered as LTF or not

If yes, then the question becomes illogical.. only exception being you have Coral Rupay variant and don't want to switch to Visa/MC

If not, then you can compare your existing card with Rubyx and see if its worth paying the fees...

Generally, this forum hates ICICI so everyone would tell you stay with the card you have (if its LTF) or else, downgrade to ICICI Platinum which is free

 

[deep@vie]

depends on the card you have currently and whether its being offered as LTF or not

If yes, then the question becomes illogical.. only exception being you have Coral Rupay variant and don't want to switch to Visa/MC

If not, then you can compare your existing card with Rubyx and see if its worth paying the fees...

Generally, this forum hates ICICI so everyone would tell you stay with the card you have (if its LTF) or else, downgrade to ICICI Platinum which is free

+1

 

[Rahul Gupta]

depends on the card you have currently and whether its being offered as LTF or not

If yes, then the question becomes illogical.. only exception being you have Coral Rupay variant and don't want to switch to Visa/MC

If not, then you can compare your existing card with Rubyx and see if its worth paying the fees...

Generally, this forum hates ICICI so everyone would tell you stay with the card you have (if its LTF) or else, downgrade to ICICI Platinum which is free

Rip icici paid cards.

 

[Patil007]

depends on the card you have currently and whether its being offered as LTF or not

If yes, then the question becomes illogical.. only exception being you have Coral Rupay variant and don't want to switch to Visa/MC

If not, then you can compare your existing card with Rubyx and see if its worth paying the fees...

Generally, this forum hates ICICI so everyone would tell you stay with the card you have (if its LTF) or else, downgrade to ICICI Platinum which is free

True if LTF then take else leave it.

 

[Patil007]

depends on the card you have currently and whether its being offered as LTF or not

If yes, then the question becomes illogical.. only exception being you have Coral Rupay variant and don't want to switch to Visa/MC

If not, then you can compare your existing card with Rubyx and see if its worth paying the fees...

Generally, this forum hates ICICI so everyone would tell you stay with the card you have (if its LTF) or else, downgrade to ICICI Platinum which is free

Har ek ka time hota he, pehle ICICI cards ka tha then HDFC aya abhi Axis ka he,
Next koi aur ajayega 🤣🤣.

Cards lete raho.

 

[Chaitanya-a]

Har ek ka time hota he, pehle ICICI cards ka tha then HDFC aya abhi Axis ka he,
Next koi aur ajayega 🤣🤣.

Cards lete raho.

ICICI ka time tha? Ache cards deta tha ICICI pehle?

 

[bugmenot]

Upgrade to rubyx only if LTF. You get 2 railway lounge access per quarter in rubyx which is not in sapphiro/emerald. That's the only meaningful benefit.

 

[Chaitanya-a]

Upgrade to rubyx only if LTF. You get 2 railway lounge access per quarter in rubyx which is not in sapphiro/emerald. That's the only meaningful benefit.

Yeah. Otherwise MMT Signature makes sense.

 

[panu24]

ICICI ka time tha? Ache cards deta tha ICICI pehle?

I never liked ICICI cards. Specially their rewards program is not good. I am not fan of Payback points. Hence I use APay only. But I will always suggest if ICICI gives LTF cards don't say no to them 😉

 

[Deleted member 5552]

ICICI ka time tha? Ache cards deta tha ICICI pehle?

Because of ICICI, most people got credit card. They launched Credit Card on FD and my first card was FD card.

 

[Patil007]

I never liked ICICI cards. Specially their rewards program is not good. I am not fan of Payback points. Hence I use APay only. But I will always suggest if ICICI gives LTF cards don't say no to them 😉

Yes for offers we need one ICICI card.

 

[Deleted member 5552]

I can't understand why they don't give good rewards for premium cards 🤔

 

[pratyush]

I can't understand why they don't give good rewards for premium cards 🤔

because its her choice😛🤣

 

[Deleted member 5552]

because its her choice😛🤣

Those who hate ICICI cards also have at least one ICICI Credit Card 😆

 

[thanix]

Value of points is same at 0.25 rupees mostly across their cards and they even have redemption charges, 100 I guess, for that poor reward rate. I was hoping they will revamp it after payback ended but it just remains the same.

 

[pratyush]

Those who hate ICICI cards also have at least one ICICI Credit Card 😆

yes, LTF Rubyx. 😀

 

[sv004]

I also have ltf rubyx . Used it for lounge access and railway lounges. Its a good card . Whenever thr is offers on icici i use that

 

[Shekhar007]

depends on the card you have currently and whether its being offered as LTF or not

If yes, then the question becomes illogical.. only exception being you have Coral Rupay variant and don't want to switch to Visa/MC

If not, then you can compare your existing card with Rubyx and see if its worth paying the fees...

Generally, this forum hates ICICI so everyone would tell you stay with the card you have (if its LTF) or else, downgrade to ICICI Platinum which is free

I have Coral Rupay and now i get an offer to upgrade to rubyz dual card (no joining , no renewal) should i upgrade it? If I upgrade , can i use my rupay card along with the rubyz dual cards??

 

[Rahul Gupta]

I have Coral Rupay and now i get an offer to upgrade to rubyz dual card (no joining , no renewal) should i upgrade it? If I upgrade , can i use my rupay card along with the rubyz dual cards??View attachment 56301

Yes your rupay card will remain active. Btw you only have 1 icici card right?