Is it worth upgrading to HDFC Prime Banking from an HDFC SavingsMax account?

[abhikbose]

I have a SiavingMax account with HDFC Bank. Today, I received an SMS offer that I am eligible for a Prime banking upgrade. I am not sure what this upgrade will provide. I have the following doubts. Any expert advice on this will be helpful

1. What are the benefits of Prime Banking over the SavingsMax account?
2. I have a free Platinum debit card with SavingsMax. Will Prime also get a free debit card? Nothing is mentioned on the HDFC site.
3. For SavingsMax, the MAB requirement is 25k in savings or 1.5lakh in FD. For Prime, it is 35k in savings or 1lakh in FD. So, FD-wise, Prime is cheaper. If Prime is an upgrade from SavingsMax, most customers will choose Prime during an account opening. Why should someone choose SavingsMax instead of Prime while opening an account? [When I opened the account, I didn't know about Prime]
4. Any other benefits of prime? Shall I consider this upgrade?

Thank you in advance

 

[HumorSimpson]

technically, received official response from HDFC support that even 'SavingsMax' only platinum DC is free, millennia chargeable.

Only Classic onwards its free, officially.

thanks bro for saving me the hassle of going to hdfc bank