Is it worth to get IndusInd Pioneer Bank account?

[EnthuCC]

Hi, I recently got my IDFC First account upgraded to Wealth. Now I'm looking to diversify my banking experience. I have never got any Indusind bank account or credit card offer.

Their team came in our society function to advertise their products. I wanted to try to get any good credit card LTF on card to card basis. I talked with their team which consisted their BM as well. They offered me Pioneer bank account.

They offered me that they'd open Pioneer account with 10L initial deposit and I can withdraw money few days later and shouldn't worry about 10L quarterly balance requirement.
The BM assured me verbally there.

Is it good offer?

I don't see Pioneer credit card very valuable however their Debit card is good especially BMS offer.

Is it worth to get Indusind Pioneer bank account? Are there better options available?

 

[EnthuCC]

The offer ends this week.
Any inputs from the experienced please?

 

[cc_dc_explorer]

The offer ends this week.
Any inputs from the experienced please?

Which City and Society Bro? Did you opted for it ?

 

[EnthuCC]

Which City and Society Bro? Did you opted for it ?

Tier-2 city
I haven't opened the account yet. I've yet to find conclusive reviews and experience from the people who already hold this account.

The credit card doesn't seem exciting however the Pioneer Debit card seems awesome. But someone said that Indusind Exclusive debit card is similar too. So I will contact bank again next week to provide me Pinnacle or Indulge credit card LTF through card to card basis and then get Indusind Exclusive 0 MAB using the trick shared in forum before.

 

[cc_dc_explorer]

Do let me know about this trick as well. Also update when you get the CC.

 

[EnthuCC]

Do let me know about this trick as well. Also update when you get the CC.

Here is one thread of it

Thread 'INDUSIND EXCLUSIVE SAVINGS ACCOUNT + PINNACLE CARD = Zero MAB'

Mar 11, 2024

since there are many threads created for this same topic , I thought of clearing all the doubts with this new post.

I can confidently say that the below information is correct.
1. you need to own a pinnacle / indulge credit card.
2. if you have legend , you can get it upgraded to pinnacle. pinnacle with 5L + limit will be eligible for indulge. but I okay with pinnacle of now.
3.open Indusind exclusive savings account by visiting branch you can not open it online. I was told by the RM (relationship manager) that grande account supports this aswell, but initial funding is 5L.
4. Once...

• SN.M
• indusind indusind account indusind bank savings account indusind exclusive
• Replies: 231
• Forum: Bank Account

• 
• 

There are plenty more of it. Just search "Pinnacle Exclusive" and you will find many posts.

Are you looking to open Pioneer account too?

 

[cc_dc_explorer]

Here is one thread of it

Thread 'INDUSIND EXCLUSIVE SAVINGS ACCOUNT + PINNACLE CARD = Zero MAB'

Mar 11, 2024

since there are many threads created for this same topic , I thought of clearing all the doubts with this new post.

I can confidently say that the below information is correct.
1. you need to own a pinnacle / indulge credit card.
2. if you have legend , you can get it upgraded to pinnacle. pinnacle with 5L + limit will be eligible for indulge. but I okay with pinnacle of now.
3.open Indusind exclusive savings account by visiting branch you can not open it online. I was told by the RM (relationship manager) that grande account supports this aswell, but initial funding is 5L.
4. Once...

• SN.M
• indusind indusind account indusind bank savings account indusind exclusive
• Replies: 231
• Forum: Bank Account

• 
• 

There are plenty more of it. Just search "Pinnacle Exclusive" and you will find many posts.

Are you looking to open Pioneer account too?

I am still looking to get the difference between PIONEER and PIONEER PRIVATE. Is there a thread with the exact difference. Is there a way if we can get PIONEER PRIVATE with 10L AMB ?

PIONEER PRIVATE CC looks ultra luxurious and offers unique benefits. That's why I think if I can get this in low AMB then I'll go for it.

 

[EnthuCC]

I am still looking to get the difference between PIONEER and PIONEER PRIVATE. Is there a thread with the exact difference. Is there a way if we can get PIONEER PRIVATE with 10L AMB ?

PIONEER PRIVATE CC looks ultra luxurious and offers unique benefits. That's why I think if I can get this in low AMB then I'll go for it.

Someone mentioned that TRV is Rs. 1 Cr for Pioneer Private

Post in thread 'IndusInd Bank Pioneer Private Credit Card'

Jun 29, 2024

Your preference bank ??

Your preferred bank bro for 1 crore?

• SonyTom

 

[cc_dc_explorer]

Someone mentioned that TRV is Rs. 1 Cr for Pioneer Private

Post in thread 'IndusInd Bank Pioneer Private Credit Card'

Jun 29, 2024

Your preference bank ??

Your preferred bank bro for 1 crore?

• SonyTom

yeah! I have read this.. I will still check with BM if it is possible. Otherwise will check if it is possible with small investment.

As the offer of 3 Free movie tickets,Meet and. greet, Airport pick/up drop, 2 vouchers worth 3k every year etc.....are very unique. No top cards gives that.

 

[EnthuCC]

yeah! I have read this.. I will still check with BM if it is possible. Otherwise will check if it is possible with small investment.

As the offer of 3 Free movie tickets,Meet and. greet, Airport pick/up drop, 2 vouchers worth 3k every year etc.....are very unique. No top cards gives that.

Let me know what your BM replies.
I am intrigued to get this account but I can't maintain Rs.10L for whole quarter in that account hence I'm little hesitant now.

 

[EnthuCC]

Regarding savings account
Hal Guys needed Help from Your Experience ,
Who have INDUSIND PIONEER ACCOUNT and still maintaining the same

RM and BM saying that since you dont have Initial Funding Issue OPEN THE PIONEER Account, more benefits than Exclusive and no NMC CHARGES, then I asked my doubts on him for which he replied all positively

1) Kindly tell me , You opened the indusind PIONEER account from branch or upgraded old account from branch
2) Of course I seen in SOC earlier It mentioned there is NO NMC charges on this account Like HDFC preferred ,imperia e.t.c
So From how many years you are using this account without NMC and without maintaining AQB as per Requirement mentioned in SOC
3) I dont maintain any balance Except FD that also max or below 5L (not sure about this ) when ever urgent may take OD or break or close the same.
SO in FUTURE DONT THEY DOWNGRADE THE ACCOUNT if we dont maintain the relationship

please share any other IMP points if I miss which are important based on your expereince

please share your views who already using this account without maintaining any MAB or QAB as per SOC

1) Opened account in branch with initial funding. NTB customer.
2) For a month now. I transferred funds when their share price dropped severely. I will await till 3rd party audit report to move funds there.
3) Unsure about it. It depends on your relationship with RM and BM. Downgrading is in their hands.

Their customer service isn't good. So whatever they're offering ask them to fulfill all offers on account opening week. Later they won't even ask you.

Did they offer you free Paywear?