Is perfect score possible??

[Riya]

Is perfect credit score possible? 900/900 types

If YES then how??
If NO then why??

 

[s1t2y3a3m6]

No, not even in dream.

 

[Aniket]

Is perfect credit score possible? 900/900 types

If YES then how??
If NO then why??

Don't think so, it's impossible! 😑

No because of Bureaus Algorithm, variable credit age, CU, no. of enquiries, timely and duly payments.... and others...

 

[Shubham Yadav]

Against the popular opinion its is completely p[possible to reach 900/900



















in your dream

 

[HumorSimpson]

Is perfect credit score possible? 900/900 types

If YES then how??
If NO then why??

Why bother mam ? Even in that case your cards get rejected.

 

[rp0703]

Is perfect credit score possible? 900/900 types

If YES then how??
If NO then why??

Possible, Just achieved mine today.

 

[Aniket]

Possible, Just achieved mine today.
View attachment 50642

Itna bhi sach nahi bolna tha na jo koi biswas hi na karein 🤣

Edited!🙃

 

[Ak Singh]

Itna bhi sach nahi bolna tha na jo koi biswas hi na karein 🤣

Edited!🙃

What is the maximum score can be achieved practically in cibil?

 

[Aniket]

What is the maximum score can be achieved practically in cibil?

I can't quote specific number, but it can be around 850, in my view.

 

[Shubham Yadav]

What is the maximum score can be achieved practically in cibil?

Practically i have seen 830

but the person took Home loan

 

[Piyush_Jaiswal]

What is the maximum score can be achieved practically in cibil?

For Experian, I have seen scores as high as 895

I myself had an Experian Score of 890, which is 889 at present .

 

[VasukiVasuki is verified member.]

Practically i have seen 830

but the person took Home loan

800+ is home loan ..
Without a doubt u can guess it 100%

 

[$$LordWealth$$]

Is perfect credit score possible? 900/900 types

If YES then how??
If NO then why??

Everything is possible.

 

[Shubham Yadav]

800+ is home loan ..
Without a doubt u can guess it 100%

but i guess

@SSV cibil is 800+

without home loan

 

[Piyush_Jaiswal]

@Riya The score doesn't matter much after it crosses a certain threshold . Anything above 780 is good.

What matters more to the bank is what's inside the credit report, like the amount of credit limit you have from different banks, your credit utilization, the income you have, how much of loans you have taken, etc etc.
What they assess is your repayment capacity, that's it.

Even if you have a score of 752 but you already have cards with very high limit and low utilization, you are more likely to be approved for your next card rather than a person having a credit score of 895 but having low income and low credit limit.

 

[SSV]

but i guess

@SSV cibil is 800+

without home loan

Yes I have no home loan and
My CIBIL is 802
Experian 810.

 

[Ak Singh]

Yes I have no home loan and CIBIL score is 802, Experian 810.

Is your credit utilisation in negative?

 

[SSV]

Is your credit utilisation in negative?

Yessss ssssir..🫡🫡 .

 

[HumorSimpson]

800+ is home loan ..
Without a doubt u can guess it 100%

For me till 7 months ago it was 800+ without any home loan. Now it is 790 +- 5, despite no anomaly in spending patterns.

 

[Aniket]

Yessss ssssir..🫡🫡 .

So as soon as it will get increased by even 2-5%, there will be drop in CIBIL score.