is it worth to avail upgrade from LTF Axis My Zone to Axis Privilege Card

[card_enthusiast]

hello friends,
Can anybody suggest would it be sensible to avail card upgrade offer from axis bank from my LTF my zone variant to paid axis privilege card. As the joining and annual fees are quite high for axis privilege card also no special benefit apart from 10 Edge reward points for rs200 spending and the lounge benefit. while the best benefit for myzone is rs120 instant discount 2 times per month on swiggy which I am availing every month means a benefit of rs2800 annually with no fee. Please suggest..

 

[vysakh]

Depends on your spend patterns. You have calculated the benefit you will actually get/use with MyZone and that comes to be 2800 every year. This is good way to quantify the benefit. Now, do the same for Privilege and see if the benefits you get are more than 2800 + annual fee of the card. If yes, go for it. If no, don't go.

 

[card_enthusiast]

Are you not getting any other LTF cards?

you mean LTF from axis bank..

 

[card_enthusiast]

Yeah

holding Axis myzone LTF and Axis Airtel Chargeable and would like to try for Axis Ace which would again be chargeable...

 

[cardy]

I have MyZone LTF
Airtel paid(FYF)
ACE paid

Now axis is offering upgrade on my LTF MyZone it's offering iocl , some time privilege and rewards and customer service also offering select. But all are paid.

Don't want to loose my existing three cards. I got pre-approved offer of 11 cards last jun/ July.

I want now the IOCL or select , but as fourth card. What should I do? Wait for another pre-approved offer?
Or Should I take privilege ?

Needed guide of you @S S V , @4uziaul , @D₹V, @Strange and the community

 

[4uziaul]

I have MyZone LTF
Airtel paid(FYF)
ACE paid

Now axis is offering upgrade on my LTF MyZone it's offering iocl , some time privilege and rewards and customer service also offering select. But all are paid.

Don't want to loose my existing three cards. I got pre-approved offer of 11 cards last jun/ July.

I want now the IOCL or select , but as fourth card. What should I do? Wait for another pre-approved offer?
Or Should I take privilege ?

Needed guide of you @S S V , @4uziaul , @D₹V, @Strange and the community

It's very difficult to secure a 4th card unless you receive pre-approved offers again. You can try applying offline or consider closing one of your existing cards and then apply for IOCL or Select.

 

[cardy]

It's very difficult to secure a 4th card unless you receive pre-approved offers again. You can try applying offline or consider closing one of your existing cards and then apply for IOCL or Select.

In that case upgrading MyZone will be easier, isn't it

 

[4uziaul]

In that case upgrading MyZone will be easier, isn't it

Y e s

 

[Deepak_Shetty]

I also have LTF My zone , LTF Indian oil and Paid ACE. I would like to close one card. It's really confusing.
As per my spends, Indian oil card is only useful for fuel transaction as it gives 4% edge points. But didn't find any attractive option to redeem points. Not interested in miles. I have few other rupay cards.
My zone card is only useful for BOGO Movie offer in Paytm.
Don't want to close ACE card in current situation.

 

[4uziaul]

I also have LTF My zone , LTF Indian oil and Paid ACE. I would like to close one card. It's really confusing.
As per my spends, Indian oil card is only useful for fuel transaction as it gives 4% edge points. But didn't find any attractive option to redeem points. Not interested in miles. I have few other rupay cards.
My zone card is only useful for BOGO Movie offer in Paytm.
Don't want to close ACE card in current situation.

If you don't need the 4th card, then don't close any of your existing Axis cards, especially if two of them are LTF.

 

[Deepak_Shetty]

If you don't need the 4th card, then don't close any of your existing Axis cards, especially if two of them are LTF.

I thought the same. But after knowing that few people have got Axis Magnus as zero annual fee (as in welcome letter), planning to try my luck.

 

[4uziaul]

I thought the same. But after knowing that few people have got Axis Magnus as zero annual fee (as in welcome letter), planning to try my luck.

Good luck 🤞